Markets / Mutual funds / Multi Asset Allocation

UTI Multi Asset Allocation Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Hybrid fund · Regular plan · IDCW

Multi Asset AllocationRegular · IDCWRisk: Very High

NAV · 5 Nov 2026

₹28.9500 ▲ 1.39%

UTI Mutual Fund

Fund size₹6,968 crJuly - September 2026

1-month range₹27.62 – 28.95

1 year-2.30%

Expense ratio1.83%regular plan, a year

5 years+7.51%a year

What the fund does

The scheme seeks to generate long term capital appreciation by investing across asset classes. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Benchmark65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index

Launched19 Nov 2008

Fund houseUTI Mutual Fund

Fund managersSharwan Kumar Goyal FM 1ampLokesh Kulthia - FM 2Jaydeep Bhowal -FM 3

NAV history

Returns

1 week

+3.25%avg 3.5%

1 month

+1.51%avg 1.5%

3 months

-3.55%avg -1.8%

6 months

-2.08%avg -0.0%

This year

-5.19%avg 1.4%

1 year

-2.30%avg 5.0%

3 years (a year)

+9.64%avg 13.9%

5 years (a year)

+7.51%avg 11.8%

Bars: this plan; the thin mark is the Multi Asset Allocation average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	-2.4	-4.9	+4.4	+1.6	+1.7	+2.5	-2.1	-0.3	+0.9	+3.2	+2.0	+0.8
2026	-0.8	-0.3	-8.9	+6.0	+0.7	-0.5	+1.3	+1.4	-5.3	-2.1	+4.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held92130 lines in all

Top 10 stocks23.5%of the fund

Equity66.2%stocks and equity derivatives

Debt & cash35.0%everything else

Where the money is

Equity 65.0%Derivatives (long) 1.2%Debt 6.3%Money market 4.5%Cash & others 24.1%

Sectors (stocks held)

Banks

14.3%

IT - Software

7.0%

Food Products

4.1%

Pharmaceuticals & Biotechnology

3.6%

Diversified FMCG

3.3%

Automobiles

3.3%

Consumer Durables

3.1%

Capital Markets

3.1%

Credit quality (debt and money market)

AAA

5.5%

Sovereign

3.7%

Unrated / other

0.8%

AA+

0.8%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	65.0%	65.5%	-0.48
Derivatives (long)	1.2%	1.3%	-0.10
Debt	6.3%	5.2%	+1.07
Money market	4.5%	6.5%	-1.94
Cash & others	24.1%	22.8%	+1.34
Top 10 stocks	23.5%	23.4%	+0.13
Number of stocks	92	91	+1

