Markets / Mutual funds / Ultra Short Duration

UTI Ultra Short to Short Term Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

UTI Mutual Fund · Debt fund · Regular plan · IDCW

Ultra Short DurationRegular · IDCW

NAV · 6 Nov 2026

₹1,082.7239 ▲ 0.01%

UTI Mutual Fund

Fund size₹2,477 crJuly - September 2026

1-month range₹1,078.44 – 1,082.72

1 year+2.08%

Expense ratio0.65%regular plan, a year

5 years+0.60%a year

What the fund does

Debt fund in the Ultra Short Duration category, from UTI Mutual Fund.

Fund houseUTI Mutual Fund

NAV history

Returns

1 week

+0.28%avg 0.2%

1 month

+0.31%avg 0.3%

3 months

+0.61%avg 1.0%

6 months

+1.15%avg 2.6%

This year

+1.25%avg 4.3%

1 year

+2.08%avg 5.1%

3 years (a year)

+1.14%avg 6.1%

5 years (a year)

+0.60%avg 5.6%

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.1
2025	+0.2	-0.1	+0.3	+0.3	+0.3	-0.1	-0.0	-0.2	-0.1	+0.0	+0.5	+0.4
2026	+0.2	+0.2	-0.2	+0.2	-0.4	+0.6	+0.3	-0.1	-0.1	+0.1	+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings5051 lines in all

Top 10 holdings38.6%of the fund

Debt58.7%bonds, government securities

Money market27.3%CDs, CPs, treasury bills

Where the money is

Debt 58.7%Money market 27.3%Cash & others 14.0%

Credit quality (debt and money market)

AAA

43.2%

A1+

18.7%

Sovereign

8.6%

AA+

7.8%

7.3%

Unrated / other

0.4%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	58.7%	53.0%	+5.67
Money market	27.3%	25.4%	+1.86
Cash & others	14.0%	21.5%	-7.46

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

Holding	Sector / type	% of fund
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	–	0.05%

Bonds, money market and cash 50

Holding	Sector / type	% of fund
364 DAYS T-BILL - 10/12/2026 IN002025Z377	SOV	7.60%
NET CURRENT ASSETS	–	6.57%
NCD REC LTD INE020B08EW9	CRISIL-AAA	5.38%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EF5	ICRA-AAA	4.81%
NCD MAHINDRA RURAL HOUSING FINANCE LTD INE950O07438	CRISIL-AAA	3.85%
NCD SUMMIT DIGITEL INFRASTRUCTURE LTD INE507T07070	CRISIL-AAA	3.81%
NCD EMBASSY OFFICE PARKS REIT INE041007084	CRISIL-AAA	3.65%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08EK5	CRISIL-AAA	2.87%
NCD VEDANTA LTD INE205A08103	ICRA-AA+	2.69%
07.66% XIRR PTC- RADHAKRISHNA SECURITISATION TRUST-28/09/2028 INE2I7H15018	CRISIL-AAA(SO)	2.01%
NCD 360 ONE PRIME LTD INE248U07EW8	CRISIL-AA	1.93%
NCD CANFIN HOMES LTD. INE477A07423	ICRA-AAA	1.92%
NCD ADITYA BIRLA RENEWABLES LTD INE01QP08016	CRISIL-AA	1.92%
NCD HINDUJA LEYLAND FINANCE LTD. INE146O07557	CRISIL-AA+	1.92%
NCD REC LTD INE020B08GL7	CRISIL-AAA	1.92%
NCD POONAWALLA FINCORP LTD. INE511C07946	CRISIL-AAA	1.92%
NCD 360 ONE PRIME LTD INE248U07GG6	ICRA-AA	1.91%
NCD POONAWALLA FINCORP LTD. INE511C07912	CRISIL-AAA	1.91%
CD - INDIAN BANK LTD. - 04/12/2026 INE562A16QM0	CRISIL-A1+	1.90%
CP EXPORT IMPORT BANK OF INDIA INE514E14TQ3	CRISIL-A1+	1.90%
CD - Indian Bank - 15/12/2026 INE562A16QN8	CRISIL-A1+	1.90%
NCD MINDSPACE BUSINESS PARKS REIT INE0CCU07199	ICRA-AAA	1.89%
NCD GODREJ INDUSTRIES LTD. INE233A08170	CRISIL-AA+	1.88%
NCD SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08LA4	CRISIL-AAA	1.88%
CD - SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 INE556F16BW2	CARE-A1+	1.88%
CP MUTHOOT FINCORP LIMITED INE549K14CI9	CRISIL-A1+	1.87%
CD - UNION BANK OF INDIA - 22/02/2027 INE692A16ND1	ICRA-A1+	1.87%
CD - ICICI BANK LTD. - 08/03/2027 INE090AD6295	ICRA-A1+	1.87%
CD - AU SMALL FINANCE BANK LTD - 10/06/2027 INE949L16EO8	CARE-A1+	1.82%
CD - SIDBI - 11/08/2027 INE556F16CF5	CARE-A1+	1.80%
NCD MUTHOOT FINANCE LTD INE414G07KC4	CRISIL-AA+	1.34%
NCD POONAWALLA FINCORP LTD. INE511C07938	CRISIL-AAA	1.34%
NCD GODREJ SEEDS AND GENETICS LIMITED INE316Z08055	CRISIL-AA	1.14%
7.86% KARNATAKA SDL- 15/03/2027 IN1920160117	SOV	0.97%
NCD LIC HOUSING FINANCE LTD. INE115A07MW4	CRISIL-AAA	0.96%
NCD TATA CAPITAL HOUSING FINANCE LTD INE033L07HY2	CRISIL-AAA	0.96%
NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED INE936D07182	CRISIL-AAA	0.96%
NCD BAJAJ HOUSING FINANCE LTD INE377Y07557	CRISIL-AAA	0.96%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT INE261F08DV4	CRISIL-AAA	0.96%
NCD POONAWALLA FINCORP LTD. INE511C07870	CRISIL-AAA	0.96%
NCD MINDSPACE BUSINESS PARKS REIT INE0CCU08015	ICRA-AAA	0.96%
NCD REC LTD INE020B08FD6	ICRA-AAA	0.96%
NCD MINDSPACE BUSINESS PARKS REIT INE0CCU07165	CRISIL-AAA	0.95%
NCD REC LTD INE020B08GI3	CRISIL-AAA	0.95%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED INE053F08510	CRISIL-AAA	0.94%
NCD INDIGRID INFRASTRUCTURE TRUST INE219X07538	CRISIL-AAA	0.94%
CD - KOTAK MAHINDRA BANK LTD - 08/01/2027 INE237AD6117	CRISIL-A1+	0.94%
CD - KOTAK MAHINDRA BANK LTD - 29/01/2027 INE237AD6125	CRISIL-A1+	0.94%
SPN/DDB 360 ONE PRIME LTD INE248U07FV7	ICRA-AA	0.43%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS INF0RQ622028	-	0.38%

