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Bank of India Money Market Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Bank of India Mutual Fund · Debt fund · Regular plan · IDCW

Money MarketRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹10.1517 ▲ 0.02%
Bank of India Mutual Fund
Fund size₹459 crJuly - September 2026
1-month range₹10.11 – 10.15
1 year–
Expense ratio0.54%regular plan, a year
5 years–a year

What the fund does

The investment objective is to generate returns with reasonable liquidity to the unitholders by investing in money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Money Market A-1 Index
Launched4 Feb 2025
Fund houseBank of India Mutual Fund
Fund managersMithraem Bharucha

NAV history

101010 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.20%avg 0.2%
1 month
+0.38%avg 0.4%
3 months
+1.47%avg 1.4%

Bars: this plan; the thin mark is the Money Market average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2026+0.4+0.5+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2629 lines in all
Top 10 holdings59.4%of the fund
Debt0.3%bonds, government securities
Money market98.6%CDs, CPs, treasury bills

Where the money is

Debt 0.3%Money market 98.6%Cash & others 1.2%Short -0.0%

Credit quality (debt and money market)

A1+
88.4%
Sovereign
10.2%
Unrated / other
0.3%

Changes since 31 May 2026

Share of fund30 Sept 202631 May 2026Change
Debt0.3%0.2%+0.08
Money market98.6%99.3%-0.78
Cash & others1.2%0.5%+0.70

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

HoldingSector / type% of fund
Net Receivables / (Payables)–-0.03%

Bonds, money market and cash 28

HoldingSector / type% of fund
Union Bank of India (19/01/2027) #
INE692A16KU1		ICRA A1+5.97%
Kotak Mahindra Bank Limited (04/02/2027) #
INE237AD6133		CRISIL A1+5.96%
Axis Bank Limited (12/02/2027) ** #
INE238AD6CO4		CRISIL A1+5.95%
364 Days Tbill (MD 25/02/2027)
IN002025Z476		SOVEREIGN5.95%
Axis Finance Limited (12/02/2027) **
INE891K14PT4		CRISIL A1+5.93%
Kotak Securities Limited (12/02/2027) **
INE028E14UV2		CRISIL A1+5.93%
HDFC Bank Limited (05/03/2027) #
INE040A16IU7		CARE A1+5.92%
National Bank For Agriculture and Rural Development (05/03/2027) ** #
INE261F16AN0		CRISIL A1+5.92%
Manappuram Finance Limited (10/02/2027) **
INE522D14PS2		CRISIL A1+5.92%
ICICI Bank Limited (25/03/2027) ** #
INE090AD6337		ICRA A1+5.90%
National Bank For Agriculture and Rural Development (17/03/2027) ** #
INE261F16AP5		CRISIL A1+4.72%
Godrej Housing Finance Limited (19/03/2027) **
INE02JD14807		CRISIL A1+4.71%
364 Days Tbill (MD 25/12/2026)
IN002025Z393		SOVEREIGN3.61%
Motilal Oswal Financial Services Limited (05/02/2027) **
INE338I14LU7		CRISIL A1+3.56%
Punjab National Bank (12/03/2027) #
INE160A16UV6		CRISIL A1+3.55%
Aditya Birla Housing Finance Limited (09/03/2027) **
INE831R14GA4		CRISIL A1+3.55%
ICICI Bank Limited (27/01/2027) ** #
INE090AD6279		ICRA A1+2.98%
Canara Bank (29/06/2027) ** #
INE476A16K22		CRISIL A1+2.89%
ICICI Bank Limited (12/02/2027) ** #
INE090AD6287		ICRA A1+2.38%
Bank of Baroda (11/12/2026) ** #
INE028A16KT0		FITCH A1+1.93%
Union Bank of India (27/10/2026) ** #
INE692A16NB5		ICRA A1+1.21%
Small Industries Dev Bank of India (26/02/2027) ** #
INE556F16CC2		CRISIL A1+1.19%
ICICI Securities Limited (15/03/2027) **
INE763G14L78		CRISIL A1+1.18%
REPO–1.17%
Small Industries Dev Bank of India (03/09/2027) #
INE556F16CI9		CRISIL A1+1.14%
364 Days Tbill (MD 07/01/2027)
IN002025Z401		SOVEREIGN0.60%
Corporate Debt Market Development Fund #
INF0RQ622028		–0.29%
TREPS–0.02%

From the fund house's monthly portfolio (boimf.in), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs
Worst fall-0.10%13 Oct 2026 → 22 Oct 2026
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 6 Aug 2026).

Fund details

Fund size (average AUM, July - September 2026)₹459 cr across all plans · this plan ₹0.00 cr
Fund houseBank of India Mutual Fund
CategoryDebt · Money Market
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.17% · Regular 0.54% (6 Nov 2026)
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)153292
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Regular · Growth₹11.1862+6.07%
Regular · Growth₹11.2751+6.49%
Regular · IDCW₹10.0780-4.81%
Regular · IDCW₹10.0500-2.43%
Regular · IDCW₹10.0500-4.71%
Regular · IDCW₹10.0769-4.46%
Regular · IDCW₹10.0635-4.60%

Top Money Market funds (regular plans)

Fund1 year3 years (a year)
Tata Money Market Fund+6.53%+7.47%
Axis Money Market Fund+6.50%+7.41%
Sundaram Money Market Fund+6.43%+7.25%
UTI - Money Market Fund+6.31%+7.24%
Axis Money Market Fund+6.32%+7.24%
Aditya Birla Sun Life Money Market Fund+6.28%+7.22%
Franklin India Money Market Fund+6.33%+7.21%
ICICI Prudential Money Market Fund - Cash Option+6.26%+7.21%

All Money Market funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Bank of India Money Market Fund - Regular Plan - IDCW today?

₹10.1517 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Bank of India Money Market Fund - Regular Plan - IDCW?

Returns appear once enough NAV history is available.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.