INUS
Straddle Chart

Markets / Mutual funds / Medium Duration

Mutual fundsSIF

DSP Medium Term Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Regular plan · Growth

Medium DurationRegular · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹86.5295 ▲ 0.01%
DSP Mutual Fund
Fund size₹252 crJuly - September 2026
1-month range₹85.63 – 86.53
1 year+3.29%rank 12 of 16
Expense ratio0.71%regular plan, a year
5 years+5.79%a year

What the fund does

The primary investment objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective, the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Medium Duration Debt A-III Index
Launched29 Apr 1997
Fund houseDSP Mutual Fund
Fund managersVivek Ramakrishnansince 17 Jul 2021Karan Mundhrasince 1 May 2021

NAV history

868687 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.96%avg 0.8%
1 month
+0.52%avg 0.4%
3 months
-0.51%avg 0.1%
6 months
+2.06%avg 2.5%
This year
+3.05%avg 3.9%
1 year
+3.29%avg 4.5% · #12/16
3 years (a year)
+6.60%avg 7.2% · #12/16
5 years (a year)
+5.79%avg 6.3% · #10/15

Bars: this plan; the thin mark is the Medium Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.4
2025+0.8+0.4+1.5+1.5+1.3-0.1+0.6-0.2+0.6+0.8+0.5-0.1
2026-0.2+0.9-0.7+0.6+0.1+2.0+0.5-0.1-0.4-0.6+1.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1113 lines in all
Top 10 holdings98.0%of the fund
Debt80.4%bonds, government securities
Money market17.7%CDs, CPs, treasury bills

Where the money is

Debt 80.4%Money market 17.7%Cash & others 2.0%

Credit quality (debt and money market)

Sovereign
80.4%
A1+
17.7%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt80.4%80.7%-0.32
Money market17.7%17.4%+0.28
Cash & others2.0%1.9%+0.04

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 13

HoldingSector / type% of fund
7.13% Haryana SDL 05012032
IN1620210139		Sovereign13.99%
6.36% GOI 16022031
IN0020250141		Sovereign13.91%
7.72% Maharashtra SDL 01032031
IN2220220171		Sovereign10.22%
7.73% Maharashtra SDL 29032032
IN2220220254		Sovereign10.12%
7.30% Karnataka SDL 09022032
IN1920210342		Sovereign10.03%
6.83% Maharashtra SDL 23062031
IN2220210131		Sovereign10.00%
7.17% Gujarat SDL 04022032
IN1520250276		Sovereign9.98%
Indian Bank**
INE562A16QJ6		CRISIL A1+9.81%
Bank of Baroda**
INE028A16LH3		IND A1+7.86%
7.32% GOI 13112030
IN0020230135		Sovereign2.10%
TREPS / Reverse Repo Investments–1.47%
SBI Funds Management Pvt Limited/Fund Parent
INF0RQ622028		–0.46%
Net Receivables/Payables–0.05%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.6%yearly, from daily NAVs
Worst fall-4.61%31 May 2019 → 28 Jun 2019
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹252 cr across all plans · this plan ₹158 cr
Fund houseDSP Mutual Fund
CategoryDebt · Medium Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.41% · Regular 0.71% (5 Nov 2026)
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)100078
ISININF740K01557
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹92.3291+3.67%
Direct · IDCW₹11.2638-0.26%
Direct · IDCW₹11.8025-1.66%
Regular · IDCW₹11.6656-1.67%
Regular · IDCW₹11.1526-0.32%

Top Medium Duration funds (regular plans)

Fund1 year3 years (a year)
Aditya Birla Sun Life Medium Term Fund+7.24%+9.78%
Axis Medium Term Fund+5.96%+8.35%
Nippon India Medium Term Fund (Existing Number of Segregated Portfolios - 1)+4.89%+7.86%
Kotak Medium Term Fund+4.78%+7.76%
ICICI Prudential Medium Term Fund+5.77%+7.71%
Axis Medium Term Fund+5.31%+7.67%
Kotak Medium Term Fund+3.10%+7.19%
HDFC Medium Term Fund+5.15%+7.16%
DSP Medium Term Fund+3.29%+6.60%

All Medium Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Medium Term Fund - Regular Plan - Growth today?

₹86.5295 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Medium Term Fund - Regular Plan - Growth?

1 year: 3.29%, 3 years: 6.60% a year, 5 years: 5.79% a year

How does DSP Medium Term Fund rank in its category?

12 of 16 Medium Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.