SIF costs: expense ratios and exit loads
NAVs of 6 Nov 2026
What each SIF charges, and when and at what cost you can take money out.
Expense ratio: the yearly fee taken from the fund, already reflected in the NAV; the regular plan costs more because it pays a distributor. Expense ratios as on 5 Nov 2026, from the fund houses' filings with AMFI; exit loads and fund types from AMFI. Exit loads are shortened; the fund page has the full wording. On phones, the difference, withdrawal rules and minimum are hidden.
Information only, not investment advice.
What is the expense ratio of a SIF?
The yearly fee the fund house takes from the fund, as a percentage of its assets. It is already reflected in the NAV, so returns shown are after it.
Why does the regular plan cost more?
The regular plan pays a commission to the distributor who sold it; the direct plan, bought from the fund house or a direct platform, does not.
What is an interval SIF?
One that lets investors redeem only on set dates (its redemption window), not on any business day like an open-ended SIF.