Markets / Mutual funds / Sectoral / Thematic
DSP Mutual Fund · Equity fund · Direct plan · IDCW
The primary investment objective of the scheme is to seek to generate returns through investment in equity and equity related securities of companies engaged in banking and financial services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Sectoral / Thematic average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.7 | |||||||||||
| 2025 | -1.8 | -1.5 | -0.3 | +3.4 | +4.3 | +3.4 | -2.6 | -4.1 | +3.9 | +4.9 | +2.5 | +0.9 |
| 2026 | -0.0 | +1.5 | -20.6 | +11.9 | -0.5 | +5.6 | +1.3 | +3.3 | -8.5 | -3.0 | +8.1 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Stocks held | 98.5% | 98.8% | -0.30 |
| Short positions | -0.2% | -0.1% | -0.03 |
| Cash & others | 1.5% | 1.2% | +0.30 |
| Top 10 stocks | 53.4% | 54.3% | -0.82 |
| Number of stocks | 33 | 32 | +1 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| ICICI Bank Limited INE090A01021 | 9.70% |
| HDFC Bank Limited INE040A01034 | 6.07% |
| Axis Bank Limited INE238A01034 | 5.70% |
| Cholamandalam Investment and Finance Co Limited INE121A01024 | 5.16% |
| State Bank of India INE062A01020 | 4.63% |
| Kotak Mahindra Bank Limited INE237A01036 | 4.63% |
| Ujjivan Small Finance Bank Limited INE551W01018 | 4.57% |
| Shriram Finance Limited INE721A01047 | 4.47% |
| Bajaj Finance Limited INE296A01032 | 4.32% |
| Max Financial Services Limited INE180A01020 | 4.18% |
| Canara HSBC Life Insurance Co Limited INE01TY01017 | 4.13% |
| City Union Bank Limited INE491A01021 | 3.97% |
| SBI Life Insurance Co Limited INE123W01016 | 3.87% |
| Aditya Birla Capital Limited INE674K01013 | 3.62% |
| Multi Commodity Exchange Of India Limited INE745G01043 | 3.41% |
| Aadhar Housing Finance Limited INE883F01010 | 3.34% |
| PB Fintech Limited INE417T01026 | 3.01% |
| Karur Vysya Bank Limited INE036D01028 | 2.68% |
| PNB Housing Finance Limited INE572E01012 | 2.64% |
| Bank Of Maharashtra INE457A01014 | 2.51% |
| Union Bank Of India INE692A01016 | 2.46% |
| Aditya Birla Sun Life AMC Limited INE404A01024 | 1.51% |
| Bank of India INE084A01016 | 1.46% |
| BSE Limited INE118H01025 | 1.42% |
| Prudent Corporate Advisory Services Limited INE00F201020 | 1.40% |
| National Stock Exchange Of India Limited INE721I01024 | 0.97% |
| Kfin Technologies Limited INE138Y01010 | 0.86% |
| Seshaasai Technologies Limited INE04VU01023 | 0.69% |
| Nippon Life India Asset Management Limited INE298J01013 | 0.67% |
| Life Insurance Corporation Of India INE0J1Y01017 | 0.26% |
| Billionbrains Garage Ventures Limited INE0HOQ01053 | 0.19% |
| ICICI Prudential Asset Management Co Limited INE346A01027 | 0.02% |
| Bajaj Finserv Limited INE918I01026 | 0.01% |
| Holding | % of fund |
|---|---|
| Net Receivables/Payables | -0.16% |
| Holding | % of fund |
|---|---|
| TREPS / Reverse Repo Investments | 1.63% |
From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 15 Dec 2023).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹2,102 cr across all plans · this plan ₹1.30 cr |
| Fund house | DSP Mutual Fund |
| Category | Equity · Sectoral / Thematic |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.83% · Regular 2.18% (5 Nov 2026) |
| Exit load | Exit Load (as a % of Applicable NAV): Holding period from the date of allotment: <= 1 month – 0.50% > 1 month – Nil |
| Minimum investment | ₹100 · additional ₹100 |
| Scheme code (AMFI) | 152207 |
| ISIN | INF740KA1TR1 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹15.3380 | +8.43% |
| Regular · Growth | ₹14.6930 | +6.89% |
| Regular · IDCW | ₹13.4600 | -2.08% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Nippon India Taiwan Equity Fund | +39.55% | +42.38% |
| HDFC Defence Fund | +20.78% | +35.14% |
| HDFC Pharma and Healthcare Fund | +28.23% | +31.72% |
| SBI HEALTHCARE OPPORTUNITIES FUND | +22.32% | +25.68% |
| HDFC Transportation and Logistics Fund | +9.94% | +25.29% |
| Mirae Asset Healthcare Fund | +24.35% | +25.21% |
| UTI - Healthcare Fund | +18.81% | +24.71% |
| ICICI PRUDENTIAL TRANSPORTATION AND LOGISTICS FUND | +11.93% | +23.21% |
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Information only, not investment advice.
₹12.9220 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: -1.10%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.