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DSP Money Market Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

DSP Mutual Fund · Debt fund · Direct plan · Growth

Money MarketDirect · GrowthRisk: Low to Moderate
NAV · 6 Nov 2026
₹59.1009 ▲ 0.02%
DSP Mutual Fund
Fund size₹9,437 crJuly - September 2026
1-month range₹58.88 – 59.10
1 year+6.44%rank 8 of 21
Expense ratio0.18%direct plan, a year
5 years+6.55%a year

What the fund does

The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Money Market A-I Index
Launched30 Sept 1999
Fund houseDSP Mutual Fund
Fund managersKaran Mundhrasince 1 May 2021Shalini Vasantasince 1 Aug 2024

NAV history

585959 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.21%avg 0.2%
1 month
+0.36%avg 0.4%
3 months
+1.43%avg 1.5%
6 months
+3.33%avg 3.3%
This year
+5.49%avg 5.5%
1 year
+6.44%avg 6.4% · #8/21
3 years (a year)
+7.19%avg 7.3% · #16/20
5 years (a year)
+6.55%avg 6.7% · #13/16

Bars: this plan; the thin mark is the Money Market average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.6+0.7+0.7+0.7+0.6+0.6+0.5+0.4+0.6+0.5+0.5
2026+0.3+0.6+0.4+0.7+0.2+1.2+0.5+0.6+0.5+0.3+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings113117 lines in all
Top 10 holdings24.1%of the fund
Debt6.6%bonds, government securities
Money market96.4%CDs, CPs, treasury bills

Where the money is

Debt 6.6%Money market 96.4%Short -4.4%

Credit quality (debt and money market)

A1+
88.8%
Sovereign
14.2%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Short positions-4.4%-0.9%-3.54
Debt6.6%6.7%-0.10
Money market96.4%92.1%+4.31
Cash & others-3.0%1.3%-4.21

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Short positions 3

HoldingSector / type% of fund
TREPS / Reverse Repo Investments / Corporate Debt Repo–-3.09%
TREPS / Reverse Repo Investments / Corporate Debt Repo–-1.24%
Net Receivables/Payables–-0.06%

