Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Aditya Birla Sun Life Mutual Fund · Debt fund · Regular plan · IDCW

Banking & PSURegular · IDCW

NAV · 6 Nov 2026

₹101.5945 ▼ 0.01%

Aditya Birla Sun Life Mutual Fund

Fund size₹8,741 crJuly - September 2026

1-month range₹100.83 – 101.60

1 year-1.53%

3 years-2.21%a year

5 years-1.55%a year

What the fund does

Debt fund in the Banking & PSU category, from Aditya Birla Sun Life Mutual Fund.

Fund houseAditya Birla Sun Life Mutual Fund

NAV history

Returns

1 week

+0.62%avg 0.6%

1 month

+0.24%avg 0.3%

3 months

-1.06%avg 0.4%

6 months

-0.22%avg 2.5%

This year

-0.57%avg 3.6%

1 year

-1.53%avg 4.1%

3 years (a year)

-2.21%avg 6.7%

5 years (a year)

-1.55%avg 6.0%

Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.1
2025	+0.7	+0.3	-0.3	+1.4	+1.3	-1.7	+0.6	-0.2	-0.9	+0.9	+0.5	-1.3
2026	-0.1	+0.7	-1.7	+0.5	+0.1	+0.7	+0.2	+0.0	-1.1	-0.3	+0.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings176178 lines in all

Top 10 holdings23.9%of the fund

Debt69.8%bonds, government securities

Money market16.7%CDs, CPs, treasury bills

Where the money is

Equity 3.5%Debt 69.8%Money market 16.7%Cash & others 9.9%

Credit quality (debt and money market)

AAA

67.3%

A1+

16.7%

Sovereign

2.5%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	3.5%	3.5%	+0.08
Debt	69.8%	68.4%	+1.39
Money market	16.7%	21.9%	-5.21
Cash & others	9.9%	6.2%	+3.74
Top 10 stocks	2.3%	2.2%	+0.05
Number of stocks	27	27	0

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 27

Holding	Sector / type	% of fund
Corporate Debt Mkt Devp. Fund-A2 INF0RQ622028	–	0.34%
0% GOI - (22/08/2028) STRIPS IN000828C029	Sovereign	0.33%
0% GOI - (15/10/2033) STRIPS IN001033C041	Sovereign	0.32%
0% GOI - (06/05/2030) STRIPS IN000530C021	Sovereign	0.27%
0% GOI - (16/06/2030) STRIPS IN000630C078	Sovereign	0.23%
0% GOI - (15/10/2034) STRIPS IN001034C049	Sovereign	0.17%
0% GOI - (16/06/2028) STRIPS IN000628C072	Sovereign	0.16%
0% GOI - (12/03/2028) STRIPS IN000328C053	Sovereign	0.16%
0% GOI - (22/08/2029) STRIPS IN000829C027	Sovereign	0.15%
0% GOI - (15/04/2036) STRIPS IN000436C047	Sovereign	0.12%
0% GOI - (15/10/2036) STRIPS IN001036C044	Sovereign	0.12%
0% GOI - (19/03/2028) STRIPS IN000328C046	Sovereign	0.12%
0% GOI - (15/04/2037) STRIPS IN000437C045	Sovereign	0.11%
0% GOI - (17/06/2027) STRIPS IN000627C033	Sovereign	0.11%
0% GOI - (12/09/2028) STRIPS IN000928C050	Sovereign	0.11%
0% GOI - (15/10/2037) STRIPS IN001037C042	Sovereign	0.11%
0% GOI - (15/04/2038) STRIPS IN000438C043	Sovereign	0.11%
0% GOI - (22/10/2029) STRIPS IN001029C031	Sovereign	0.10%
0% GOI - (15/04/2039) STRIPS IN000439C041	Sovereign	0.07%
0% GOI - (15/10/2039) STRIPS IN001039C048	Sovereign	0.07%
0% GOI - (16/12/2028) STRIPS IN001228C070	Sovereign	0.05%
0% GOI - (17/06/2029) STRIPS IN000629C039	Sovereign	0.05%
0% GOI - (16/12/2029) STRIPS IN001229C078	Sovereign	0.05%
0% GOI - (22/02/2031) STRIPS IN000231C026	Sovereign	0.04%
0% GOI - (22/08/2031) STRIPS IN000831C023	Sovereign	0.04%
0% GOI - (15/06/2029) STRIPS IN000629C054	Sovereign	0.01%
0% GOI - (01/06/2029) STRIPS IN000629C088	Sovereign	0.01%

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Bonds, money market and cash 151

