Markets / Mutual funds / Gilt
Bandhan Mutual Fund · Debt fund · Direct plan · IDCW
Debt fund in the Gilt category, from Bandhan Mutual Fund.
Bars: this plan; the thin mark is the Gilt average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.0 | |||||||||||
| 2025 | +0.9 | -0.7 | +2.2 | +2.0 | +0.2 | -2.4 | +1.3 | -2.6 | +2.0 | -0.3 | +0.5 | +0.1 |
| 2026 | +0.2 | +0.6 | -2.5 | +1.3 | +1.0 | +4.3 | -1.3 | +0.2 | -4.4 | +0.3 | +0.2 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Holding | % of fund |
|---|---|
| Triparty Repo TRP_021126_VAL | 92.79% |
| 7.36% GOI (MD 12/09/2052) IN0020220086 | 6.34% |
| 7.3% GOI (MD 19/06/2053) IN0020230051 | 0.56% |
| Cash Margin - CCIL | 0.29% |
| Net Current Assets | 0.02% |
From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jul 2020).
| Fund size (average AUM, July - September 2026) | ₹1,801 cr across all plans · this plan ₹0.02 cr |
| Fund house | Bandhan Mutual Fund |
| Category | Debt · Gilt |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.57% · Regular 1.20% (5 Nov 2026) |
| Scheme code (AMFI) | 118465 |
| ISIN | INF194K01Q45 |
| NAV date | 6 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹41.0798 | +7.29% |
| Direct · IDCW | ₹15.8390 | +7.29% |
| Direct · IDCW | ₹11.7493 | +2.11% |
| Direct · IDCW | ₹12.7837 | +3.92% |
| Direct · IDCW | ₹19.4439 | +7.29% |
| Regular · Growth | ₹37.6827 | +6.62% |
| Regular · IDCW | ₹12.0243 | +1.86% |
| Regular · IDCW | ₹11.2279 | -0.04% |
| Regular · IDCW | ₹11.6281 | +3.89% |
| Regular · IDCW | ₹14.2008 | +6.62% |
| Regular · IDCW | ₹17.7010 | +6.62% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Gilt Fund | +7.29% | +8.29% |
| ICICI Prudential Gilt Fund | +3.80% | +6.87% |
| BARODA BNP PARIBAS GILT FUND | +3.01% | +6.77% |
| UTI - Gilt Fund | +4.31% | +6.73% |
| SBI GILT FUND | +3.93% | +6.70% |
| DSP Gilt Fund | +2.87% | +6.62% |
| Invesco India Gilt Fund | +2.63% | +6.55% |
| Nippon India Gilt Fund | +3.66% | +6.53% |
Information only, not investment advice.
₹12.1844 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 0.02%, 3 years: 1.19% a year, 5 years: 0.70% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.