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UTI - Unit Linked Insurance Plan - Regular Plan - Growth

NAVs of 8 Nov 2026

UTI Mutual Fund · Hybrid fund · Regular plan · Growth

Balanced AdvantageRegular · GrowthRisk: High
NAV · 6 Nov 2026
₹43.4402 ▲ 0.39%
UTI Mutual Fund
Fund size₹5,076 crJuly - September 2026
1-month range₹41.62 – 43.44
1 year+2.43%rank 21 of 42
Expense ratio1.57%regular plan, a year
5 years+5.65%a year

What the fund does

Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments

BenchmarkNifty 50 Hybrid Composite Debt 50:50 Index
Launched1 Oct 1971
Fund houseUTI Mutual Fund
Fund managersAnurag Mittal FM 1Ajay Tyagi FM 2Kamal Gada FM 3 Mr. Akash Shah FM 4

NAV history

424344 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+3.12%avg 4.6%
1 month
+2.78%avg 3.8%
3 months
+0.17%avg 0.1%
6 months
+5.38%avg 2.7%
This year
+3.02%avg 1.1%
1 year
+2.43%avg 2.0% · #21/42
3 years (a year)
+8.06%avg 9.5% · #27/35
5 years (a year)
+5.65%avg 8.3% · #20/23

Bars: this plan; the thin mark is the Balanced Advantage average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025-0.8-2.5+3.3+2.5+1.4+1.0-0.3-1.0+0.2+1.5+0.3-1.0
2026-1.8-0.4-5.1+3.9+0.5+2.8+2.9+0.4-2.9-0.1+3.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility6.6%yearly, from daily NAVs
Worst fall-14.74%31 Aug 2018 → 31 Mar 2020
RiskometerHighHigh

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt
60–100%
Equity
0–40%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹5,076 cr across all plans · this plan ₹4,924 cr
Fund houseUTI Mutual Fund
CategoryHybrid · Balanced Advantage
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 1.09% · Regular 1.57% (6 Nov 2026)
Exit loadIf withdrawn prematurely – 2% On or after maturity – Nil
Minimum investmentMinimum target amount under the scheme is 15000 which is required to be invested over 10/15 year period. · additional Additional investment beyond the minium, the target amount cab be chosen in multiple o for participating in the 10/15 years plan
Scheme code (AMFI)100646
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹47.3522+3.02%

Top Balanced Advantage funds (regular plans)

Fund1 year3 years (a year)
Axis Balanced Advantage Fund+4.14%+13.20%
Mahindra Manulife Balanced Advantage Fund+4.99%+12.52%
quant Dynamic Asset Allocation Fund-1.67%+12.25%
Aditya Birla Sun Life Balanced Advantage Fund+6.96%+11.96%
Baroda BNP Paribas Balanced Advantage Fund+4.28%+11.96%
Axis Balanced Advantage Fund+2.90%+11.86%
ICICI Prudential Balanced Advantage Fund+5.46%+11.59%
HDFC Balanced Advantage Fund+0.34%+11.56%
UTI - Unit Linked Insurance Plan+2.43%+8.06%

All Balanced Advantage funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of UTI - Unit Linked Insurance Plan - Regular Plan - Growth today?

₹43.4402 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of UTI - Unit Linked Insurance Plan - Regular Plan - Growth?

1 year: 2.43%, 3 years: 8.06% a year, 5 years: 5.65% a year

How does UTI - Unit Linked Insurance Plan rank in its category?

21 of 42 Balanced Advantage funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.