Markets / Mutual funds / Sectoral / Thematic

BANDHAN FINANCIAL SERVICES FUND - Regular Plan - Growth

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Equity fund · Regular plan · Growth

Sectoral / ThematicRegular · GrowthRisk: Very High

NAV · 6 Nov 2026

₹15.9600 ▲ 1.92%

Bandhan Mutual Fund

Fund size₹1,109 crJuly - September 2026

1-month range₹14.42 – 15.96

1 year+2.40%rank 139 of 280

Expense ratio2.46%regular plan, a year

5 years–a year

What the fund does

The Scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in financial services sector.

BenchmarkNifty Financial Services TRI Index

Fund houseBandhan Mutual Fund

Fund managersRitu ModiHarshvardhan AgrawalampHarshal Joshi

NAV history

Returns

1 week

+9.60%avg 5.4%

1 month

+5.58%avg 2.9%

3 months

+1.16%avg -1.9%

6 months

+4.51%avg 3.1%

This year

-0.27%avg 3.2%

1 year

+2.40%avg 3.7% · #139/280

3 years (a year)

+15.60%avg 13.8% · #57/165

Bars: this plan; the thin mark is the Sectoral / Thematic average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.4
2025	-5.7	-2.5	+6.8	+4.4	+3.4	+4.3	-2.6	-3.7	+1.6	+4.8	+3.0	-0.6
2026	-1.6	-0.5	-14.6	+11.0	-0.6	+5.7	+0.9	+1.6	-6.4	-2.9	+9.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held5763 lines in all

Top 10 stocks57.3%of the fund

Short positions-0.2%sold through derivatives

Net equity96.8%long stocks and derivatives minus shorts

Where the money is

Equity 97.0%Cash & others 3.1%Short -0.2%

Sectors (stocks held)

Banks

52.7%

Finance

24.7%

Capital Markets

9.4%

Insurance

7.1%

Financial Technology (Fintech)

3.0%

Stocks held 57

Holding	Sector / type	% of fund
ICICI Bank Limited INE090A01021	Banks	15.49%
HDFC Bank Limited INE040A01034	Banks	12.11%
Kotak Mahindra Bank Limited INE237A01036	Banks	6.58%
Axis Bank Limited INE238A01034	Banks	4.77%
Bajaj Finance Limited INE296A01032	Finance	4.71%
State Bank of India INE062A01020	Banks	4.18%
Cholamandalam Investment and Finance Company Ltd INE121A01024	Finance	3.29%
One 97 Communications Limited INE982J01020	Financial Technology (Fintech)	2.20%
Shriram Finance Limited INE721A01047	Finance	2.04%
Multi Commodity Exchange of India Limited INE745G01043	Capital Markets	1.91%
Mahindra & Mahindra Financial Services Limited INE774D01024	Finance	1.71%
Max Financial Services Limited INE180A01020	Insurance	1.64%
HDFC Asset Management Company Limited INE127D01025	Capital Markets	1.56%
LIC Housing Finance Limited INE115A01026	Finance	1.55%
IDFC First Bank Limited INE092T01019	Banks	1.53%
City Union Bank Limited INE491A01021	Banks	1.47%
RBL Bank Limited INE976G01028	Banks	1.38%
HDFC Life Insurance Company Limited INE795G01014	Insurance	1.36%
Aavas Financiers Limited INE216P01012	Finance	1.34%
ICICI Lombard General Insurance Company Limited INE765G01017	Insurance	1.33%
Poonawalla Fincorp Limited INE511C01022	Finance	1.33%
Angel One Limited INE732I01021	Capital Markets	1.30%
DCB Bank Limited INE503A01015	Banks	1.24%
Muthoot Finance Limited INE414G01012	Finance	1.15%
Piramal Finance Limited INE202B01038	Finance	1.03%
ICICI Life Insurance Limited INE726G01019	Insurance	1.02%
Ujjivan Small Finance Bank Limited INE551W01018	Banks	0.97%
Nuvama Wealth Management Limited INE531F01023	Capital Markets	0.97%
Prudent Corporate Advisory Services Limited INE00F201020	Capital Markets	0.96%
The Jammu & Kashmir Bank Limited INE168A01041	Banks	0.96%
Life Insurance Corporation Of India INE0J1Y01017	Insurance	0.95%
Aadhar Housing Finance Limited INE883F01010	Finance	0.92%
Fusion Finance Limited INE139R01012	Finance	0.89%
ICICI Prudential Asset Management Company Limited INE346A01027	Capital Markets	0.82%
The Karnataka Bank Limited INE614B01018	Banks	0.81%
IndusInd Bank Limited INE095A01012	Banks	0.78%
Cholamandalam Financial Holdings Limited INE149A01033	Finance	0.73%
BSE Limited INE118H01025	Capital Markets	0.65%
HDB Financial Services Limited INE756I01012	Finance	0.59%
SBI Life Insurance Company Limited INE123W01016	Insurance	0.56%
Can Fin Homes Limited INE477A01020	Finance	0.54%
KFin Technologies Limited INE138Y01010	Capital Markets	0.48%
Bajaj Finserv Limited INE918I01026	Finance	0.46%
Onemi Technology Solutions Limited INE12F801023	Finance	0.45%
Bank of Maharashtra INE457A01014	Banks	0.44%
IIFL Finance Limited INE530B01024	Finance	0.44%
UTI Asset Management Company Limited INE094J01016	Capital Markets	0.44%
Five Star Business Finance Limited INE128S01021	Finance	0.43%
CreditAccess Grameen Limited INE741K01010	Finance	0.41%
PB Fintech Limited INE417T01026	Financial Technology (Fintech)	0.37%
360 One WAM Limited INE466L01038	Capital Markets	0.35%
Pine Labs Limited INE15B701018	Financial Technology (Fintech)	0.28%
L&T Finance Limited INE498L01015	Finance	0.28%
Star Health And Allied Insurance Company Limited INE575P01011	Insurance	0.26%
SBI Cards and Payment Services Limited INE018E01016	Finance	0.21%
Mas Financial Services Limited INE348L01012	Finance	0.20%
Turtlemint Fintech Solutions Limited INE0OC301013	Financial Technology (Fintech)	0.13%