New stocks 1

EQ - KPIT TECHNOLOGIES LTD0.06%

Bought more 1

EQ - HDFC BANK LIMITED+0.44

Cut back 2

EQ - BHARTI AIRTEL LTD.-0.52
EQ - BSE LTD-0.45

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 92

Holding	Sector / type	% of fund
EQ - ICICI BANK LTD INE090A01021	Banks	3.23%
EQ - KOTAK MAHINDRA BANK LTD. INE237A01036	Banks	3.14%
EQ - HDFC BANK LIMITED INE040A01034	Banks	2.94%
EQ - ITC LTD. INE154A01025	Diversified FMCG	2.57%
EQ - NESTLE INDIA LTD. INE239A01024	Food Products	2.56%
EQ - TATA CONSULTANCY SERVICES LTD. INE467B01029	IT - Software	2.36%
EQ - BHARAT ELECTRONICS LTD. INE263A01024	Aerospace & Defense	1.83%
EQ - INTERGLOBE AVIATION LTD INE646L01027	Transport Services	1.69%
EQ - INFOSYS LTD. INE009A01021	IT - Software	1.61%
EQ - TITAN COMPANY LTD. INE280A01028	Consumer Durables	1.57%
EQ - BRITANNIA INDUSTRIES LTD. INE216A01030	Food Products	1.56%
EQ - ASIAN PAINTS (INDIA) LTD. INE021A01026	Consumer Durables	1.55%
EQ - STATE BANK OF INDIA INE062A01020	Banks	1.55%
EQ - CUMMINS INDIA LTD. INE298A01020	Industrial Products	1.55%
EQ - HCL TECHNOLOGIES LTD. INE860A01027	IT - Software	1.48%
EQ - COAL INDIA LTD. INE522F01014	Consumable Fuels	1.45%
EQ - EICHER MOTORS LTD INE066A01021	Automobiles	1.22%
EQ - MULTI COMMODITY EXCHANGE OF IN INE745G01043	Capital Markets	1.15%
EQ - LAURUS LABS LTD. INE947Q01028	Pharmaceuticals & Biotechnology	1.04%
EQ - MARICO LTD INE196A01026	Agricultural Food & other Products	1.01%
EQ - SHRIRAM FINANCE LTD INE721A01047	Finance	0.93%
EQ - FEDERAL BANK LTD. INE171A01029	Banks	0.92%
EQ - AU SMALL FINANCE BANK LTD INE949L01017	Banks	0.92%
EQ - HERO MOTOCORP LTD. INE158A01026	Automobiles	0.90%
EQ - BHARTI AIRTEL LTD. INE397D01024	Telecom - Services	0.88%
EQ - COLGATE PALMOLIVE INDIA LTD. INE259A01022	Personal Products	0.84%
EQ - HDFC ASSET MANAGEMENT COMPANY INE127D01025	Capital Markets	0.83%
EQ - AXIS BANK LTD. INE238A01034	Banks	0.83%
EQ - SUN PHARMACEUTICALS INDUSTRIES INE044A01036	Pharmaceuticals & Biotechnology	0.78%
EQ - HINDUSTAN ZINC LTD. INE267A01025	Non - Ferrous Metals	0.78%
EQ - PIDILITE INDUSTRIES LTD. INE318A01026	Chemicals & Petrochemicals	0.76%
EQ - GE VERNOVA T & D INDIA LTD INE200A01026	Electrical Equipment	0.72%
EQ - RELIANCE INDUSTRIES LTD. INE002A01018	Petroleum Products	0.70%
EQ - HINDUSTAN UNILEVER LTD INE030A01027	Diversified FMCG	0.68%
EQ - TORRENT PHARMACEUTICALS LTD. INE685A01028	Pharmaceuticals & Biotechnology	0.68%
EQ - PERSISTENT SYSTEMS LTD. INE262H01021	IT - Software	0.67%
EQ - INDUS TOWERS LIMITED INE121J01017	Telecom - Services	0.64%
EQ - SOLAR INDUSTRIES INDIA LTD. INE343H01029	Chemicals & Petrochemicals	0.64%
EQ - MARUTI SUZUKI INDIA LTD. INE585B01010	Automobiles	0.62%
EQ - BHARAT FORGE LTD. INE465A01025	Auto Components	0.60%
EQ - ASHOK LEYLAND LTD INE208A01029	Agricultural, Commercial & Construction Vehicles	0.58%
EQ - SUZLON ENERGY LTD. INE040H01021	Electrical Equipment	0.55%
EQ - HYUNDAI MOTOR INDIA LTD INE0V6F01027	Automobiles	0.51%
EQ - VEDANTA ALUMINIUM METAL LTD. INE1CDF01017	Non - Ferrous Metals	0.47%
