Franklin India Floating Interest Rates Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Franklin Templeton Mutual Fund · Debt fund · Regular plan · IDCW

FloaterRegular · IDCWRisk: Low to Moderate

NAV · 6 Nov 2026

₹10.0919 ▼ 0.07%

Franklin Templeton Mutual Fund

Fund size₹281 crJuly - September 2026

1-month range₹10.09 – 10.12

1 year-1.99%

Expense ratio0.95%regular plan, a year

5 years-0.18%a year

What the fund does

The primary investment objective of the Scheme is to provide income and liquidity consistent with the prudent risk from a portfolio comprising of floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate instruments and money market instruments.

BenchmarkNIFTY Short Duration Debt Index A-II

Fund houseFranklin Templeton Mutual Fund

Fund managersAnuj TagraRohan MaruSandeep Manam (dedicated for making investments for Foreign Securities)

NAV history

Returns

1 week

-0.08%avg 0.5%

1 month

-0.32%avg 0.4%

3 months

-0.71%avg 0.7%

6 months

-0.84%avg 2.9%

This year

-1.77%avg 4.7%

1 year

-1.99%avg 5.4%

3 years (a year)

-0.30%avg 7.3%

5 years (a year)

-0.18%avg 6.5%

10 years (a year)

+0.08%avg 6.2%

Bars: this plan; the thin mark is the Floater average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.1
2025	-0.1	+0.1	+0.1	+1.2	-0.2	-0.4	-0.1	-0.8	+0.0	+0.4	+0.1	-0.2
2026	-0.1	-0.1	-0.4	-0.2	-0.3	+0.1	+0.1	-0.1	-0.2	-0.4	-0.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1516 lines in all

Top 10 holdings86.7%of the fund

Debt75.8%bonds, government securities

Money market18.9%CDs, CPs, treasury bills

Where the money is

Equity 0.4%Debt 75.8%Money market 18.9%Cash & others 4.9%

Credit quality (debt and money market)

Sovereign

36.8%

AAA

22.2%

A1+

18.9%

16.7%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	75.8%	70.7%	+5.08
Money market	18.9%	25.9%	-6.97
Cash & others	4.9%	3.0%	+1.87

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 2

Holding	Sector / type	% of fund
Corporate Debt Market Development Fund Class A2 INF0RQ622028	Alternative Investment Fund Units	0.41%
Margin on IRS	–	0.02%

Bonds, money market and cash 14

Holding	Sector / type	% of fund
7.64% REC Ltd (30-Apr-2027) ** INE020B08EX7	ICRA AAA	10.06%
7.59% Chhattisgarh SDL (11-Feb-2036) IN3520250090	SOVEREIGN	9.64%
7.31% Karnataka SDL (04-Sep-2033) IN1920250264	SOVEREIGN	9.62%
7.33% Maharashtra SDL (04-Mar-2034) IN2220250491	SOVEREIGN	9.58%
HDFC Bank Ltd (12-Mar-2027) ** INE040A16IZ6	CARE A1+	9.46%
National Bank For Agriculture & Rural Development (17-Mar-2027) ** INE261F16AP5	CRISIL A1+	9.45%
0.00% Jubilant Beverages Ltd (31-May-2028) ** INE1D4O08012	CRISIL AA	8.92%
7.82% Bajaj Finance Ltd (31-Jan-2034) ** INE296A07SV1	IND AAA	8.18%
0.00% Jubilant Bevco Ltd (31-May-2028) INE1D4P08019	CRISIL AA	7.81%
Call, Cash & Other Assets	–	4.86%
7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** INE511C07847	CRISIL AAA	4.00%
7.19% Uttar Pradesh SDL (26-Jul-2027) IN3320170068	SOVEREIGN	3.97%
GOI FRB 2033 (22-Sep-2033) $ $ ~~ IN0020200120	SOVEREIGN	2.04%
7.19% Kerala SDL (26-Jul-2027) IN2020170063	SOVEREIGN	1.99%

From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.5%yearly, from daily NAVs

Worst fall-2.84%25 Apr 2025 → 6 Nov 2026

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Floating Rate debt instruments

65–100%

Debt (other than floating rate instruments), Money market instruments and Infrastructure Investment Trust (InvIT)

0–35%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹281 cr across all plans · this plan ₹0.66 cr
Fund house	Franklin Templeton Mutual Fund
Category	Debt · Floater
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.38% · Regular 0.95% (6 Nov 2026)
Minimum investment	₹1,000 · additional ₹1,000
Scheme code (AMFI)	101044
ISIN	INF090I01LN5
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹48.3504	+5.84%
Direct · IDCW	₹9.9946	-1.96%
Regular · Growth	₹43.8879	+5.15%

Top Floater funds (regular plans)

Fund	1 year	3 years (a year)
Axis Floating Interest Rates Fund	+6.95%	+8.52%
Axis Floating Interest Rates Fund	+6.65%	+8.18%
Tata Floating Interest Rates Fund	+5.53%	+7.34%
DSP Floating Interest Rates Fund	+4.51%	+7.33%
SBI Floating Interest Rates Fund	+5.95%	+7.26%
HDFC Floating Interest Rates Fund	+5.25%	+7.25%
Franklin India Floating Interest Rates Fund	+5.15%	+7.21%
BANDHAN FLOATING INTEREST RATES FUND	+5.38%	+7.16%

All Floater funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Franklin India Floating Interest Rates Fund - Regular Plan - IDCW today?

₹10.0919 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Franklin India Floating Interest Rates Fund - Regular Plan - IDCW?

1 year: -1.99%, 3 years: -0.30% a year, 5 years: -0.18% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.