Markets / Mutual funds / Money Market
DSP Mutual Fund · Debt fund · Regular plan · IDCW
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. There is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Money Market average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.1 | -0.1 | -0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Short positions | -4.4% | -0.9% | -3.54 |
| Debt | 6.6% | 6.7% | -0.10 |
| Money market | 96.4% | 92.1% | +4.31 |
| Cash & others | -3.0% | 1.3% | -4.21 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| TREPS / Reverse Repo Investments / Corporate Debt Repo | -3.09% |
| TREPS / Reverse Repo Investments / Corporate Debt Repo | -1.24% |
| Net Receivables/Payables | -0.06% |
| Holding | % of fund |
|---|---|
| Small Industries Development Bank of India** INE556F16BY8 | 3.02% |
| Punjab National Bank INE160A16UV6 | 3.01% |
| Panatone Finvest Limited** INE116F14240 | 2.73% |
| Export-Import Bank Of India** INE514E16CP6 | 2.41% |
| HDFC Bank Limited** INE040A16IZ6 | 2.40% |
| Small Industries Development Bank of India INE556F16CF5 | 2.33% |
| 364 DAYS T-BILL 03122026 IN002025Z369 | 2.21% |
| Canara Bank INE476A16H43 | 2.11% |
| National Bank For Agriculture & Rural Development** INE261F16AO8 | 2.10% |
| Small Industries Development Bank of India** INE556F16CB4 | 1.81% |
| Kotak Mahindra Bank Limited** INE237AD6166 | 1.81% |
| TATA Projects Limited** INE725H14EK3 | 1.81% |
| IDFC First Bank Limited** INE092T16ZD8 | 1.69% |
| 364 DAYS T-BILL 19032027 IN002025Z500 | 1.69% |
| National Bank For Agriculture & Rural Development** INE261F16AK6 | 1.51% |
| Union Bank of India INE692A16LU9 | 1.50% |
| National Bank For Agriculture & Rural Development** INE261F16AP5 | 1.50% |
| Canara Bank** INE476A16I26 | 1.50% |
| Kotak Mahindra Prime Limited INE916D147C7 | 1.47% |
| Small Industries Development Bank of India INE556F16CI9 | 1.45% |
| IDFC First Bank Limited** INE092T16YY7 | 1.21% |
| Bank of Baroda** INE028A16LG5 | 1.21% |
| Union Bank of India INE692A16NK6 | 1.21% |
| Axis Bank Limited** INE238AD6CO4 | 1.21% |
| LIC Housing Finance Limited** INE115A14FS2 | 1.21% |
| Bajaj Housing Finance Limited** INE377Y14BZ2 | 1.21% |
| Small Industries Development Bank of India** INE556F16CC2 | 1.20% |
| National Bank for Financing Infrastructure and Development** INE0KUG16012 | 1.20% |
| Equitas Small Finance Bank Limited** INE063P16BJ5 | 1.20% |
| National Bank For Agriculture & Rural Development** INE261F16AM2 | 1.20% |
| Union Bank of India** INE692A16LP9 | 1.20% |
| Bajaj Auto Credit Limited** INE18UV14083 | 1.20% |
| Kotak Securities Limited** INE028E14VC0 | 1.20% |
| Tata Capital Limited** INE976I14QY5 | 1.20% |
| Muthoot Fincorp Limited** INE549K14CM1 | 1.20% |
| ICICI Securities Limited** INE763G14L60 | 1.20% |
| Indian Bank** INE562A16RI6 | 1.18% |
| Canara Bank** INE476A16K22 | 1.18% |
| Infina Finance Pvt Limited** INE879F14NV0 | 1.15% |
| TREPS / Reverse Repo Investments / Corporate Debt Repo | 1.14% |
| 7.86% Karnataka SDL 15032027 IN1920160117 | 1.06% |
| Punjab National Bank INE160A16UI3 | 1.03% |
| 6.54% Maharashtra SDL 09022027 IN2220210271 | 0.94% |
| Bank of Baroda** INE028A16LE0 | 0.91% |
| Canara Bank** INE476A16H01 | 0.91% |
| Motilal Oswal Financial Services Limited** INE338I14LQ5 | 0.91% |
| Tata Communications Limited** INE151A14347 | 0.91% |
| 182 DAYS T-BILL 26022027 IN002026Y212 | 0.91% |
| 364 DAYS T-BILL 11032027 IN002025Z492 | 0.91% |
| Bank of Baroda INE028A16LS0 | 0.90% |
| Piramal Finance Limited** INE202B14PS5 | 0.90% |
| Union Bank of India** INE692A16MD3 | 0.89% |
| Indian Bank** INE562A16RL0 | 0.89% |
| 7.14% Gujarat SDL 11012027 IN1520160178 | 0.88% |
| Bajaj Finance Limited** INE296A14H43 | 0.88% |
| 364 DAYS T-BILL 19082027 IN002026Z201 | 0.88% |
| 364 DAYS T-BILL 11022027 IN002025Z450 | 0.79% |
| 7.74% Tamil Nadu SDL 01032027 IN3120161309 | 0.63% |
| IDFC First Bank Limited** INE092T16ZX6 | 0.61% |
| Export-Import Bank Of India** INE514E16CO9 | 0.61% |
| National Bank For Agriculture & Rural Development** INE261F16AG4 | 0.61% |
| IndusInd Bank Limited** INE095A169C7 | 0.61% |
| Kotak Mahindra Bank Limited INE237AD6133 | 0.61% |
| Tata Housing Development Co Limited** INE582L14JH5 | 0.61% |