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Short positions 1

Holding	Sector / type	% of fund
Net Receivables/Payables	–	-0.16%

Debt, money market and cash 5

Holding	Sector / type	% of fund
Triparty Repo TRP_021126_VAL	–	2.98%
Cash Margin - Derivatives	–	0.20%
Net Current Assets	–	0.05%
Cash Margin - CCIL	–	0.02%
Cash / Bank Balance	–	0.01%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility17.8%yearly, from daily NAVs

Worst fall-17.31%6 Jan 2026 → 30 Mar 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jul 2023).

Fund details

Fund size (average AUM, July - September 2026)	₹1,109 cr across all plans · this plan ₹58.90 cr
Fund house	Bandhan Mutual Fund
Category	Equity · Sectoral / Thematic
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.02% · Regular 2.46% (5 Nov 2026)
Exit load	Nil (If redeemed/switched out within 1 year from the date of allotment - 1% of applicable NAV)
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	151816
ISIN	INF194KB1GB2
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹15.1430	+0.84%
Direct · IDCW	₹13.2190	-5.54%
Regular · IDCW	₹13.9210	-4.10%

Top Sectoral / Thematic funds (regular plans)

Fund	1 year	3 years (a year)
Nippon India Taiwan Equity Fund	+37.70%	+40.44%
HDFC Defence Fund	+19.63%	+33.69%
HDFC Pharma and Healthcare Fund	+26.81%	+30.17%
SBI HEALTHCARE OPPORTUNITIES FUND	+21.11%	+24.39%
HDFC Transportation and Logistics Fund	+8.74%	+23.82%
UTI - Healthcare Fund	+17.70%	+23.50%
Mirae Asset Healthcare Fund	+22.57%	+23.40%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND	+16.15%	+22.19%
BANDHAN FINANCIAL SERVICES FUND	+2.40%	+15.60%

All Sectoral / Thematic funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of BANDHAN FINANCIAL SERVICES FUND - Regular Plan - Growth today?

₹15.9600 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of BANDHAN FINANCIAL SERVICES FUND - Regular Plan - Growth?

1 year: 2.40%, 3 years: 15.60% a year

How does BANDHAN FINANCIAL SERVICES FUND rank in its category?

139 of 280 Sectoral / Thematic funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.