Bonds, money market and cash 114

HoldingSector / type% of fund
Small Industries Development Bank of India**
INE556F16BY8		CRISIL A1+3.02%
Punjab National Bank
INE160A16UV6		CRISIL A1+3.01%
Panatone Finvest Limited**
INE116F14240		CRISIL A1+2.73%
Export-Import Bank Of India**
INE514E16CP6		CRISIL A1+2.41%
HDFC Bank Limited**
INE040A16IZ6		CRISIL A1+2.40%
Small Industries Development Bank of India
INE556F16CF5		CRISIL A1+2.33%
364 DAYS T-BILL 03122026
IN002025Z369		Sovereign2.21%
Canara Bank
INE476A16H43		CRISIL A1+2.11%
National Bank For Agriculture & Rural Development**
INE261F16AO8		CRISIL A1+2.10%
Small Industries Development Bank of India**
INE556F16CB4		CRISIL A1+1.81%
Kotak Mahindra Bank Limited**
INE237AD6166		CRISIL A1+1.81%
TATA Projects Limited**
INE725H14EK3		CRISIL A1+1.81%
IDFC First Bank Limited**
INE092T16ZD8		CRISIL A1+1.69%
364 DAYS T-BILL 19032027
IN002025Z500		Sovereign1.69%
National Bank For Agriculture & Rural Development**
INE261F16AK6		CRISIL A1+1.51%
Union Bank of India
INE692A16LU9		ICRA A1+1.50%
National Bank For Agriculture & Rural Development**
INE261F16AP5		CRISIL A1+1.50%
Canara Bank**
INE476A16I26		CRISIL A1+1.50%
Kotak Mahindra Prime Limited
INE916D147C7		CRISIL A1+1.47%
Small Industries Development Bank of India
INE556F16CI9		CRISIL A1+1.45%
IDFC First Bank Limited**
INE092T16YY7		CRISIL A1+1.21%
Bank of Baroda**
INE028A16LG5		IND A1+1.21%
Union Bank of India
INE692A16NK6		ICRA A1+1.21%
Axis Bank Limited**
INE238AD6CO4		CRISIL A1+1.21%
LIC Housing Finance Limited**
INE115A14FS2		CRISIL A1+1.21%
Bajaj Housing Finance Limited**
INE377Y14BZ2		CRISIL A1+1.21%
Small Industries Development Bank of India**
INE556F16CC2		CRISIL A1+1.20%
National Bank for Financing Infrastructure and Development**
INE0KUG16012		IND A1+1.20%
Equitas Small Finance Bank Limited**
INE063P16BJ5		CRISIL A1+1.20%
National Bank For Agriculture & Rural Development**
INE261F16AM2		CRISIL A1+1.20%
Union Bank of India**
INE692A16LP9		ICRA A1+1.20%
Bajaj Auto Credit Limited**
INE18UV14083		CRISIL A1+1.20%
Kotak Securities Limited**
INE028E14VC0		CRISIL A1+1.20%
Tata Capital Limited**
INE976I14QY5		CRISIL A1+1.20%
Muthoot Fincorp Limited**
INE549K14CM1		CRISIL A1+1.20%
ICICI Securities Limited**
INE763G14L60		CRISIL A1+1.20%
Indian Bank**
INE562A16RI6		CRISIL A1+1.18%
Canara Bank**
INE476A16K22		CRISIL A1+1.18%
Infina Finance Pvt Limited**
INE879F14NV0		CRISIL A1+1.15%
TREPS / Reverse Repo Investments / Corporate Debt Repo–1.14%
7.86% Karnataka SDL 15032027
IN1920160117		Sovereign1.06%
Punjab National Bank
INE160A16UI3		CRISIL A1+1.03%
6.54% Maharashtra SDL 09022027
IN2220210271		Sovereign0.94%
Bank of Baroda**
INE028A16LE0		IND A1+0.91%
Canara Bank**
INE476A16H01		CRISIL A1+0.91%
Motilal Oswal Financial Services Limited**
INE338I14LQ5		CRISIL A1+0.91%
Tata Communications Limited**
INE151A14347		CRISIL A1+0.91%
182 DAYS T-BILL 26022027
IN002026Y212		Sovereign0.91%
364 DAYS T-BILL 11032027
IN002025Z492		Sovereign0.91%
Bank of Baroda
INE028A16LS0		IND A1+0.90%
Piramal Finance Limited**
INE202B14PS5		CRISIL A1+0.90%
Union Bank of India**
INE692A16MD3		ICRA A1+0.89%
Indian Bank**
INE562A16RL0		CRISIL A1+0.89%
7.14% Gujarat SDL 11012027
IN1520160178		Sovereign0.88%
Bajaj Finance Limited**
INE296A14H43		CRISIL A1+0.88%
364 DAYS T-BILL 19082027
IN002026Z201		Sovereign0.88%
364 DAYS T-BILL 11022027
IN002025Z450		Sovereign0.79%
7.74% Tamil Nadu SDL 01032027
IN3120161309		Sovereign0.63%
IDFC First Bank Limited**
INE092T16ZX6		CRISIL A1+0.61%
Export-Import Bank Of India**
INE514E16CO9		CRISIL A1+0.61%
National Bank For Agriculture & Rural Development**
INE261F16AG4		CRISIL A1+0.61%
IndusInd Bank Limited**
INE095A169C7		CRISIL A1+0.61%
Kotak Mahindra Bank Limited
INE237AD6133		CRISIL A1+0.61%
Tata Housing Development Co Limited**
INE582L14JH5		IND A1+0.61%
National Bank For Agriculture & Rural Development**
INE261F16AJ8		CRISIL A1+0.60%
Kotak Mahindra Bank Limited**
INE237AD6141		CRISIL A1+0.60%
HDFC Bank Limited**
INE040A16JC3		CRISIL A1+0.60%
Canara Bank**
INE476A16I00		CRISIL A1+0.60%
Axis Bank Limited**
INE238AD6CP1		CRISIL A1+0.60%
HDFC Bank Limited**
INE040A16IQ5		CRISIL A1+0.60%
Punjab National Bank**
INE160A16UM5		CRISIL A1+0.60%
Punjab National Bank**
INE160A16UQ6		CRISIL A1+0.60%
HDFC Bank Limited**
INE040A16IT9		CRISIL A1+0.60%
Canara Bank**
INE476A16H84		CRISIL A1+0.60%
ICICI Bank Limited**
INE090AD6303		ICRA A1+0.60%
Punjab National Bank**
INE160A16UX2		CRISIL A1+0.60%
Axis Bank Limited
INE238AD6CH8		CRISIL A1+0.60%
Motilal Oswal Financial Services Limited**
INE338I14LP7		CRISIL A1+0.60%
Nuvama Wealth Finance Limited**
INE918K14CY3		CRISIL A1+0.60%
Axis Securities Limited**
INE110O14HS0		CRISIL A1+0.60%
Axis Securities Limited**
INE110O14IX8		CRISIL A1+0.60%
Sundaram Finance Limited**
INE660A14ZA3		CRISIL A1+0.59%
7.52% Tamil Nadu SDL 24052027
IN3120170037		Sovereign0.57%
7.59% Karnataka SDL 15022027
IN1920160091		Sovereign0.57%
7.52% Gujarat SDL 24052027
IN1520170045		Sovereign0.55%
7.61% Tamil Nadu SDL 15022027
IN3120160194		Sovereign0.50%
7.24% Tamil Nadu SDL 28062027
IN3120170052		Sovereign0.32%
8.24% GOI 15022027
IN0020060078		Sovereign0.32%
Cholamandalam Securities Limited**
INE04JX14215		ICRA A1+0.31%
Canara Bank
INE476A16G28		CRISIL A1+0.30%
Small Industries Development Bank of India**
INE556F16BX0		CRISIL A1+0.30%
Punjab National Bank**
INE160A16UD4		CRISIL A1+0.30%
Punjab National Bank**
INE160A16UE2		CRISIL A1+0.30%
National Bank For Agriculture & Rural Development**
INE261F16AI0		CRISIL A1+0.30%
National Bank for Financing Infrastructure and Development**
INE0KUG16020		IND A1+0.30%
Bank of Baroda**
INE028A16LR2		IND A1+0.30%
HDFC Bank Limited
INE040A16IU7		CRISIL A1+0.30%
National Bank For Agriculture & Rural Development
INE261F16AQ3		CRISIL A1+0.30%
Cholamandalam Investment and Finance Co Limited**
INE121A14YF8		CRISIL A1+0.30%
Bajaj Finance Limited**
INE296A14F11		CRISIL A1+0.30%
Muthoot Fincorp Limited**
INE549K14CI9		CRISIL A1+0.30%
Motilal Oswal Financial Services Limited**
INE338I14LS1		CRISIL A1+0.30%
Kotak Securities Limited**
INE028E14UV2		CRISIL A1+0.30%
LIC Housing Finance Limited**
INE115A14FR4		CRISIL A1+0.30%
SBI Funds Management Pvt Limited/Fund Parent
INF0RQ622028		–0.30%
Union Bank of India**
INE692A16MQ5		ICRA A1+0.29%
Indian Bank**
INE562A16RH8		CRISIL A1+0.29%
Small Industries Development Bank of India**
INE556F16CG3		CRISIL A1+0.29%
Small Industries Development Bank of India**
INE556F16CH1		CRISIL A1+0.29%
Bajaj Finance Limited**
INE296A14H76		CRISIL A1+0.29%
364 DAYS T-BILL 21012027
IN002025Z427		Sovereign0.24%
7.05% Gujarat SDL 14122026
IN1520160152		Sovereign0.13%
7.07% Tamil Nadu SDL 14122026
IN3120160152		Sovereign0.06%
7.08% Karnataka SDL 14122026
IN1920160059		Sovereign0.02%