Holding	Sector / type	% of fund
7.48% National Bank for Agriculture and Rural Development (15/09/2028) INE261F08EO7	CRISIL AAA	6.72%
Net Receivable / Payable	–	5.13%
TREPS	–	4.82%
6.58% Indian Railway Finance Corporation Ltd. (30/05/2030) ** INE053F08528	ICRA AAA	2.28%
7.56% REC Ltd. (31/08/2027) ** INE020B08FF1	ICRA AAA	2.25%
7.28% REC Ltd. (31/08/2029) ** INE020B08GI3	CRISIL AAA	2.05%
6.78% Indian Railway Finance Corporation Ltd. (30/04/2030) ** INE053F08494	ICRA AAA	1.87%
7.42% State Bank of India (29/08/2039) ** INE062A08447	ICRA AAA	1.83%
7.60% Power Finance Corporation Ltd. (13/04/2029) ** INE134E08MX3	ICRA AAA	1.77%
7.44% National Bank for Agriculture and Rural Development (24/02/2028) INE261F08EK5	ICRA AAA	1.77%
7.70% Small Industries Development Bank of India (10/10/2029) ** INE556F08LH9	CRISIL AAA	1.77%
Shivshakti Securitisation Trust (28/09/2029) ** INE2I7G15010	CRISIL AAA(SO)	1.64%
7.45% Power Finance Corporation Ltd. (15/07/2028) ** INE134E08NP7	ICRA AAA	1.47%
7.34% Small Industries Development Bank of India (26/02/2029) ** INE556F08KS8	CRISIL AAA	1.47%
HDFC Bank Ltd. (15/01/2027) # INE040A16KD9	CARE A1+	1.45%
7.27% Power Finance Corporation Ltd. (15/10/2031) INE134E08ND3	ICRA AAA	1.44%
7.34% REC Ltd. (30/04/2030) ** INE020B08FL9	ICRA AAA	1.40%
7.23% Housing and Urban Development Corporation Ltd. (18/07/2029) ** INE031A08AC8	CARE AAA	1.17%
6.47% Indian Railway Finance Corporation Ltd. (30/05/2028) ** INE053F08510	ICRA AAA	1.16%
7.59% Indian Renewable Energy Development Agency Ltd. (26/07/2034) ** INE202E08193	ICRA AAA	1.16%
6.85% National Bank for Agriculture and Rural Development (19/01/2029) INE261F08EQ2	ICRA AAA	1.16%
6.66% Small Industries Development Bank of India (25/10/2028) ** INE556F08KZ3	CRISIL AAA	1.16%
HDFC Bank Ltd. (05/02/2027) **# INE040A16IM4	ICRA A1+	1.16%
Canara Bank (10/02/2027) **# INE476A16L54	CRISIL A1+	1.16%
7.93% Bajaj Finance Ltd. (02/05/2034) ** INE296A07SY5	CRISIL AAA	1.16%
7.79% Small Industries Development Bank of India (14/05/2027) INE556F08KM1	CRISIL AAA	1.12%
Small Industries Development Bank of India (03/09/2027) # INE556F16CI9	CRISIL A1+	1.11%
7.30% Bharti Telecom Ltd. (01/12/2027) ** INE403D08306	CRISIL AAA	1.06%
7.66% National Bank for Financing Infrastructure and Development (16/06/2036) INE0KUG08159	ICRA AAA	1.05%
7.79% Tata Capital Housing Finance Ltd. (18/06/2030) ** INE033L07IU8	ICRA AAA	1.02%
Siddhivinayak Securitisation Trust (28/09/2030) ** INE2I7F15012	CRISIL AAA(SO)	0.97%
7.35% Export-Import Bank of India (27/07/2028) ** INE514E08GE8	ICRA AAA	0.94%
7.77% REC Ltd. (31/03/2028) ** INE020B08EH0	CRISIL AAA	0.89%
Export-Import Bank of India (01/03/2027) **# INE514E16CP6	ICRA A1+	0.86%
HDFC Bank Ltd. (09/03/2027) **# INE040A16IT9	ICRA A1+	0.86%
HDFC Bank Ltd. (12/03/2027) **# INE040A16IZ6	ICRA A1+	0.86%
Small Industries Development Bank of India (20/08/2027) **# INE556F16CG3	CRISIL A1+	0.83%
7.40% Bharti Telecom Ltd. (01/02/2029) INE403D08298	CRISIL AAA	0.75%
7.16% National Bank for Agriculture and Rural Development (14/12/2029) INE261F08EV2	ICRA AAA	0.73%
6.80% National Housing Bank (02/04/2032) ** INE557F08GE4	CARE AAA	0.71%
6.60% REC Ltd. (30/06/2027) INE020B08FZ9	ICRA AAA	0.71%
8.23% Indian Railway Finance Corporation Ltd. (29/03/2029) ** INE053F07BE7	CRISIL AAA	0.66%
8.22% Aditya Birla Housing Finance Ltd. (05/06/2029) ** INE831R07656	ICRA AAA	0.60%
8.30% REC Ltd. (23/03/2029) ** INE020B08BO2	CRISIL AAA	0.60%
7.00% Small Industries Development Bank of India (04/06/2029) (FRN) ** INE556F08LE6	CARE AAA	0.59%
7.75% Small Industries Development Bank of India (10/06/2027) ** INE556F08KN9	CRISIL AAA	0.59%
7.55% Poonawalla Fincorp Ltd. (25/03/2027) ** INE511C07946	CRISIL AAA	0.59%
7.34% TATA Capital Ltd. (21/02/2029) (FRN) ** INE976I07DE9	ICRA AAA	0.59%
7.60% Poonawalla Fincorp Ltd. (28/05/2027) ** INE511C07870	CRISIL AAA	0.59%
