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Mutual fundsSIF

Bank of India Consumption Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Equity fund · Regular plan · Growth

Sectoral / ThematicRegular · GrowthRisk: Very High
NAV · 6 Nov 2026
₹11.4200 ▲ 0.97%
Bank of India Mutual Fund
Fund size₹368 crJuly - September 2026
1-month range₹10.48 – 11.42
1 year+0.88%rank 172 of 280
Expense ratio2.73%regular plan, a year
5 years–a year

What the fund does

The Investment objective of the Scheme is to provide long-term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNifty India Consumption TRI
Launched20 Dec 2024
Fund houseBank of India Mutual Fund
Fund managersNitin Gosar

NAV history

111112 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+6.43%avg 5.4%
1 month
+4.87%avg 2.9%
3 months
-1.21%avg -1.9%
6 months
+5.74%avg 3.1%
This year
+1.15%avg 3.2%
1 year
+0.88%avg 3.7% · #172/280

Bars: this plan; the thin mark is the Sectoral / Thematic average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025-1.6-9.0+6.7+4.3+4.4+4.1-0.3+1.7+0.7+3.1-0.2-1.0
2026-7.6+1.7-8.2+9.1-0.6+2.5+5.4+0.3-5.0-1.4+6.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3540 lines in all
Top 10 stocks52.2%of the fund
Equity92.5%stocks and equity derivatives
Debt & cash7.5%everything else

Where the money is

Equity 92.5%Money market 0.1%Cash & others 7.4%

Sectors (stocks held)

Telecom - Services
12.1%
Retailing
11.0%
Diversified FMCG
10.7%
Consumer Durables
10.4%
Automobiles
10.0%
Food Products
6.5%
Auto Components
5.5%
Pharmaceuticals & Biotechnology
4.9%

Changes since 31 May 2026

Share of fund30 Sept 202631 May 2026Change
Stocks held92.5%93.8%-1.34
Money market0.1%0.1%0.00
Cash & others7.4%6.1%+1.34
Top 10 stocks52.2%49.5%+2.74
Number of stocks35350
New stocks 7
  • Lalithaa Jewellery Mart Ltd2.43%
  • One 97 Communications Limited1.59%
  • Knack Packaging Limited1.16%
  • SBI Life Insurance Company Limited1.03%
  • Bosch Home Comfort India Ltd0.68%
  • Optiemus Infracom Ltd0.67%
  • Mankind Pharma Limited0.51%
Stocks sold off 7
  • Apollo Hospitals Enterprise Limitedwas 2.97%
  • Oberoi Realty Limitedwas 2.26%
  • Angel One Limitedwas 1.84%
  • Hero MotoCorp Limitedwas 1.02%
  • SBI Cards and Payment Services Limitedwas 0.76%
  • Gabriel India Limitedwas 0.26%
  • Kwality Walls (India) Limitedwas 0.03%
Bought more 7
  • Maruti Suzuki India Limited+2.24
  • ITC Limited+1.17
  • Entero Healthcare Solutions Ltd+0.78
  • Eternal Limited+0.71
  • United Spirits Limited+0.48
  • Titan Company Limited+0.44
  • Dixon Technologies (India) Limited+0.41
Cut back 8
  • PB Fintech Limited-2.09
  • Stylam Industries Limited-1.27
  • FSN E-Commerce Ventures Limited-0.97
  • S.J.S. Enterprises Limited-0.92
  • Aditya Vision Ltd-0.63
  • Eris Lifesciences Limited-0.31
  • Bayer Cropscience Limited-0.29
  • Endurance Technologies Limited-0.26

