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Mutual fundsSIF

Bandhan Medium Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

Bandhan Mutual Fund · Debt fund · Regular plan · Growth

Medium DurationRegular · GrowthRisk: Low to Moderate
NAV · 6 Nov 2026
₹48.7165 ▼ 0.00%
Bandhan Mutual Fund
Fund size₹1,269 crJuly - September 2026
1-month range₹48.49 – 48.72
1 year+4.67%rank 9 of 16
Expense ratio1.36%regular plan, a year
5 years+5.33%a year

What the fund does

The scheme seeks to invest in a diversified set of debt and money market securities with the aim of generating optimal returns over medium term such that the Macaulay duration of the portfolio is between 3 years and 4 years

BenchmarkNIFTY Medium Duration Debt Index A-III
Launched27 Jun 2003
Fund houseBandhan Mutual Fund
Fund managersFM 1 - Mr. Suyash Choudhary

NAV history

484949 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.36%avg 0.8%
1 month
+0.25%avg 0.4%
3 months
+0.49%avg 0.1%
6 months
+2.90%avg 2.5%
This year
+4.42%avg 3.9%
1 year
+4.67%avg 4.5% · #9/16
3 years (a year)
+6.78%avg 7.2% · #11/16
5 years (a year)
+5.33%avg 6.3% · #11/15

Bars: this plan; the thin mark is the Medium Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.3
2025+0.9+0.4+1.2+1.4+1.1-0.2+0.6-0.6+0.8+0.5+0.4+0.1
2026+0.0+0.6-0.3+0.7+0.3+2.2-0.1+0.2+0.3-0.0+0.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings3537 lines in all
Top 10 holdings55.7%of the fund
Debt49.5%bonds, government securities
Money market38.5%CDs, CPs, treasury bills

Where the money is

Debt 49.5%Money market 38.5%Cash & others 12.0%

Credit quality (debt and money market)

AAA
46.2%
A1+
38.5%
Sovereign
2.8%
Unrated / other
0.5%

Bonds, money market and cash 37

HoldingSector / type% of fund
7.75% Tata Capital Housing Finance Limited **
INE033L07HQ8		CRISIL AAA8.46%
Triparty Repo TRP_021126_VAL–8.18%
7.53% National Bank For Agriculture and Rural Development **
INE261F08EM1		ICRA AAA8.00%
HDFC Bank Limited **
INE040A16KF4		CARE A1+7.96%
Punjab National Bank **
INE160A16UD4		CRISIL A1+6.35%
8.04% Bajaj Housing Finance Limited **
INE377Y07441		CRISIL AAA5.66%
Small Industries Dev Bank of India **
INE556F16CG3		CRISIL A1+4.93%
7.35% Export Import Bank of India **
INE514E08GE8		CRISIL AAA4.00%
7.37% Indian Railway Finance Corporation Limited **
INE053F08411		CRISIL AAA3.96%
Net Current Assets–3.80%
7.48% National Bank For Agriculture and Rural Development **
INE261F08EO7		CRISIL AAA3.19%
Canara Bank **
INE476A16G28		CRISIL A1+3.18%
7.45% Power Finance Corporation Limited **
INE134E08NP7		CRISIL AAA2.00%
7.57% Indian Railway Finance Corporation Limited **
INE053F08353		CRISIL AAA2.00%
7.58% REC Limited **
INE020B08FD6		ICRA AAA1.99%
Bank of Baroda **
INE028A16LD2		CARE A1+1.99%
7.3763% Bajaj Finance Limited **
INE296A07TJ4		CRISIL AAA1.98%
7.34% Small Industries Dev Bank of India **
INE556F08KS8		CRISIL AAA1.98%
Bank of Baroda **
INE028A16LG5		CARE A1+1.98%
Bank of Baroda **
INE028A16LH3		CARE A1+1.98%
7.1% Bajaj Housing Finance Limited **
INE377Y07607		CRISIL AAA1.97%
ICICI Bank Limited **
INE090AD6303		ICRA A1+1.97%
Small Industries Dev Bank of India **
INE556F16CF5		CRISIL A1+1.90%
Small Industries Dev Bank of India **
INE556F16CH1		CRISIL A1+1.89%
7.3% GOI (MD 19/06/2053)
IN0020230051		SOVEREIGN1.67%
Canara Bank **
INE476A16G44		CRISIL A1+1.59%
Axis Bank Limited **
INE238AD6CA3		CRISIL A1+1.20%
Punjab National Bank **
INE160A16UH5		CRISIL A1+1.19%
7.53% Bajaj Housing Finance Limited **
INE377Y07672		CRISIL AAA0.79%
7.24% GOI (MD 18/08/2055)
IN0020250075		SOVEREIGN0.53%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.50%
7.68% Gujarat SDL (MD 15/02/2030)
IN1520220238		SOVEREIGN0.40%
Axis Bank Limited **
INE238AD6CN6		CRISIL A1+0.40%
8.098% Tata Capital Limited **
INE306N07NS8		CRISIL AAA0.24%
8.37% Tamil Nadu SDL (MD 05/12/2028)
IN3120180176		SOVEREIGN0.16%
6.79% GOI (MD 15/05/2027)
IN0020170026		SOVEREIGN0.02%
8.24% GOI (MD 15/02/2027)
IN0020060078		SOVEREIGN0.01%

From the fund house's monthly portfolio (bandhanmutual.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.5%yearly, from daily NAVs
Worst fall-2.57%31 Mar 2022 → 31 May 2022
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹1,269 cr across all plans · this plan ₹971 cr
Fund houseBandhan Mutual Fund
CategoryDebt · Medium Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.66% · Regular 1.36% (5 Nov 2026)
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)108728
ISININF194K01JU0
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹53.6040+5.42%
Direct · IDCW₹10.6243-0.00%
Direct · IDCW₹10.42460.00%
Direct · IDCW₹10.4954+0.07%
Direct · IDCW₹11.4545+0.90%
Direct · IDCW₹10.2623-0.05%
Direct · IDCW₹13.9933+5.42%
Regular · IDCW₹10.2616+0.07%
Regular · IDCW₹10.2838+0.16%
Regular · IDCW₹10.2967-0.37%
Regular · IDCW₹10.2870-0.00%
Regular · IDCW₹11.2428+0.78%
Regular · IDCW₹15.3463+4.67%

Top Medium Duration funds (regular plans)

Fund1 year3 years (a year)
Aditya Birla Sun Life Medium Term Fund+7.24%+9.78%
Axis Medium Term Fund+5.96%+8.35%
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)+4.89%+7.86%
Kotak Medium Term Fund+4.78%+7.76%
ICICI Prudential Medium Term Fund+5.77%+7.71%
Axis Medium Term Fund+5.31%+7.67%
Kotak Medium Term Fund+3.10%+7.19%
HDFC Medium Term Fund+5.15%+7.16%
Bandhan Medium Term Fund+4.67%+6.78%

All Medium Duration funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Bandhan Medium Term Fund - Regular Plan - Growth today?

₹48.7165 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Bandhan Medium Term Fund - Regular Plan - Growth?

1 year: 4.67%, 3 years: 6.78% a year, 5 years: 5.33% a year

How does Bandhan Medium Term Fund rank in its category?

9 of 16 Medium Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.