7.97% TATA Capital Ltd. (19/07/2028) ** INE306N07NP4	ICRA AAA	0.59%
8.05% Tata Capital Housing Finance Ltd. (18/06/2029) ** INE033L07IH5	ICRA AAA	0.59%
7.61% Small Industries Development Bank of India (10/08/2029) ** INE556F08LD8	CRISIL AAA	0.59%
7.38% REC Ltd. (28/02/2029) INE020B08GD4	ICRA AAA	0.59%
7.23% Kotak Mahindra Investments Ltd. (26/05/2028) ** INE975F07IX6	ICRA AAA	0.58%
7.10% National Bank for Agriculture and Rural Development (29/03/2029) ** INE261F08ET6	ICRA AAA	0.58%
Bank of Baroda (08/01/2027) # INE028A16KY0	CARE A1+	0.58%
Indian Bank (12/01/2027) # INE562A16QE7	CRISIL A1+	0.58%
Indian Bank (05/02/2027) **# INE562A16QI8	CRISIL A1+	0.58%
Kotak Mahindra Bank Ltd. (12/02/2027) **# INE237AD6141	CRISIL A1+	0.58%
Bank of Baroda (12/02/2027) **# INE028A16LI1	CARE A1+	0.58%
Union Bank of India (22/02/2027) **# INE692A16ND1	IND A1+	0.58%
Axis Bank Ltd. (26/02/2027) **# INE238AD6CP1	CRISIL A1+	0.58%
National Bank for Financing Infrastructure and Development (04/03/2027) **# INE0KUG16020	IND A1+	0.58%
ICICI Bank Ltd. (08/03/2027) **# INE090AD6295	ICRA A1+	0.58%
ICICI Bank Ltd. (25/03/2027) **# INE090AD6337	ICRA A1+	0.57%
6.65% Rajgarh Transmission Ltd. (05/06/2030) ** INE0N1Z07015	IND AAA	0.57%
7.23% Bank of Baroda (16/01/2035) ** INE028A08372	CRISIL AAA	0.57%
Indian Bank (24/06/2027) **# INE562A16RI6	CRISIL A1+	0.56%
8.00% HDFC Bank Ltd. (27/07/2032) ** INE040A08807	ICRA AAA	0.47%
7.45% Bharti Telecom Ltd. (15/12/2028) ** INE403D08280	CRISIL AAA	0.47%
6.87% REC Ltd. (31/05/2030) ** INE020B08FU0	ICRA AAA	0.46%
State Government Securities (12/01/2035) IN4520210233	Sovereign	0.46%
State Government Securities (17/06/2035) IN2920260089	Sovereign	0.43%
7.77% HDFC Bank Ltd. (28/06/2027) ** INE040A08823	ICRA AAA	0.41%
7.36% ICICI Home Finance Co. Ltd. (02/05/2030) ** INE071G07835	ICRA AAA	0.40%
Government of India (18/08/2055) IN0020250075	Sovereign	0.39%
7.46% REC Ltd. (30/06/2028) ** INE020B08EK4	ICRA AAA	0.35%
7.86% HDFC Bank Ltd. (02/12/2032) ** INE040A08427	CRISIL AAA	0.35%
7.62% TATA Capital Ltd. (08/04/2030) ** INE976I07CZ6	ICRA AAA	0.35%
7.20% Knowledge Realty Trust (26/09/2028) ** INE1JAR07010	CRISIL AAA	0.34%
7.04% National Bank for Financing Infrastructure and Development (07/04/2035) INE0KUG08084	ICRA AAA	0.31%
7.79% Small Industries Development Bank of India (19/04/2027) INE556F08KK5	CRISIL AAA	0.30%
7.70% REC Ltd. (10/12/2027) ** INE020B08AQ9	ICRA AAA	0.30%
8.07% SMFG India Home Finance Co. Ltd. (10/09/2027) ** INE213W07293	CARE AAA	0.30%
7.15% Power Finance Corporation Ltd. (08/09/2027) ** INE134E08LT3	ICRA AAA	0.30%
7.46% Indian Railway Finance Corporation Ltd. (18/06/2029) ** INE053F08387	ICRA AAA	0.29%
7.83% Bajaj Housing Finance Ltd. (18/05/2029) ** INE377Y07649	CRISIL AAA	0.29%
7.44% National Bank for Agriculture and Rural Development (17/07/2029) INE261F08EU4	ICRA AAA	0.29%
7.37% National Bank for Financing Infrastructure and Development (16/07/2029) ** INE0KUG08142	CRISIL AAA	0.29%
7.44% Power Finance Corporation Ltd. (15/01/2030) ** INE134E08NO0	ICRA AAA	0.29%
7.12% Export-Import Bank of India (27/06/2030) ** INE514E08GF5	ICRA AAA	0.29%
State Government Securities (27/08/2039) IN2220260086	Sovereign	0.29%
Small Industries Development Bank of India (14/01/2027) **# INE556F16BV4	CRISIL A1+	0.29%
7.40% Bajaj Finance Ltd. (12/03/2029) ** INE296A07TV9	CRISIL AAA	0.29%
7.64% Bajaj Housing Finance Ltd. (01/07/2030) INE377Y07664	CRISIL AAA	0.29%
6.66% National Bank for Agriculture and Rural Development (12/10/2028) ** INE261F08EP4	ICRA AAA	0.29%
Canara Bank (28/01/2027) # INE476A16G28	ICRA A1+	0.29%
HDFC Bank Ltd. (15/02/2027) **# INE040A16JC3	ICRA A1+	0.29%
7.03% National Bank for Financing Infrastructure and Development (08/04/2030) ** INE0KUG08076	ICRA AAA	0.29%
Kotak Mahindra Bank Ltd. (09/03/2027) # INE237AD6174	CRISIL A1+	0.29%