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 35

HoldingSector / type% of fund
Bharti Airtel Limited
INE397D01024		Telecom - Services9.71%
ITC Limited
INE154A01025		Diversified FMCG8.85%
Britannia Industries Limited
INE216A01030		Food Products6.48%
Maruti Suzuki India Limited
INE585B01010		Automobiles5.30%
Mahindra & Mahindra Limited
INE101A01026		Automobiles4.66%
United Spirits Limited
INE854D01024		Beverages4.52%
Dixon Technologies (India) Limited
INE935N01020		Consumer Durables3.82%
Tips Music Limited
INE716B01029		Entertainment3.07%
FSN E-Commerce Ventures Limited
INE388Y01029		Retailing2.93%
Entero Healthcare Solutions Ltd
INE010601016		Retailing2.90%
Eternal Limited
INE758T01015		Retailing2.81%
Eris Lifesciences Limited
INE406M01024		Pharmaceuticals & Biotechnology2.60%
Stylam Industries Limited
INE239C01020		Consumer Durables2.43%
Lalithaa Jewellery Mart Ltd
INE0K9O01026		Consumer Durables2.43%
Emami Limited
INE548C01032		Personal Products2.36%
Bharti Hexacom Limited
INE343G01021		Telecom - Services2.34%
Aditya Vision Ltd
INE679V01027		Retailing2.32%
Endurance Technologies Limited
INE913H01037		Auto Components2.17%
S.J.S. Enterprises Limited
INE284S01014		Auto Components2.04%
Godfrey Phillips India Limited
INE260B01028		Cigarettes & Tobacco Products1.98%
NTPC Limited
INE733E01010		Power1.97%
Hindustan Unilever Limited
INE030A01027		Diversified FMCG1.85%
Abbott India Limited
INE358A01014		Pharmaceuticals & Biotechnology1.74%
One 97 Communications Limited
INE982J01020		Financial Technology (Fintech)1.59%
Bayer Cropscience Limited
INE462A01022		Fertilizers & Agrochemicals1.55%
MRF Limited
INE883A01011		Auto Components1.25%
Knack Packaging Limited
INE17QZ01016		Industrial Products1.16%
Balrampur Chini Mills Limited
INE119A01028		Agricultural Food & other Products1.15%
SBI Life Insurance Company Limited
INE123W01016		Insurance1.03%
Titan Company Limited
INE280A01028		Consumer Durables1.00%
Bosch Home Comfort India Ltd
INE782A01015		Consumer Durables0.68%
Optiemus Infracom Ltd
INE350C01017		Telecom - Equipment & Accessories0.67%
PB Fintech Limited
INE417T01026		Financial Technology (Fintech)0.56%
Mankind Pharma Limited
INE634S01028		Pharmaceuticals & Biotechnology0.51%
Avenue Supermarts Limited
INE192R01011		Retailing0.07%

Debt, money market and cash 5

HoldingSector / type% of fund
TREPS–3.66%
Net Receivables / (Payables)–2.01%
Senco Gold Limited
INE602W01027		Consumer Durables1.10%
Sky Gold And Diamonds Limited
INE01IU01018		Consumer Durables0.66%
364 Days Tbill (MD 07/01/2027)
IN002025Z401		SOVEREIGN0.07%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility13.6%yearly, from daily NAVs
Worst fall-15.16%29 Oct 2025 → 23 Mar 2026
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 27 Dec 2024).

Fund details

Fund size (average AUM, July - September 2026)₹368 cr across all plans · this plan ₹22.08 cr
Fund houseBank of India Mutual Fund
CategoryEquity · Sectoral / Thematic
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 1.53% · Regular 2.73% (6 Nov 2026)
Exit load• If redeemed /switched-out within 3 months from the date of allotment: For 10% of investments-:Nil For remaining investments:1% • If redeemed/switched-out after 3 months from the date of allotment: Nil
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)153139
ISININF761K01GI7
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Regular · Growth₹11.1600-0.36%
Regular · IDCW₹11.1600-0.36%
Regular · IDCW₹11.4100+0.80%

Top Sectoral / Thematic funds (regular plans)

Fund1 year3 years (a year)
Nippon India Taiwan Equity Fund+37.70%+40.44%
HDFC Defence Fund+19.63%+33.69%
HDFC Pharma and Healthcare Fund+26.81%+30.17%
SBI HEALTHCARE OPPORTUNITIES FUND+21.11%+24.39%
HDFC Transportation and Logistics Fund+8.74%+23.82%
UTI - Healthcare Fund+17.70%+23.50%
Mirae Asset Healthcare Fund+22.57%+23.40%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND+16.15%+22.19%
Bank of India Consumption Fund+0.88%–

All Sectoral / Thematic funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Bank of India Consumption Fund - Regular Plan - Growth today?

₹11.4200 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Bank of India Consumption Fund - Regular Plan - Growth?

1 year: 0.88%

How does Bank of India Consumption Fund rank in its category?

172 of 280 Sectoral / Thematic funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.