Markets / Mutual funds / Medium Duration
DSP Mutual Fund · Debt fund · Direct plan · IDCW
Debt fund in the Medium Duration category, from DSP Mutual Fund.
Bars: this plan; the thin mark is the Medium Duration average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.4 | |||||||||||
| 2025 | -0.3 | +0.5 | +1.0 | +0.0 | -0.9 | -0.1 | +0.6 | -0.7 | +0.6 | -0.4 | +0.5 | -0.5 |
| 2026 | -0.2 | +0.9 | -1.3 | +0.4 | +0.1 | +0.3 | -0.2 | -0.1 | -0.3 | -0.6 | +1.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 80.4% | 80.7% | -0.32 |
| Money market | 17.7% | 17.4% | +0.28 |
| Cash & others | 2.0% | 1.9% | +0.04 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| 7.13% Haryana SDL 05012032 IN1620210139 | 13.99% |
| 6.36% GOI 16022031 IN0020250141 | 13.91% |
| 7.72% Maharashtra SDL 01032031 IN2220220171 | 10.22% |
| 7.73% Maharashtra SDL 29032032 IN2220220254 | 10.12% |
| 7.30% Karnataka SDL 09022032 IN1920210342 | 10.03% |
| 6.83% Maharashtra SDL 23062031 IN2220210131 | 10.00% |
| 7.17% Gujarat SDL 04022032 IN1520250276 | 9.98% |
| Indian Bank** INE562A16QJ6 | 9.81% |
| Bank of Baroda** INE028A16LH3 | 7.86% |
| 7.32% GOI 13112030 IN0020230135 | 2.10% |
| TREPS / Reverse Repo Investments | 1.47% |
| SBI Funds Management Pvt Limited/Fund Parent INF0RQ622028 | 0.46% |
| Net Receivables/Payables | 0.05% |
From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).
| Fund size (average AUM, July - September 2026) | ₹252 cr across all plans · this plan ₹0.15 cr |
| Fund house | DSP Mutual Fund |
| Category | Debt · Medium Duration |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.41% · Regular 0.71% (5 Nov 2026) |
| Scheme code (AMFI) | 118921 |
| ISIN | INF740K01NA4 |
| NAV date | 6 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹92.3291 | +3.67% |
| Direct · IDCW | ₹11.8025 | -1.66% |
| Regular · Growth | ₹86.5295 | +3.29% |
| Regular · IDCW | ₹11.6656 | -1.67% |
| Regular · IDCW | ₹11.1526 | -0.32% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Aditya Birla Sun Life Medium Term Fund | +8.04% | +10.58% |
| Kotak Medium Term Fund | +5.79% | +8.81% |
| Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1) | +5.48% | +8.45% |
| ICICI Prudential Medium Term Fund | +6.45% | +8.39% |
| Kotak Medium Term Fund | +4.09% | +8.22% |
| HDFC Medium Term Fund | +5.81% | +7.86% |
| HSBC Medium Term Fund | +4.96% | +7.75% |
| SBI MEDIUM TERM FUND | +5.70% | +7.65% |
Information only, not investment advice.
₹11.2638 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: -0.26%, 3 years: 0.40% a year, 5 years: 0.27% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.