EQ - PAGE INDUSTRIES INE761H01022	Textiles & Apparels	0.45%
EQ - BSE LTD INE118H01025	Capital Markets	0.45%
EQ - MAX FINANCIAL SERVICES LTD. INE180A01020	Insurance	0.45%
EQ - ULTRATECH CEMENT LTD. INE481G01011	Cement & Cement Products	0.44%
EQ - POLYCAB INDIA LTD INE455K01017	Industrial Products	0.41%
EQ - INDIAN BANK INE562A01011	Banks	0.40%
EQ - NAVIN FLUORINE INTERNATIONAL L INE048G01026	Chemicals & Petrochemicals	0.39%
EQ - GLENMARK PHARMACEUTICALS LTD. INE935A01035	Pharmaceuticals & Biotechnology	0.38%
EQ - APOLLO HOSPITALS ENTERPRISE LT INE437A01024	Healthcare Services	0.37%
EQ - ORACLE FINANCIAL SERVICES SOFT INE881D01027	IT - Software	0.37%
EQ - ADITYA BIRLA CAPITAL LTD INE674K01013	Finance	0.37%
EQ - LTM Limited INE214T01019	IT - Software	0.36%
EQ - DELHIVERY LTD. INE148O01028	Transport Services	0.35%
EQ - KARUR VYSYA BANK LTD. INE036D01028	Banks	0.33%
EQ - LIC OF INDIA INE0J1Y01017	Insurance	0.33%
EQ - DR REDDYS LABORATORIES LTD. INE089A01031	Pharmaceuticals & Biotechnology	0.31%
EQ - VEDANTA LTD INE205A01025	Diversified Metals	0.31%
EQ - SBI LIFE INSURANCE COMPANY LTD INE123W01016	Insurance	0.30%
EQ - ACUTAAS CHEMICALS LIMITED INE00FF01025	Pharmaceuticals & Biotechnology	0.28%
EQ - MTAR TECHNOLOGIES LTD INE864I01014	Electrical Equipment	0.26%
EQ - MUTHOOT FINANCE LTD. INE414G01012	Finance	0.26%
EQ - BAJAJ FINSERV LTD. INE918I01026	Finance	0.24%
EQ - NIPPON LIFE INDIA ASSET MANAGE INE298J01013	Capital Markets	0.23%
EQ - TD POWER SYSTEMS LTD. INE419M01035	Electrical Equipment	0.23%
EQ - INDIAN RAILWAY CATERING & TOUR INE335Y01020	Leisure Services	0.23%
EQ - COMPUTER AGE MANAGEMENT SERV INE596I01020	Capital Markets	0.22%
EQ - CENTRAL DEPOSITORY SERVICES INE736A01011	Capital Markets	0.22%
EQ - GREAT EASTERN SHIPPING CO. LTD INE017A01032	Transport Services	0.21%
EQ - HDFC LIFE INSURANCE COMPANY LI INE795G01014	Insurance	0.20%
EQ - TATA ELXSI LTD. INE670A01012	IT - Software	0.13%
EQ - ICICI LOMBARD GENERAL INSURANC INE765G01017	Insurance	0.11%
EQ - PROCTER & GAMBLE HYGIENE & HEL INE179A01014	Personal Products	0.11%
EQ - FORTIS HEALTHCARE LTD. INE061F01013	Healthcare Services	0.10%
EQ - ABBOTT INDIA LTD. INE358A01014	Pharmaceuticals & Biotechnology	0.08%
EQ - DABUR INDIA LTD. INE016A01026	Personal Products	0.08%
EQ - SHREE CEMENT LTD. INE070A01015	Cement & Cement Products	0.08%
EQ - EMAMI LTD. INE548C01032	Personal Products	0.07%
EQ - MRF LTD. INE883A01011	Auto Components	0.06%
EQ - KPIT TECHNOLOGIES LTD INE04I401011	IT - Software	0.06%
EQ - TRIVENI TURBINE LTD INE152M01016	Electrical Equipment	0.05%
EQ - ECLERX SERVICES LTD. INE738I01010	Commercial Services & Supplies	0.04%
EQ - VEDANTA OIL AND GAS LTD. INE704J01044	Oil	0.04%
EQ - VEDANTA POWER LTD. INE694L01019	Power	0.04%
EQ - VEDANTA IRON AND STEEL LTD. INE1CLE01013	Ferrous Metals	0.04%
EQ - INDIAMART INTERMESH LTD INE933S01016	Retailing	0.04%
EQ - EMCURE PHARMACEUTICALS LTD INE168P01015	Pharmaceuticals & Biotechnology	0.03%
EQ - DIXON TECHNOLOGIES (INDIA) LTD INE935N01020	Consumer Durables	0.01%
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.01%

