Markets / Mutual funds / Gilt
Bandhan Mutual Fund · Debt fund · Direct plan · IDCW
The scheme seeks to generate optimal returns with high liquidity by investing in Government Securities across maturities.
Bars: this plan; the thin mark is the Gilt average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.0 | |||||||||||
| 2025 | +0.3 | -0.7 | +2.2 | +2.0 | +0.2 | -2.4 | +0.4 | -2.6 | +2.0 | +0.2 | +0.5 | -0.8 |
| 2026 | +0.2 | +0.6 | -1.3 | +1.3 | +1.0 | +1.2 | -1.3 | +0.2 | +0.3 | +0.3 | +0.3 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹1,801 cr across all plans · this plan ₹0.26 cr |
| Fund house | Bandhan Mutual Fund |
| Category | Debt · Gilt |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.57% · Regular 1.20% (5 Nov 2026) |
| Minimum investment | ₹1,000 · additional ₹1,000 |
| Scheme code (AMFI) | 118466 |
| ISIN | INF194K01R02 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹41.0823 | +7.40% |
| Direct · IDCW | ₹15.8399 | +7.40% |
| Direct · IDCW | ₹12.1851 | +0.12% |
| Direct · IDCW | ₹12.7845 | +4.02% |
| Direct · IDCW | ₹19.4451 | +7.40% |
| Regular · Growth | ₹37.6857 | +6.73% |
| Regular · IDCW | ₹12.0252 | +1.97% |
| Regular · IDCW | ₹11.2288 | +0.06% |
| Regular · IDCW | ₹11.6290 | +3.99% |
| Regular · IDCW | ₹14.2019 | +6.73% |
| Regular · IDCW | ₹17.7024 | +6.73% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Gilt Fund | +7.40% | +8.29% |
| ICICI Prudential Gilt Fund | +4.13% | +6.94% |
| UTI - Gilt Fund | +4.82% | +6.87% |
| BARODA BNP PARIBAS GILT FUND | +3.29% | +6.83% |
| DSP Gilt Fund | +3.38% | +6.76% |
| SBI GILT FUND | +4.13% | +6.74% |
| Nippon India Gilt Fund | +4.02% | +6.64% |
| Nippon India Gilt Fund | +4.02% | +6.64% |
Information only, not investment advice.
₹11.7500 as of 5 Nov 2026, from AMFI's official NAV data.
1 year: 2.22%, 3 years: 1.78% a year, 5 years: 0.99% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.