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BANDHAN CREDIT RISK FUND - Regular Plan - Growth

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Regular plan · Growth

Credit RiskRegular · GrowthRisk: Moderately High
NAV · 6 Nov 2026
₹17.4088 ▲ 0.02%
Bandhan Mutual Fund
Fund size₹226 crJuly - September 2026
1-month range₹17.31 – 17.41
1 year+4.27%rank 17 of 17
Expense ratio1.67%regular plan, a year
5 years+5.33%a year

What the fund does

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

BenchmarkNIFTY Credit Risk Bond Index B-II
Launched3 Mar 2017
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Gautam KaulFM 2 - Mr. Debraj Lahiri

NAV history

171717 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.49%avg 0.5%
1 month
+0.24%avg 0.4%
3 months
+0.39%avg 0.8%
6 months
+2.44%avg 3.3%
This year
+3.72%avg 7.1%
1 year
+4.27%avg 7.9% · #17/17
3 years (a year)
+6.13%avg 8.7% · #17/17
5 years (a year)
+5.33%avg 9.9% · #16/16

Bars: this plan; the thin mark is the Credit Risk average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025+0.7+0.4+1.0+1.2+0.8+0.0+0.5-0.2+0.6+0.5+0.5+0.2
2026-0.1+0.7-0.2+0.5+0.1+1.8+0.2+0.2+0.2-0.2+0.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings1517 lines in all
Top 10 holdings74.9%of the fund
Debt80.3%bonds, government securities
Money market2.2%CDs, CPs, treasury bills

Where the money is

Debt 80.3%Money market 2.2%Cash & others 17.5%

Credit quality (debt and money market)

AA
49.8%
AA+
15.6%
AAA
9.0%
Sovereign
5.0%
A1+
2.2%
Unrated / other
0.8%

Bonds, money market and cash 17

HoldingSector / type% of fund
Triparty Repo TRP_021126_VAL–15.08%
8.35% Aditya Birla Real Estate Limited **
INE055A08052		CRISIL AA9.13%
8.33% Tata Projects Limited **
INE725H08188		FITCH AA9.12%
7.75% Power Finance Corporation Limited **
INE134E08KV1		CRISIL AAA9.01%
7.9% Truhome Finance Limited **
INE432R07489		FITCH AA8.99%
7.76% Aadhar Housing Finance Limited **
INE883F07405		ICRA AA+8.94%
7.51% Tata Housing Development Company Limited **
INE582L08078		CARE AA8.92%
7.99% Godrej Seeds & Genetics Limited **
INE316Z08063		CRISIL AA6.71%
7.85% Muthoot Finance Limited **
INE414G07JU8		CRISIL AA+6.67%
10.7% AU Small Finance Bank Limited **
INE519Q08194		ICRA AA4.72%
6.01% GOI (MD 21/07/2030)
IN0020250067		SOVEREIGN2.64%
Net Current Assets–2.41%
7.68% Godrej Seeds & Genetics Limited **
INE316Z08030		CRISIL AA2.24%
Bank of Baroda **
INE028A16LR2		CARE A1+2.23%
6.68% GOI (MD 07/07/2040)
IN0020250042		SOVEREIGN2.14%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.78%
7.18% GOI (MD 14/08/2033)
IN0020230085		SOVEREIGN0.27%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.1%yearly, from daily NAVs
Worst fall-1.89%31 Mar 2020 → 30 Apr 2020
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Mar 2017).

Fund details

Fund size (average AUM, July - September 2026)₹226 cr across all plans · this plan ₹197 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Credit Risk
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.66% · Regular 1.67% (5 Nov 2026)
Exit load1% if redeemed/switched out within 365 days from the date of allotment
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)140609
ISININF194KA1W39
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹19.1550+5.33%
Direct · IDCW₹10.8264+0.46%
Direct · IDCW₹14.3022+6.41%
Direct · IDCW₹10.6471-0.82%
Regular · IDCW₹10.6072+0.29%
Regular · IDCW₹10.5122-0.87%
Regular · IDCW₹10.1637-0.56%
Regular · IDCW₹13.5187+4.27%

Top Credit Risk funds (regular plans)

Fund1 year3 years (a year)
DSP Credit Risk Fund+9.79%+12.93%
Aditya Birla Sun Life Credit Risk Fund+10.61%+12.09%
HSBC Credit Risk Fund+5.23%+10.82%
BANK OF INDIA CREDIT RISK FUND+17.15%+10.06%
BANK OF INDIA CREDIT RISK FUND+16.65%+9.64%
Axis Credit Risk Fund+7.77%+8.81%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)+7.53%+8.39%
ICICI Prudential Credit Risk Fund+6.73%+8.29%
BANDHAN CREDIT RISK FUND+4.27%+6.13%

All Credit Risk funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of BANDHAN CREDIT RISK FUND - Regular Plan - Growth today?

₹17.4088 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN CREDIT RISK FUND - Regular Plan - Growth?

1 year: 4.27%, 3 years: 6.13% a year, 5 years: 5.33% a year

How does BANDHAN CREDIT RISK FUND rank in its category?

17 of 17 Credit Risk funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.