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From the fund house's monthly portfolio (d3ce1o48hc5oli.cloudfront.net), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.4%yearly, from daily NAVs

Worst fall-11.57%29 Mar 2019 → 28 Jun 2019

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹2,477 cr across all plans · this plan ₹1.91 cr
Fund house	UTI Mutual Fund
Category	Debt · Ultra Short Duration
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.37% · Regular 0.65% (6 Nov 2026)
Scheme code (AMFI)	105578
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹3,911.1592	+5.88%
Direct · IDCW	₹2,097.0475	+5.88%
Direct · IDCW	₹1,527.0290	+5.88%
Direct · IDCW	₹1,493.2636	+5.88%
Direct · IDCW	₹1,024.8107	+0.29%
Direct · IDCW	₹1,660.3564	+5.89%
Direct · IDCW	₹1,513.3104	+5.89%
Direct · IDCW	₹1,345.5675	+0.36%
Direct · IDCW	₹1,447.7808	+5.88%
Regular · Growth	₹6,799.2151	+5.75%
Regular · Growth	₹3,844.2926	+5.75%
Regular · IDCW	₹3,653.3532	+5.75%
Regular · IDCW	₹4,532.2961	+5.75%
Regular · IDCW	₹2,404.1150	+5.75%
Regular · IDCW	₹3,213.0105	+5.75%
Regular · IDCW	₹1,481.6736	+5.75%
Regular · IDCW	₹1,485.4220	+5.75%
Regular · IDCW	₹1,511.3379	+5.75%
Regular · IDCW	₹1,093.6351	+0.77%
Regular · IDCW	₹1,012.8944	-1.03%
Regular · IDCW	₹1,464.8366	+4.46%
Regular · IDCW	₹1,462.1518	+5.75%
Regular · IDCW	₹1,336.5735	+0.34%
Regular · IDCW	₹1,517.5351	+5.75%

Top Ultra Short Duration funds (regular plans)

Fund	1 year	3 years (a year)
Tata Ultra Short Term Fund	+6.92%	+7.48%
Mirae Asset Ultra Short to Short Term Fund	+6.12%	+7.42%
Axis Ultra Short Term Fund	+6.65%	+7.41%
Axis Ultra Short to Short Term Fund	+6.08%	+7.40%
Mirae Asset Ultra Short-Term Fund	+6.63%	+7.40%
HSBC Ultra Short to Short Term Fund	+5.56%	+7.27%
ICICI Prudential Ultra Short to Short Term Fund	+5.90%	+7.25%
Tata Ultra Short to Short Term Fund	+6.12%	+7.25%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI Ultra Short to Short Term Fund - Regular Plan - IDCW today?

₹1,082.7239 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI Ultra Short to Short Term Fund - Regular Plan - IDCW?

1 year: 2.08%, 3 years: 1.14% a year, 5 years: 0.60% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.