DSP Dynamic Term Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Direct plan · IDCW

Dynamic BondDirect · IDCW

NAV · 5 Nov 2026

₹1,068.4147 ▲ 0.17%

DSP Mutual Fund

Fund size₹648 crJuly - September 2026

1-month range₹1,059.60 – 1,068.41

1 year+0.29%

3 years+0.05%a year

5 years+0.08%a year

What the fund does

Debt fund in the Dynamic Bond category, from DSP Mutual Fund.

Fund houseDSP Mutual Fund

NAV history

Returns

1 week

+0.67%avg 1.1%

1 month

+0.10%avg 0.6%

3 months

-1.33%avg 0.0%

6 months

-0.32%avg 2.5%

This year

-0.13%avg 3.4%

1 year

+0.29%avg 3.8%

3 years (a year)

+0.05%avg 6.9%

5 years (a year)

+0.08%avg 6.1%

Bars: this plan; the thin mark is the Dynamic Bond average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.2
2025	-0.4	-0.5	+2.9	-0.1	-1.2	-1.8	+0.8	-1.6	+1.1	+0.5	+0.0	+0.4
2026	-0.2	+0.9	-2.5	+1.4	-0.0	+1.9	-0.4	-0.3	-0.8	-0.6	+0.7

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1517 lines in all

Top 10 holdings72.0%of the fund

Debt80.1%bonds, government securities

Money market2.4%CDs, CPs, treasury bills

Where the money is

Debt 80.1%Money market 2.4%Cash & others 17.5%

Credit quality (debt and money market)

Sovereign

51.6%

AAA

20.0%

AA+

8.5%

A1+

2.4%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	80.1%	93.3%	-13.21
Money market	2.4%	2.3%	+0.14
Cash & others	17.5%	4.4%	+13.07

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 17

Holding	Sector / type	% of fund
TREPS / Reverse Repo Investments	–	16.15%
6.94% GOI 11052036 IN0020260025	Sovereign	15.82%
6.90% GOI 15042065 IN0020250018	Sovereign	8.42%
7.43% Maharashtra SDL 03122040 IN2220250392	Sovereign	8.12%
State Bank Of India** INE062A08421	ICRA AAA	8.00%
Power Finance Corporation Limited** INE134E08NB7	CRISIL AAA	7.92%
7.17% GOI 17042030 IN0020230036	Sovereign	6.87%
Torrent Pharmaceuticals Limited** INE685A07173	ICRA AA+	4.28%
7.71% GOI 18052066 IN0020260033	Sovereign	4.24%
Cholamandalam Investment and Finance Co Limited** INE121A07SR9	ICRA AA+	4.17%
Small Industries Development Bank Of India** INE556F08LF3	CRISIL AAA	4.12%
7.02% GOI 18062031 IN0020240076	Sovereign	3.38%
6.68% GOI 07072040 IN0020250042	Sovereign	3.17%
Small Industries Development Bank of India** INE556F16BX0	CRISIL A1+	2.42%
7.33% Madhya Pradesh SDL 19012042 IN2120210058	Sovereign	1.58%
SBI Funds Management Pvt Limited/Fund Parent INF0RQ622028	–	0.90%
Net Receivables/Payables	–	0.44%

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From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility3.4%yearly, from daily NAVs

Worst fall-5.43%28 Feb 2020 → 26 Feb 2021

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹648 cr across all plans · this plan ₹0.12 cr
Fund house	DSP Mutual Fund
Category	Debt · Dynamic Bond
Plan	Direct
Option	IDCW
Scheme code (AMFI)	119236
ISIN	INF740K01QH2
NAV date	5 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹3,670.9606	+1.83%
Direct · IDCW	₹2,501.1186	+1.83%
Regular · Growth	₹3,414.1735	+1.16%
Regular · IDCW	₹1,056.9566	+0.40%
Regular · IDCW	₹1,259.9519	+0.89%
Regular · IDCW	₹1,035.1747	-0.37%
Regular · IDCW	₹1,047.5298	-0.35%

Top Dynamic Bond funds (direct plans)

Fund	1 year	3 years (a year)
Kotak Dynamic Term Fund	+5.97%	+7.94%
Kotak Dynamic Term Fund	+5.97%	+7.94%
BANDHAN Dynamic Term Fund	+6.76%	+7.92%
Aditya Birla Sun Life Dynamic Term Fund	+5.45%	+7.86%
Mahindra Manulife Dynamic Term Fund	+4.68%	+7.60%
ICICI Prudential Dynamic Term Fund	+5.02%	+7.57%
UTI Dynamic Term Fund	+4.80%	+7.49%
SBI DYNAMIC TERM FUND	+5.26%	+7.48%

All Dynamic Bond funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of DSP Dynamic Term Fund - Direct Plan - IDCW today?

₹1,068.4147 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Dynamic Term Fund - Direct Plan - IDCW?

1 year: 0.29%, 3 years: 0.05% a year, 5 years: 0.08% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.