From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs
Worst fall-0.32%29 Apr 2022 → 31 May 2022
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹9,437 cr across all plans · this plan ₹8,050 cr
Fund houseDSP Mutual Fund
CategoryDebt · Money Market
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.18% · Regular 0.40% (5 Nov 2026)
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)119106
ISININF740K01NU2
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹11.0730+0.58%
Direct · IDCW₹12.3358+0.06%
Direct · IDCW₹10.15270.00%
Direct · IDCW₹10.0173–
Regular · Growth₹57.1703+6.19%
Regular · IDCW₹12.2990+0.04%
Regular · IDCW₹11.0377+0.56%
Regular · IDCW₹10.10210.00%
Regular · IDCW₹10.0018–

Top Money Market funds (direct plans)

Fund1 year3 years (a year)
Bandhan Money Market Fund+6.53%+7.37%
Franklin India Money Market Fund+6.49%+7.37%
Nippon India Money Market Fund+6.40%+7.36%
Aditya Birla Sun Life Money Market Fund+6.44%+7.36%
Mirae Asset Money Market Fund+6.35%+7.36%
Kotak Money Market Fund+6.47%+7.35%
HDFC Money Market Fund+6.44%+7.34%
UTI - Money Market Fund+6.41%+7.34%
DSP Money Market Fund+6.44%+7.19%

All Money Market funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of DSP Money Market Fund - Direct Plan - Growth today?

₹59.1009 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of DSP Money Market Fund - Direct Plan - Growth?

1 year: 6.44%, 3 years: 7.19% a year, 5 years: 6.55% a year

How does DSP Money Market Fund rank in its category?

8 of 21 Money Market funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.