Canara Bank (11/03/2027) **# INE476A16H84	ICRA A1+	0.29%
Union Bank of India (16/03/2027) # INE692A16LS3	ICRA A1+	0.29%
6.70% REC Ltd. (31/12/2029) ** INE020B08FY2	ICRA AAA	0.29%
7.95% HDB Financial Services Ltd. (04/06/2035) ** INE756I08306	CRISIL AAA	0.28%
7.15% National Bank for Financing Infrastructure and Development (28/03/2035) ** INE0KUG08068	ICRA AAA	0.28%
Small Industries Development Bank of India (11/06/2027) # INE556F16CE8	CRISIL A1+	0.28%
8.58% Housing and Urban Development Corporation Ltd. (14/02/2029) ** INE031A08681	ICRA AAA	0.24%
8.01% REC Ltd. (24/03/2028) ** INE020B08AY3	CRISIL AAA	0.24%
India Universal Trust AL1 (20/09/2030) ** INE16J715035	IND AAA(SO)	0.21%
7.96% Pipeline Infrastructure Pvt Ltd. (11/03/2028) ** INE01XX07042	CRISIL AAA	0.19%
7.77% LIC Housing Finance Ltd. (11/08/2028) ** INE115A07QM6	CRISIL AAA	0.18%
Government of India (15/04/2039) IN0020240027	Sovereign	0.18%
7.90% Mahindra & Mahindra Financial Services Ltd. (30/08/2027) ** INE774D07UM6	CARE AAA	0.17%
Government of India (06/11/2073) IN0020230127	Sovereign	0.17%
8.55% Indian Railway Finance Corporation Ltd. (21/02/2029) ** INE053F07BA5	CRISIL AAA	0.12%
8.50% National Bank for Agriculture and Rural Development (27/02/2029) ** INE261F08BC8	CRISIL AAA	0.12%
State Government Securities (03/09/2035) IN1220250105	Sovereign	0.12%
7.40% National Bank for Agriculture and Rural Development (29/04/2030) ** INE261F08EL3	ICRA AAA	0.12%
7.39% Indian Railway Finance Corporation Ltd. (15/07/2034) ** INE053F08403	ICRA AAA	0.12%
8.85% Power Grid Corporation of India Ltd. (19/10/2026) ** INE752E07KL3	CRISIL AAA	0.10%
State Government Securities (03/12/2034) IN2220250384	Sovereign	0.09%
India Universal Trust AL2 (21/11/2030) ** INE1CBK15037	IND AAA(SO)	0.09%
7.99% National Bank for Agriculture and Rural Development (02/02/2033) ** INE261F08980	CRISIL AAA	0.06%
8.13% Power Grid Corporation of India Ltd. (25/04/2028) ** INE752E07NU8	ICRA AAA	0.06%
8.13% Power Grid Corporation of India Ltd. (25/04/2027) ** INE752E07NT0	ICRA AAA	0.06%
7.85% LIC Housing Finance Ltd. (18/08/2032) ** INE115A07PY3	CRISIL AAA	0.06%
7.84% HDFC Bank Ltd. (16/12/2032) ** INE040A08435	CRISIL AAA	0.06%
7.89% Bajaj Housing Finance Ltd. (08/09/2032) ** INE377Y07359	CRISIL AAA	0.06%
Small Industries Development Bank of India (26/02/2027) **# INE556F16CC2	CRISIL A1+	0.06%
State Government Securities (28/11/2028) IN3120180168	Sovereign	0.05%
India Universal Trust AL2 (21/09/2027) ** INE1CBK15029	IND AAA(SO)	0.05%
India Universal Trust AL1 (20/03/2027) ** INE16J715027	IND AAA(SO)	0.05%
Government of India (06/10/2035) IN0020250091	Sovereign	0.04%
Government of India (18/05/2066) IN0020260033	Sovereign	0.03%
Government of India (23/05/2036) IN0020220029	Sovereign	0.03%
Government of India (20/03/2029) IN0020150069	Sovereign	0.03%
State Government Securities (29/03/2033) IN3620220068	Sovereign	0.02%
State Government Securities (27/03/2040) IN3320230391	Sovereign	0.02%
State Government Securities (27/03/2036) IN3320230367	Sovereign	0.02%
State Government Securities (14/09/2032) IN2120220024	Sovereign	0.02%
State Government Securities (16/09/2029) IN1520200149	Sovereign	0.01%
State Government Securities (15/04/2030) IN2220200025	Sovereign	0.01%
7.43% National Bank for Agriculture and Rural Development (31/01/2030) ** INE261F08BX4	ICRA AAA	0.01%
Government of India (11/05/2036) IN0020260025	Sovereign	0.01%
State Government Securities (21/10/2028) IN2220200272	Sovereign	0.01%
Government of India (07/07/2040) IN0020250042	Sovereign	0.01%
Government of India (25/11/2074) IN0020240142	Sovereign	0.01%
7.49% National Highways Authority of India (01/08/2029) ** INE906B07HG7	CRISIL AAA	0.01%
State Government Securities (24/08/2032) IN3320220012	Sovereign	0.01%
Government of India (23/10/2028) IN0020230101	Sovereign	0.01%
Government of India (08/01/2028) IN0020170174	Sovereign	0.01%

