Markets / Mutual funds / Sectoral / Thematic

Bank of India Banking & Financial Services Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Equity fund · Regular plan · IDCW

Sectoral / ThematicRegular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹9.7500 ▲ 1.77%

Bank of India Mutual Fund

Fund size₹271 crJuly - September 2026

1-month range₹8.85 – 9.75

1 year–

Expense ratio2.78%regular plan, a year

5 years–a year

What the fund does

The investment objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of banking and financial services companies. However, there is no assurance that the investment objective of the scheme will be achieved.

BenchmarkNifty Financial Services TRI.

Launched30 Jan 2026

Fund houseBank of India Mutual Fund

Fund managersNilesh Jethani

NAV history

Returns

1 week

+8.94%avg 5.4%

1 month

+4.95%avg 2.9%

3 months

-1.12%avg -1.9%

6 months

-0.71%avg 3.1%

Bars: this plan; the thin mark is the Sectoral / Thematic average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2026		+1.4	-13.2	+9.1	-0.3	+3.9	-1.1	+1.0	-7.3	-2.8	+8.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3538 lines in all

Top 10 stocks56.1%of the fund

Equity95.1%stocks and equity derivatives

Debt & cash4.9%everything else

Where the money is

Equity 95.1%Cash & others 4.9%

Sectors (stocks held)

Banks

52.1%

Capital Markets

20.8%

Finance

16.0%

Financial Technology (Fintech)

4.9%

Insurance

1.4%

Changes since 31 May 2026

Share of fund	30 Sept 2026	31 May 2026	Change
Stocks held	95.1%	94.4%	+0.69
Cash & others	4.9%	5.6%	-0.71
Top 10 stocks	56.1%	55.5%	+0.60
Number of stocks	35	32	+3

New stocks 8

Bank of Maharashtra2.06%
HDB Financial Services Limited1.86%
Ujjivan Small Finance Bank Limited1.62%
Canara HSBC Life Insurance company Ltd1.37%
Nuvama Wealth Management Limited1.23%
National Stock Exchange Of India Ltd1.08%
Anand Rathi Wealth Limited1.02%
Turtlemint Fintech Solutions Limited0.88%

Stocks sold off 5

SBI Life Insurance Company Limitedwas 2.71%
Max Financial Services Limitedwas 2.30%
PB Fintech Limitedwas 2.06%
Sundaram Finance Limitedwas 1.75%
ICICI Lombard General Insurance Company Limitedwas 0.95%

Bought more 13

HDFC Bank Limited+3.36
Shriram Finance Limited+3.00
One 97 Communications Limited+2.00
ICICI Bank Limited+1.23
State Bank of India+0.72
Bank of Baroda+0.67
Canara Bank+0.60
Onemi Technology Solutions Limited+0.50
City Union Bank Limited+0.38
Multi Commodity Exchange of India Limited+0.38
Indian Bank+0.33
HDFC Asset Management Company Limited+0.32
Karur Vysya Bank Limited+0.25

Show 5 moreShow fewer

Cut back 7

Axis Bank Limited-5.38
Power Finance Corporation Limited-2.49
ICICI Prudential Asset Management Company Limited-1.83
Kotak Mahindra Bank Limited-1.62
Aye Finance Limited-1.56
Bajaj Finance Limited-0.91
BSE Limited-0.56

