Markets / Mutual funds / Sectoral / Thematic

Bank of India Business Cycle Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Equity fund · Regular plan · Growth

Sectoral / ThematicRegular · GrowthRisk: Very High

NAV · 6 Nov 2026

₹9.5600 ▲ 0.00%

Bank of India Mutual Fund

Fund size₹458 crJuly - September 2026

1-month range₹8.94 – 9.56

1 year+2.80%rank 133 of 280

Expense ratio2.68%regular plan, a year

5 years–a year

What the fund does

The Investment objective of the Scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY 500 TRI

Launched30 Aug 2024

Fund houseBank of India Mutual Fund

Fund managersAlok Singh

NAV history

Returns

1 week

+4.94%avg 5.4%

1 month

0.00%avg 2.9%

3 months

-1.44%avg -1.9%

6 months

+2.47%avg 3.1%

This year

+6.46%avg 3.2%

1 year

+2.80%avg 3.7% · #133/280

Bars: this plan; the thin mark is the Sectoral / Thematic average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.9
2025	-11.0	-11.6	+8.0	+3.2	+4.6	+2.2	-0.9	-3.2	+2.6	+3.4	-2.4	-2.6
2026	-5.2	+3.2	-8.8	+14.5	-0.4	+2.5	+1.7	+3.0	-3.4	-3.9	+4.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held4954 lines in all

Top 10 stocks36.3%of the fund

Short positions-1.2%sold through derivatives

Net equity90.8%long stocks and derivatives minus shorts

Where the money is

Equity 92.0%Money market 0.1%Cash & others 9.1%Short -1.2%

Sectors (stocks held)

Banks

12.8%

Consumer Durables

9.1%

Power

8.8%

Electrical Equipment

8.0%

Pharmaceuticals & Biotechnology

5.6%

Capital Markets

4.9%

Food Products

4.0%

Textiles & Apparels

3.8%

Changes since 31 May 2026

Share of fund	30 Sept 2026	31 May 2026	Change
Stocks held	92.0%	93.1%	-1.01
Short positions	-1.2%	0.0%	-1.24
Money market	0.1%	0.1%	+0.01
Cash & others	9.1%	6.9%	+2.24
Top 10 stocks	36.3%	35.1%	+1.21
Number of stocks	49	55	-6

New stocks 12

Lalithaa Jewellery Mart Ltd1.90%
TD Power Systems Limited1.89%
Kanohar Electricals Limited1.86%
EID Parry India Limited1.57%
Sterlite Technologies Limited1.52%
Dr. Reddy's Laboratories Limited1.24%
United Spirits Limited1.08%
Hindustan Copper Limited1.05%
UltraTech Cement Limited1.00%
Filatex India Limited0.93%
National Stock Exchange Of India Ltd0.90%
CMR Green Technologies Limited0.79%

Show 4 moreShow fewer

Stocks sold off 18

Ambuja Cements Limitedwas 2.01%
Vedanta Limitedwas 1.85%
TD Power Systems Limitedwas 1.78%
Siemens Limitedwas 1.68%
ITC Limitedwas 1.57%
Prudent Corporate Advisory Services Limitedwas 1.20%
JSW Steel Limitedwas 1.15%
Nuvama Wealth Management Limitedwas 1.12%
Vishal Mega Mart Limitedwas 0.96%
Kotak Mahindra Bank Limitedwas 0.88%
Shakti Pumps (India) Limitedwas 0.57%
MRF Limitedwas 0.54%
Malco Energy Limited **was 0.42%
Unicommerce Esolutions Limitedwas 0.33%
V2 Retail Limitedwas 0.10%
Vedanta Iron And Steel Limited **was 0.09%
Arvind Fashions Limitedwas 0.07%
Talwandi Sabo Power Limited **was 0.06%

Show 10 moreShow fewer

Bought more 12

ICICI Bank Limited+1.18
State Bank of India+0.96
Aequs Limited+0.89
Quality Power Electrical Eqp Ltd+0.73
Eternal Limited+0.72
LG Electronics India Ltd+0.47
Tinna Rubber and Infrastructure Limited+0.43
Gufic Biosciences Limited+0.38
Mahindra & Mahindra Limited+0.36
Tata Motors Ltd+0.32
S.J.S. Enterprises Limited+0.28
K.P.R. Mill Limited+0.25

Show 4 moreShow fewer

Cut back 9

HDFC Bank Limited-1.64
Vidya Wires Limited-1.13
Siemens Energy India Limited-0.97
Asian Paints Limited-0.84
PB Fintech Limited-0.66
Vedanta Aluminium Metal Limited-0.65
NTPC Limited-0.61
Century Plyboards (India) Limited-0.36
Computer Age Management Services Limited-0.29