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From the fund house's monthly portfolio (mutualfund.adityabirlacapital.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.9%yearly, from daily NAVs

Worst fall-9.04%31 Aug 2021 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹8,741 cr across all plans · this plan ₹6.31 cr
Fund house	Aditya Birla Sun Life Mutual Fund
Category	Debt · Banking & PSU
Plan	Regular
Option	IDCW
Scheme code (AMFI)	108274
ISIN	INF209K01LN7
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹405.3044	+3.97%
Direct · IDCW	₹107.3204	-2.29%
Direct · IDCW	₹116.2729	-1.14%
Direct · IDCW	₹104.0972	-1.20%
Regular · Growth	₹388.7382	+3.62%
Regular · IDCW	₹150.0599	-2.62%
Regular · IDCW	₹111.4783	-1.55%

Top Banking & PSU funds (regular plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.53%	+7.20%
Franklin India Banking & PSU Debt Fund	+5.23%	+7.06%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.40%	+7.00%
Axis Banking and PSU Debt Fund	+4.46%	+6.92%
Mirae Asset Banking and PSU Debt Fund	+4.06%	+6.89%
Kotak Banking and PSU Debt Fund	+4.41%	+6.86%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.23%	+6.85%
Edelweiss Banking and PSU Debt Fund	+3.91%	+6.79%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - IDCW today?

₹101.5945 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan - IDCW?

1 year: -1.53%, 3 years: -2.21% a year, 5 years: -1.55% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.