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 35

Holding	Sector / type	% of fund
HDFC Bank Limited INE040A01034	Banks	11.54%
ICICI Bank Limited INE090A01021	Banks	10.41%
State Bank of India INE062A01020	Banks	8.77%
Shriram Finance Limited INE721A01047	Finance	4.83%
One 97 Communications Limited INE982J01020	Financial Technology (Fintech)	4.04%
ICICI Prudential Asset Management Company Limited INE346A01027	Capital Markets	3.60%
Bank of Baroda INE028A01039	Banks	3.56%
Indian Bank INE562A01011	Banks	3.15%
City Union Bank Limited INE491A01021	Banks	3.14%
Kotak Mahindra Bank Limited INE237A01036	Banks	3.08%
HDFC Asset Management Company Limited INE127D01025	Capital Markets	2.96%
Computer Age Management Services Limited INE596I01020	Capital Markets	2.69%
Angel One Limited INE732I01021	Capital Markets	2.52%
CreditAccess Grameen Limited INE741K01010	Finance	2.50%
BSE Limited INE118H01025	Capital Markets	2.48%
Bajaj Finance Limited INE296A01032	Finance	2.47%
Axis Bank Limited INE238A01034	Banks	2.39%
Multi Commodity Exchange of India Limited INE745G01043	Capital Markets	2.15%
Bank of Maharashtra INE457A01014	Banks	2.06%
HDB Financial Services Limited INE756I01012	Finance	1.86%
Ujjivan Small Finance Bank Limited INE551W01018	Banks	1.62%
Onemi Technology Solutions Limited INE12F801023	Finance	1.40%
Canara HSBC Life Insurance company Ltd INE01TY01017	Insurance	1.37%
Karur Vysya Bank Limited INE036D01028	Banks	1.33%
Cholamandalam Investment and Finance Company Ltd INE121A01024	Finance	1.31%
Nuvama Wealth Management Limited INE531F01023	Capital Markets	1.23%
Housing & Urban Development Corporation Limited INE031A01017	Finance	1.20%
National Stock Exchange Of India Ltd INE721I01024	Capital Markets	1.08%
Nippon Life India Asset Management Limited INE298J01013	Capital Markets	1.07%
Canara Bank INE476A01022	Banks	1.03%
Anand Rathi Wealth Limited INE463V01026	Capital Markets	1.02%
Turtlemint Fintech Solutions Limited INE0OC301013	Financial Technology (Fintech)	0.88%
Aye Finance Limited INE501X01029	Finance	0.25%
SBI Cards and Payment Services Limited INE018E01016	Finance	0.10%
Power Finance Corporation Limited INE134E01011	Finance	0.03%

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Derivatives, debt, money market and cash 3

Holding	Sector / type	% of fund
Net Receivables / (Payables)	–	2.45%
TREPS	–	2.41%
HDFC Bank Limited 750 Call October 2026 Option	–	0.02%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility18.5%yearly, from daily NAVs

Worst fall-14.30%26 Feb 2026 → 30 Mar 2026

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 2 Feb 2026).

Fund details

Fund size (average AUM, July - September 2026)	₹271 cr across all plans · this plan ₹0.05 cr
Fund house	Bank of India Mutual Fund
Category	Equity · Sectoral / Thematic
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.69% · Regular 2.78% (6 Nov 2026)
Exit load	• If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1% • If redeemed/ switched-out after 3 months from the date of allotment: Nil
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	154094
ISIN	INF761K01HF1
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹9.7500	–
Regular · Growth	₹9.6700	–
Regular · IDCW	₹9.6700	–

Top Sectoral / Thematic funds (regular plans)

Fund	1 year	3 years (a year)
Nippon India Taiwan Equity Fund	+37.70%	+40.44%
HDFC Defence Fund	+19.63%	+33.69%
HDFC Pharma and Healthcare Fund	+26.81%	+30.17%
SBI HEALTHCARE OPPORTUNITIES FUND	+21.11%	+24.39%
HDFC Transportation and Logistics Fund	+8.74%	+23.82%
UTI - Healthcare Fund	+17.70%	+23.50%
Mirae Asset Healthcare Fund	+22.57%	+23.40%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND	+16.15%	+22.19%

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Information only, not investment advice.

What is the NAV of Bank of India Banking & Financial Services Fund - Regular Plan - IDCW today?

₹9.7500 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Bank of India Banking & Financial Services Fund - Regular Plan - IDCW?

Returns appear once enough NAV history is available.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.