Markets / Mutual funds / Overnight
DSP Mutual Fund · Debt fund · Regular plan · IDCW
The primary objective of the scheme is to seek to generate returns commensurate with low risk and providing high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. There is no assurance that the investment objective of the Scheme will be achieved.
Bars: this plan; the thin mark is the Overnight average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +0.0 | |||||||||||
| 2025 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
| 2026 | +0.0 | +0.0 | +0.0 | -0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 | +0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 0.0% | 0.0% | 0.00 |
| Money market | 71.8% | 54.5% | +17.36 |
| Cash & others | 28.2% | 45.5% | -17.36 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| TREPS / Reverse Repo Investments | 28.04% |
| Indian Bank INE562A16RG0 | 12.52% |
| Union Bank of India INE692A16MR3 | 12.52% |
| HDFC Bank Limited INE040A16JS9 | 12.52% |
| Punjab National Bank INE160A16VR2 | 12.52% |
| National Bank For Agriculture & Rural Development INE261F14PX2 | 9.39% |
| Canara Bank INE476A16K30 | 4.70% |
| 364 DAYS T-BILL 08102026 IN002025Z286 | 1.88% |
| 91 DAYS T-BILL 01102026 IN002026X131 | 1.57% |
| 91 DAYS T-BILL 22102026 IN002026X164 | 1.56% |
| 91 DAYS T-BILL 29102026 IN002026X172 | 1.25% |
| 91 DAYS T-BILL 08102026 IN002026X149 | 0.63% |
| 364 DAYS T-BILL 29102026 IN002025Z310 | 0.62% |
| 182 DAYS T-BILL 22102026 IN002026Y030 | 0.16% |
| Net Receivables/Payables | 0.12% |
From the fund house's monthly portfolio (dspim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Jan 2019).
| Fund size (average AUM, July - September 2026) | ₹3,306 cr across all plans · this plan ₹0.02 cr |
| Fund house | DSP Mutual Fund |
| Category | Debt · Overnight |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.11% · Regular 0.18% (5 Nov 2026) |
| Minimum investment | ₹100 · additional ₹100 |
| Scheme code (AMFI) | 146066 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹1,487.9464 | +5.27% |
| Direct · IDCW | ₹1,000.0099 | 0.00% |
| Regular · Growth | ₹1,478.7350 | +5.19% |
| Regular · Growth | ₹13.2542 | +5.27% |
| Regular · Growth | ₹10.0000 | 0.00% |
| Regular · Growth | ₹13.2543 | +5.27% |
| Regular · Growth | ₹10.0000 | 0.00% |
| Regular · IDCW | ₹1,001.2913 | +0.04% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Groww Overnight Fund | +5.77% | +6.18% |
| BANK OF INDIA OVERNIGHT FUND | +5.49% | +6.17% |
| BANK OF INDIA OVERNIGHT FUND | +5.47% | +6.17% |
| BANK OF INDIA OVERNIGHT FUND | +5.48% | +6.16% |
| BANK OF INDIA OVERNIGHT FUND | +5.46% | +6.14% |
| Axis Overnight Fund | +5.29% | +6.06% |
| Baroda BNP Paribas Overnight Fund | +5.29% | +6.04% |
| HSBC Overnight Fund | +5.26% | +6.03% |
Information only, not investment advice.
₹1,000.0099 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 0.00%, 3 years: 0.00% a year, 5 years: 0.00% a year
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.