Markets / Mutual funds / Money Market
Franklin Templeton Mutual Fund · Debt fund · Direct plan · IDCW
The primary objective of the scheme is to provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.
Bars: this plan; the thin mark is the Money Market average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -0.0 | |||||||||||
| 2025 | +0.0 | -0.0 | +0.2 | +0.3 | +0.0 | +0.2 | +0.0 | -0.0 | +0.0 | +0.0 | +0.0 | -0.0 |
| 2026 | -0.0 | +0.0 | -0.1 | -0.0 | +0.0 | -0.0 | +0.0 | -0.1 | +0.1 | +0.0 | +0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Debt | 5.9% | 10.6% | -4.66 |
| Money market | 86.1% | 84.0% | +2.06 |
| Cash & others | 7.7% | 5.1% | +2.59 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.29% |
| Margin on IRS | 0.01% |
| Holding | % of fund |
|---|---|
| Bajaj Housing Finance Ltd (23-Feb-2027) **@ INE377Y14BZ2 | 7.51% |
| Piramal Finance Ltd (30-Oct-2026) **@ INE202B14PO4 | 6.78% |
| HDFC Bank Ltd (24-Feb-2027) ** INE040A16IO0 | 6.26% |
| 7.67% Uttar Pradesh SDL (12-Apr-2027) IN3320170019 | 5.23% |
| Qatar National Bank (Q.P.S.C) (11-Jan-2027) ** INE0BJN16044 | 5.05% |
| IDBI Bank Ltd (11-Mar-2027) ** INE008A168A9 | 4.99% |
| Embassy Office Parks Reit (12-Mar-2027) **@ INE041014080 | 4.99% |
| National Bank For Agriculture & Rural Development (22-Jan-2027) ** INE261F16AF6 | 4.53% |
| National Bank For Agriculture & Rural Development (28-Jan-2027) ** INE261F16AH2 | 3.77% |
| L&T Finance Ltd (10-Jun-2027) **@ INE498L14GA5 | 3.67% |
| Credila Financial Services Ltd (01-Mar-2027) **@ INE539K14BZ6 | 3.48% |
| Small Industries Development Bank of India (29-Jan-2027) ** INE556F16BX0 | 3.14% |
| Call, Cash & Other Assets | 2.73% |
| Bank of Baroda (11-Dec-2026) ** INE028A16KT0 | 2.54% |
| Bank of Baroda (06-Jan-2027) ** INE028A16KX2 | 2.53% |
| Axis Bank Ltd (14-Jan-2027) ** INE238AD6BW9 | 2.52% |
| Small Industries Development Bank of India (18-Feb-2027) ** INE556F16CB4 | 2.51% |
| Canara Bank (26-Feb-2027) ** INE476A16I00 | 2.50% |
| Kotak Mahindra Bank Ltd (21-Dec-2026) INE237AD6158 | 1.90% |
| Bank of Baroda (11-Jan-2027) INE028A16KZ7 | 1.89% |
| HDFC Bank Ltd (18-Jan-2027) ** INE040A16KF4 | 1.89% |
| Small Industries Development Bank of India (04-Feb-2027) ** INE556F16BY8 | 1.88% |
| Canara Bank (04-Mar-2027) INE476A16H43 | 1.88% |
| Arka Fincap Ltd (26-Feb-2027) **@ INE03W114724 | 1.87% |
| Standard Chartered Securities (India) Ltd (08-Mar-2027) **@ INE472H14821 | 1.87% |
| National Bank For Agriculture & Rural Development (17-Feb-2027) ** INE261F16AK6 | 1.63% |
| Union Bank of India (10-Dec-2026) ** INE692A16KQ9 | 1.27% |
| Small Industries Development Bank of India (28-Jan-2027) ** INE556F16BW2 | 1.26% |
| Union Bank of India (10-Feb-2027) INE692A16NK6 | 1.26% |
| Bank of Baroda (05-Mar-2027) ** INE028A16LR2 | 1.25% |
| Credila Financial Services Ltd (04-Mar-2027) **@ INE539K14CA7 | 1.24% |
| Infina Finance Pvt Ltd (14-May-2027) **@ INE879F14NO5 | 1.23% |
| Kotak Mahindra Prime Ltd (25-Jun-2027) **@ INE916D146U1 | 1.22% |
| Canara Bank (29-Jan-2027) ** INE476A16G36 | 0.63% |
| 7.78% Telangana SDL (29-May-2027) IN4520190021 | 0.27% |
| 6.88% West Bengal SDL (23-Nov-2026) $$ ~~ IN3420160100 | 0.13% |
| 7.14% Punjab SDL (20-Jan-2027) IN2820160348 | 0.13% |
| 7.88% Punjab SDL (01-MAR-2027) IN2820160363 | 0.13% |
| HDFC Bank Ltd (22-Jan-2027) ** INE040A16IK8 | 0.13% |
From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 10 Nov 2023).
The ranges the fund is allowed to hold, not what it holds today.
| Fund size (average AUM, July - September 2026) | ₹4,069 cr across all plans · this plan ₹0.29 cr |
| Fund house | Franklin Templeton Mutual Fund |
| Category | Debt · Money Market |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.14% · Regular 0.30% (5 Nov 2026) |
| Minimum investment | ₹10,000 · additional ₹1,000 |
| Scheme code (AMFI) | 152200 |
| ISIN | INF090I01WV5 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹56.5307 | +6.49% |
| Direct · IDCW | ₹11.7414 | +0.48% |
| Direct · IDCW | ₹10.0588 | -0.54% |
| Direct · IDCW | ₹10.8646 | -0.69% |
| Regular · Growth | ₹54.6012 | +6.33% |
| Regular · IDCW | ₹11.2102 | +0.59% |
| Regular · IDCW | ₹10.0546 | -0.48% |
| Regular · IDCW | ₹10.4754 | -0.53% |
| Regular · IDCW | ₹10.0916 | -0.03% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Bandhan Money Market Fund | +6.53% | +7.37% |
| Franklin India Money Market Fund | +6.49% | +7.37% |
| Nippon India Money Market Fund | +6.40% | +7.36% |
| Aditya Birla Sun Life Money Market Fund | +6.44% | +7.36% |
| Mirae Asset Money Market Fund | +6.35% | +7.36% |
| Kotak Money Market Fund | +6.47% | +7.35% |
| HDFC Money Market Fund | +6.44% | +7.34% |
| UTI - Money Market Fund | +6.41% | +7.34% |
Information only, not investment advice.
₹10.1028 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: -0.02%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.