Markets / Mutual funds / Banking & PSU
Bajaj Finserv Mutual Fund · Debt fund · Regular plan · IDCW
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.4 | |||||||||||
| 2025 | +0.7 | +0.3 | +1.3 | +1.4 | +1.4 | -0.3 | +0.7 | -0.3 | +0.6 | +0.8 | +0.5 | -0.0 |
| 2026 | -0.2 | +0.8 | -0.5 | +0.3 | +0.1 | +1.9 | +0.2 | +0.0 | +0.2 | -0.1 | +0.5 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 17 Nov 2023).
| Fund size (average AUM, July - September 2026) | ₹358 cr across all plans · this plan ₹0.10 cr |
| Fund house | Bajaj Finserv Mutual Fund |
| Category | Debt · Banking & PSU |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.35% · Regular 0.89% (5 Nov 2026) |
| Exit load | Entry load – not applicable Exit load – Nil |
| Minimum investment | ₹1,000 · additional ₹1,000 |
| Scheme code (AMFI) | 152166 |
| ISIN | INF0QA701565 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹12.2944 | +4.22% |
| Direct · IDCW | ₹12.2944 | +4.22% |
| Direct · IDCW | ₹11.0252 | +0.09% |
| Regular · Growth | ₹12.0949 | +3.65% |
| Regular · IDCW | ₹10.9431 | 0.00% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| UTI Banking & PSU Debt Fund | +5.58% | +7.19% |
| Franklin India Banking & PSU Debt Fund | +5.14% | +7.05% |
| Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) | +4.43% | +6.99% |
| Mirae Asset Banking and PSU Debt Fund | +4.14% | +6.90% |
| Kotak Banking and PSU Debt Fund | +4.43% | +6.86% |
| Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund) | +4.27% | +6.84% |
| ICICI Prudential Banking and PSU Debt Fund | +4.61% | +6.78% |
| Edelweiss Banking and PSU Debt Fund | +3.92% | +6.78% |
Information only, not investment advice.
₹12.0949 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 3.65%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.