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BANDHAN CREDIT RISK FUND - Regular Plan - IDCW

NAVs of 6 Nov 2026

Bandhan Mutual Fund · Debt fund · Regular plan · IDCW

Credit RiskRegular · IDCWRisk: Moderately High
NAV · 5 Nov 2026
₹10.5099 ▲ 0.18%
Bandhan Mutual Fund
Fund size₹226 crJuly - September 2026
1-month range₹10.45 – 10.51
1 year-0.81%
Expense ratio1.67%regular plan, a year
5 years+0.15%a year

What the fund does

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

BenchmarkNIFTY Credit Risk Bond Index B-II
Launched3 Mar 2017
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Gautam KaulFM 2 - Mr. Debraj Lahiri

NAV history

101011 2026-08-102026-08-212026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+0.47%avg 0.6%
1 month
+0.21%avg 0.4%
3 months
+0.39%avg 0.9%
6 months
+2.41%avg 3.2%
This year
-1.42%avg 7.1%
1 year
-0.81%avg 8.0%
3 years (a year)
+0.18%avg 8.7%
5 years (a year)
+0.15%avg 10.0%

Bars: this plan; the thin mark is the Credit Risk average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025+0.7+0.4-5.3+1.2+0.8+0.0+0.5-0.2+0.6+0.5+0.5+0.2
2026-0.1+0.7-5.1+0.5+0.1+1.8+0.2+0.2+0.2-0.2+0.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility5.3%yearly, from daily NAVs
Worst fall-8.83%28 Feb 2020 → 31 May 2022
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Mar 2017).

Fund details

Fund size (average AUM, July - September 2026)₹226 cr across all plans · this plan ₹0.14 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Credit Risk
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.66% · Regular 1.67% (5 Nov 2026)
Exit load1% if redeemed/switched out within 365 days from the date of allotment
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)140608
ISININF194KA1W05
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹19.1503+5.40%
Direct · IDCW₹10.8237+0.53%
Direct · IDCW₹14.2985+6.49%
Direct · IDCW₹10.6445-0.75%
Regular · Growth₹17.4050+4.34%
Regular · IDCW₹10.6049+0.35%
Regular · IDCW₹10.1614-0.49%
Regular · IDCW₹13.5158+4.34%

Top Credit Risk funds (regular plans)

Fund1 year3 years (a year)
DSP Credit Risk Fund+9.83%+12.93%
Aditya Birla Sun Life Credit Risk Fund+10.68%+12.09%
HSBC Credit Risk Fund+5.27%+10.81%
BANK OF INDIA CREDIT RISK FUND+17.17%+10.05%
BANK OF INDIA CREDIT RISK FUND+16.67%+9.63%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)+7.58%+8.39%
ICICI Prudential Credit Risk Fund+6.77%+8.29%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)+6.57%+8.04%

All Credit Risk funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANDHAN CREDIT RISK FUND - Regular Plan - IDCW today?

₹10.5099 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN CREDIT RISK FUND - Regular Plan - IDCW?

1 year: -0.81%, 3 years: 0.18% a year, 5 years: 0.15% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.