Show 1 moreShow fewer

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 49

Holding	Sector / type	% of fund
ICICI Bank Limited INE090A01021	Banks	5.41%
State Bank of India INE062A01020	Banks	5.07%
NTPC Limited INE733E01010	Power	4.16%
Bharti Airtel Limited INE397D01024	Telecom - Services	3.78%
Apollo Hospitals Enterprise Limited INE437A01024	Healthcare Services	3.36%
Quality Power Electrical Eqp Ltd INE0SII01026	Electrical Equipment	3.19%
LG Electronics India Ltd INE324D01010	Consumer Durables	3.03%
Glenmark Pharmaceuticals Limited INE935A01035	Pharmaceuticals & Biotechnology	2.94%
Power Grid Corporation of India Limited INE752E01010	Power	2.82%
Aequs Limited INE947N01017	Aerospace & Defense	2.58%
S.J.S. Enterprises Limited INE284S01014	Auto Components	2.57%
Britannia Industries Limited INE216A01030	Food Products	2.43%
Computer Age Management Services Limited INE596I01020	Capital Markets	2.30%
Reliance Industries Limited INE002A01018	Petroleum Products	2.28%
HDFC Bank Limited INE040A01034	Banks	2.27%
Tata Motors Ltd INE1TAE01010	Agricultural, Commercial & Construction Vehicles	2.27%
Eternal Limited INE758T01015	Retailing	2.01%
Tinna Rubber and Infrastructure Limited INE015C01016	Industrial Products	1.98%
Mahindra & Mahindra Limited INE101A01026	Automobiles	1.96%
Lalithaa Jewellery Mart Ltd INE0K9O01026	Consumer Durables	1.90%
TD Power Systems Limited INE419M01035	Electrical Equipment	1.89%
Kanohar Electricals Limited INE877D01025	Electrical Equipment	1.86%
Nippon Life India Asset Management Limited INE298J01013	Capital Markets	1.66%
EID Parry India Limited INE126A01031	Food Products	1.57%
K.P.R. Mill Limited INE930H01031	Textiles & Apparels	1.54%
Sterlite Technologies Limited INE089C01029	Telecom - Equipment & Accessories	1.52%
Gufic Biosciences Limited INE742B01025	Pharmaceuticals & Biotechnology	1.45%
Ganesha Ecosphere Limited INE845D01014	Textiles & Apparels	1.35%
Vedanta Aluminium Metal Limited INE1CDF01017	Non - Ferrous Metals	1.32%
PB Fintech Limited INE417T01026	Financial Technology (Fintech)	1.24%
Dr. Reddy's Laboratories Limited INE089A01031	Pharmaceuticals & Biotechnology	1.24%
Bajaj Auto Limited INE917I01010	Automobiles	1.19%
Century Plyboards (India) Limited INE348B01021	Consumer Durables	1.17%
Tata Power Company Limited INE245A01021	Power	1.15%
ETHOS LTD. INE04TZ01018	Consumer Durables	1.15%
United Spirits Limited INE854D01024	Beverages	1.08%
Hindustan Copper Limited INE531E01026	Non - Ferrous Metals	1.05%
Siemens Energy India Limited INE1NPP01017	Electrical Equipment	1.02%
Oil India Limited INE274J01014	Oil	1.02%
UltraTech Cement Limited INE481G01011	Cement & Cement Products	1.00%
Asian Paints Limited INE021A01026	Consumer Durables	0.99%
Zaggle Prepaid Ocean Services Limited INE07K301024	IT - Services	0.97%
Filatex India Limited INE816B01035	Textiles & Apparels	0.93%
National Stock Exchange Of India Ltd INE721I01024	Capital Markets	0.90%
Dixon Technologies (India) Limited INE935N01020	Consumer Durables	0.90%
CMR Green Technologies Limited INE00WV01027	Industrial Products	0.79%
Torrent Power Limited INE813H01021	Power	0.71%
Vidya Wires Limited INE14UN01029	Industrial Products	0.60%
SBI Life Insurance Company Limited INE123W01016	Insurance	0.47%

Show 34 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
PB Fintech Limited October 2026 Future	–	-1.24%

Derivatives, debt, money market and cash 4

Holding	Sector / type	% of fund
TREPS	–	4.17%
Sky Gold And Diamonds Limited INE01IU01018	Consumer Durables	2.67%
Net Receivables / (Payables)	–	2.30%
364 Days Tbill (MD 07/01/2027) IN002025Z401	SOVEREIGN	0.06%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility14.7%yearly, from daily NAVs

Worst fall-24.88%6 Dec 2024 → 28 Feb 2025

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 6 Sept 2024).

Fund details

Fund size (average AUM, July - September 2026)	₹458 cr across all plans · this plan ₹400 cr
Fund house	Bank of India Mutual Fund
Category	Equity · Sectoral / Thematic
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.40% · Regular 2.68% (6 Nov 2026)
Exit load	• NIL – There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted. • 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units. • NIL – There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	152790
ISIN	INF761K01GC0
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Regular · Growth	₹9.8300	+4.24%
Regular · IDCW	₹9.8200	+4.14%
Regular · IDCW	₹9.5700	+2.90%

Top Sectoral / Thematic funds (regular plans)

Fund	1 year	3 years (a year)
Nippon India Taiwan Equity Fund	+37.70%	+40.44%
HDFC Defence Fund	+19.63%	+33.69%
HDFC Pharma and Healthcare Fund	+26.81%	+30.17%
SBI HEALTHCARE OPPORTUNITIES FUND	+21.11%	+24.39%
HDFC Transportation and Logistics Fund	+8.74%	+23.82%
UTI - Healthcare Fund	+17.70%	+23.50%
Mirae Asset Healthcare Fund	+22.57%	+23.40%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND	+16.15%	+22.19%
Bank of India Business Cycle Fund	+2.80%	–

All Sectoral / Thematic funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Bank of India Business Cycle Fund - Regular Plan - Growth today?

₹9.5600 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Bank of India Business Cycle Fund - Regular Plan - Growth?

1 year: 2.80%

How does Bank of India Business Cycle Fund rank in its category?

133 of 280 Sectoral / Thematic funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.