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Derivatives, debt, money market and cash 38

Holding	Sector / type	% of fund
MF UNITS UTI MF- GOLD EXCHANGE TRADED FUND ETF INF789F1AUX7	-	13.63%
NET CURRENT ASSETS	–	3.28%
MF UNITS UTI MF- SILVER EXCHANGE TRADED FUND ETF INF789F1AYK6	-	1.70%
REIT- EMBASSY OFFICE PARKS INE041025011	-	1.39%
7.24% GSEC MAT- 18/08/2055 IN0020250075	SOV	1.36%
INVIT - IRB INVIT FUND INE183W23014	-	1.22%
DIXON TECHNOLOGIES (INDIA) LTD-27-Oct-2026 INE935N01020	Consumer Durables	1.11%
REIT- KNOWLEDGE REALTY TRUST REIT INE1JAR25012	-	1.04%
REIT - BAGMANE PRIME OFFICE INE2OVN25015	-	0.96%
6.90% GSEC MAT - 15/04/2065 IN0020250018	SOV	0.88%
MF UNITS UTI - FLOATER FUND INF789F1ACX5	-	0.82%
REIT- BROOKFIELD INDIA REAL ESTATE TRUST INE0FDU25010	-	0.80%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EU4	CRISIL-AAA	0.75%
NCD EXPORT IMPORT BANK OF INDIA INE514E08GF5	CRISIL-AAA	0.74%
NCD TATA CAPITAL HOUSING FINANCE LTD INE033L07IW4	CRISIL-AAA	0.38%
NCD CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED INE121A07SU3	ICRA-AA+	0.38%
NCD MUTHOOT FINANCE LTD INE414G07JZ7	CRISIL-AA+	0.38%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KX8	CRISIL-AAA	0.37%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KW0	CRISIL-AAA	0.37%
NCD KOTAK MAHINDRA PRIME LTD. INE916DA7TN7	CRISIL-AAA	0.37%
NCD BAJAJ FINANCE LTD. INE296A07TX5	CRISIL-AAA	0.37%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07631	CRISIL-AAA	0.37%
NCD HDFC BANK LTD. INE040A08AK2	CRISIL-AAA	0.37%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LA4	CRISIL-AAA	0.37%
NCD BAJAJ FINANCE LTD. INE296A07TL0	CRISIL-AAA	0.37%
NCD POWER FINANCE CORPORATION LTD. INE134E08NJ0	CRISIL-AAA	0.36%
7.34% GSEC MAT- 22/04/2064 IN0020240035	SOV	0.36%
NCD REC LTD INE020B08GD4	CRISIL-AAA	0.35%
06.90% BIHAR SDL - 16/07/2035 IN1320250021	SOV	0.35%
07.32% GSEC MAT -13/11/2030 IN0020230135	SOV	0.31%
7.08% A P SGL MAT - 26/03/2037 IN1020240801	SOV	0.28%
7.10% GSEC - MAT - 08/04/2034 IN0020240019	SOV	0.08%
06.94% GSEC Mat- 11/05/2036 IN0020260025	SOV	0.07%
MF UNITS Nifty 5 yr Benchmark G-Sec ETF ETF INF789F1AZE6	-	0.04%
MF UNITS Nifty 10 yr Benchmark G-Sec ETF ETF INF789F1AZF3	-	0.04%
KPIT TECHNOLOGIES LTD-27-Oct-2026 INE04I401011	IT - Software	0.04%
MF UNITS UTI Nifty 500 Exchange Traded Fund ETF INF789F1AG76	-	0.03%
7.72% WESTBENGAL SGS Mat - 11/03/2044 IN3420250414	SOV	0.01%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility12.1%yearly, from daily NAVs

Worst fall-24.75%31 Jan 2018 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity & equity related instruments

65–80%

Debt and Money Market instruments (including securitised debt)*

10–25%

Commodity ETFs, Exchange Traded Commodity Derivatives

10–25%

High) Units issued by InvITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹6,968 cr across all plans · this plan ₹177 cr
Fund house	UTI Mutual Fund
Category	Hybrid · Multi Asset Allocation
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.91% · Regular 1.83% (5 Nov 2026)
Exit load	(A) Redemption / Switch out within 30 days from the date of allotment – 1.00% (B) Redemption / Switch out after 30 days from the date of allotment – NIL
Minimum investment	Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, · additional Regular Plan-Growth-Rs.1000, Regular Plan-Reinvestment of IDCW-Rs.1000, Regular Plan-Payout of IDCW-Rs.1000, Direct Plan-Growth-Rs.1000, Direct Plan-Reinvestment of IDCW-Rs.1000, Direct Plan-Payout of IDCW-Rs.1000,
Scheme code (AMFI)	111602
ISIN	INF789F01AN1
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹87.8100	+2.25%
Direct · IDCW	₹34.2066	-0.74%
Regular · Growth	₹78.0920	+1.15%

Top Multi Asset Allocation funds (regular plans)

Fund	1 year	3 years (a year)
Quant Multi Asset Allocation Fund	+10.34%	+20.37%
Nippon India Multi Asset Allocation Fund	+6.16%	+17.14%
DSP Multi Asset Allocation Fund	+7.65%	+16.76%
Kotak Multi Asset Allocation Fund	+7.73%	+15.69%
WhiteOak Capital Multi Asset Allocation Fund	+7.74%	+15.34%
Aditya Birla Sun Life Multi Asset Allocation Fund	+7.58%	+15.22%
Axis Multi Asset Allocation Fund	+6.64%	+14.84%
Axis Multi Asset Allocation Fund	+5.51%	+13.68%

All Multi Asset Allocation funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI Multi Asset Allocation Fund - Regular Plan - IDCW today?

₹28.9500 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Multi Asset Allocation Fund - Regular Plan - IDCW?

1 year: -2.30%, 3 years: 9.64% a year, 5 years: 7.51% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.