| National Bank For Agriculture & Rural Development** INE261F16AJ8 | 0.60% |
| Kotak Mahindra Bank Limited** INE237AD6141 | 0.60% |
| HDFC Bank Limited** INE040A16JC3 | 0.60% |
| Canara Bank** INE476A16I00 | 0.60% |
| Axis Bank Limited** INE238AD6CP1 | 0.60% |
| HDFC Bank Limited** INE040A16IQ5 | 0.60% |
| Punjab National Bank** INE160A16UM5 | 0.60% |
| Punjab National Bank** INE160A16UQ6 | 0.60% |
| HDFC Bank Limited** INE040A16IT9 | 0.60% |
| Canara Bank** INE476A16H84 | 0.60% |
| ICICI Bank Limited** INE090AD6303 | 0.60% |
| Punjab National Bank** INE160A16UX2 | 0.60% |
| Axis Bank Limited INE238AD6CH8 | 0.60% |
| Motilal Oswal Financial Services Limited** INE338I14LP7 | 0.60% |
| Nuvama Wealth Finance Limited** INE918K14CY3 | 0.60% |
| Axis Securities Limited** INE110O14HS0 | 0.60% |
| Axis Securities Limited** INE110O14IX8 | 0.60% |
| Sundaram Finance Limited** INE660A14ZA3 | 0.59% |
| 7.52% Tamil Nadu SDL 24052027 IN3120170037 | 0.57% |
| 7.59% Karnataka SDL 15022027 IN1920160091 | 0.57% |
| 7.52% Gujarat SDL 24052027 IN1520170045 | 0.55% |
| 7.61% Tamil Nadu SDL 15022027 IN3120160194 | 0.50% |
| 7.24% Tamil Nadu SDL 28062027 IN3120170052 | 0.32% |
| 8.24% GOI 15022027 IN0020060078 | 0.32% |
| Cholamandalam Securities Limited** INE04JX14215 | 0.31% |
| Canara Bank INE476A16G28 | 0.30% |
| Small Industries Development Bank of India** INE556F16BX0 | 0.30% |
| Punjab National Bank** INE160A16UD4 | 0.30% |
| Punjab National Bank** INE160A16UE2 | 0.30% |
| National Bank For Agriculture & Rural Development** INE261F16AI0 | 0.30% |
| National Bank for Financing Infrastructure and Development** INE0KUG16020 | 0.30% |
| Bank of Baroda** INE028A16LR2 | 0.30% |
| HDFC Bank Limited INE040A16IU7 | 0.30% |
| National Bank For Agriculture & Rural Development INE261F16AQ3 | 0.30% |
| Cholamandalam Investment and Finance Co Limited** INE121A14YF8 | 0.30% |
| Bajaj Finance Limited** INE296A14F11 | 0.30% |
| Muthoot Fincorp Limited** INE549K14CI9 | 0.30% |
| Motilal Oswal Financial Services Limited** INE338I14LS1 | 0.30% |
| Kotak Securities Limited** INE028E14UV2 | 0.30% |
| LIC Housing Finance Limited** INE115A14FR4 | 0.30% |
| SBI Funds Management Pvt Limited/Fund Parent INF0RQ622028 | 0.30% |
| Union Bank of India** INE692A16MQ5 | 0.29% |
| Indian Bank** INE562A16RH8 | 0.29% |
| Small Industries Development Bank of India** INE556F16CG3 | 0.29% |
| Small Industries Development Bank of India** INE556F16CH1 | 0.29% |
| Bajaj Finance Limited** INE296A14H76 | 0.29% |
| 364 DAYS T-BILL 21012027 IN002025Z427 | 0.24% |
| 7.05% Gujarat SDL 14122026 IN1520160152 | 0.13% |
| 7.07% Tamil Nadu SDL 14122026 IN3120160152 | 0.06% |
| 7.08% Karnataka SDL 14122026 IN1920160059 | 0.02% |
From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 23 Sept 2026).
| Fund size (average AUM, July - September 2026) | ₹9,437 cr across all plans · this plan ₹0.00 cr |
| Fund house | DSP Mutual Fund |
| Category | Debt · Money Market |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.18% · Regular 0.40% (5 Nov 2026) |
| Minimum investment | ₹100 · additional ₹100 |
| Scheme code (AMFI) | 154425 |
| ISIN | INF740KA1ZB2 |
| NAV date | 5 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹59.0904 | +6.46% |
| Direct · IDCW | ₹11.0710 | +0.60% |
| Direct · IDCW | ₹12.3336 | +0.07% |
| Direct · IDCW | ₹10.1527 | 0.00% |
| Direct · IDCW | ₹10.0155 | – |
| Regular · Growth | ₹57.1604 | +6.21% |
| Regular · IDCW | ₹12.2969 | +0.06% |
| Regular · IDCW | ₹11.0358 | +0.58% |
| Regular · IDCW | ₹10.1021 | 0.00% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Tata Money Market Fund | +6.54% | +7.47% |
| Axis Money Market Fund | +6.52% | +7.41% |
| UTI - Money Market Fund | +6.33% | +7.24% |
| Sundaram Money Market Fund | +6.44% | +7.24% |
| Axis Money Market Fund | +6.34% | +7.23% |
| Aditya Birla Sun Life Money Market Fund | +6.30% | +7.21% |
| Franklin India Money Market Fund | +6.34% | +7.20% |
| Tata Money Market Fund | +6.28% | +7.20% |
Information only, not investment advice.
₹10.0000 as of 5 Nov 2026, from AMFI's official NAV data.
Returns appear once enough NAV history is available.
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.