Markets / Mutual funds / Sectoral / Thematic

DSP Financial Services Sectoral Debt Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

DSP Mutual Fund · Equity fund · Direct plan · IDCW

Sectoral / ThematicDirect · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹10.0906 ▲ 0.03%

DSP Mutual Fund

Fund size₹245 crJuly - September 2026

1-month range₹10.05 – 10.09

1 year–

Expense ratio0.27%direct plan, a year

5 years–a year

What the fund does

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by entity/undertakings in Financial Services sector. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCrisil Financial Services Short Term Debt Index A-II

Launched27 Aug 2026

Fund houseDSP Mutual Fund

Fund managersKaran Mundhrasince 27 Aug 2026Kunal Khudaniasince 27 Aug 2026Shalini Vasantasince 27 Aug 2026

NAV history

Returns

1 week

+0.30%avg 5.2%

1 month

+0.31%avg 3.0%

Bars: this plan; the thin mark is the Sectoral / Thematic average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2026								+0.0	+0.4	+0.1	+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings2123 lines in all

Top 10 holdings66.2%of the fund

Debt94.7%bonds, government securities

Money market4.1%CDs, CPs, treasury bills

Where the money is

Debt 94.7%Money market 4.1%Cash & others 1.3%Short -1.5%

Credit quality (debt and money market)

AAA

72.9%

AA+

12.8%

Sovereign

9.0%

A1+

4.1%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Short positions	-1.5%	-20.7%	+19.20
Debt	94.7%	87.8%	+6.86
Money market	4.1%	0.0%	+4.08
Cash & others	1.3%	12.2%	-10.94

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 1

Holding	Sector / type	% of fund
Net Receivables/Payables	–	-1.47%

Bonds, money market and cash 22

Holding	Sector / type	% of fund
Bharti Telecom Limited** INE403D08272	CRISIL AAA	8.53%
Tata Capital Limited** INE306N07NI9	CRISIL AAA	7.65%
8.05% Gujarat SDL 31012028 IN1520170185	Sovereign	7.50%
Kotak Mahindra Prime Limited** INE916DA7SZ3	CRISIL AAA	7.44%
Sundaram Finance Limited** INE660A07RX6	CRISIL AAA	7.40%
Bajaj Finance Limited INE296A07TJ4	CRISIL AAA	7.35%
HDB Financial Services Limited** INE756I07EJ2	CRISIL AAA	7.31%
Piramal Finance Limited** INE202B07JR4	CARE AA+	4.51%
Mahindra & Mahindra Financial Services Limited** INE774D07UM6	IND AAA	4.41%
Infina Finance Pvt Limited** INE879F14NV0	CRISIL A1+	4.08%
Tata Capital Housing Finance Limited** INE033L07HY2	CRISIL AAA	3.92%
Muthoot Finance Limited INE414G07JQ6	CRISIL AA+	3.88%
Jio Credit Limited** INE282H07034	CRISIL AAA	3.86%
Tata Capital Housing Finance Limited** INE033L07HQ8	CRISIL AAA	3.76%
Mahindra Rural Housing Finance Limited** INE950O07552	CRISIL AAA	3.75%
Jio Credit Limited** INE282H07018	CRISIL AAA	3.74%
Cholamandalam Investment and Finance Co Limited** INE121A07SH0	ICRA AA+	3.67%
TREPS / Reverse Repo Investments	–	2.74%
Tata Capital Housing Finance Limited** INE033L07IR4	CRISIL AAA	2.27%
8.23% Gujarat SDL 21022028 IN1520170219	Sovereign	1.50%
Jio Credit Limited INE282H07026	CRISIL AAA	1.47%
Muthoot Finance Limited** INE414G07JI3	CRISIL AA+	0.73%

Show 7 moreShow fewer

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.7%yearly, from daily NAVs

Worst fall-0.15%13 Oct 2026 → 23 Oct 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 28 Aug 2026).

Where it can invest (limits from the scheme document)

A. Debt & Debt related instruments of Financial Services sector across duration which are rated AA+ and above

80–100%

B. Other Debt and Money market securities/Instruments

0–20%

C. Units issued by INVITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹245 cr across all plans · this plan ₹0.00 cr
Fund house	DSP Mutual Fund
Category	Equity · Sectoral / Thematic
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 0.27% · Regular 0.49% (5 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	154653
ISIN	INF740KA1ZN7
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹10.0906	–
Regular · Growth	₹10.0869	–
Regular · IDCW	₹10.0869	–

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ICICI PRUDENTIAL TRANSPORTATION AND LOGISTICS FUND	+11.93%	+23.21%

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Information only, not investment advice.

What is the NAV of DSP Financial Services Sectoral Debt Fund - Direct Plan - IDCW today?

₹10.0906 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Financial Services Sectoral Debt Fund - Direct Plan - IDCW?

Returns appear once enough NAV history is available.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.