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Franklin India Money Market Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Franklin Templeton Mutual Fund · Debt fund · Regular plan · IDCW

Money MarketRegular · IDCWRisk: Moderate
NAV · 5 Nov 2026
₹10.4732 ▲ 0.05%
Franklin Templeton Mutual Fund
Fund size₹4,069 crJuly - September 2026
1-month range₹10.44 – 10.50
1 year-0.52%
Expense ratio0.30%regular plan, a year
5 years+0.68%a year

What the fund does

The primary objective of the scheme is to provide income and liquidity consistent with the prudent risk from a portfolio comprising of money market instruments.

BenchmarkNIFTY Money Market Index A-I
Fund houseFranklin Templeton Mutual Fund
Fund managersRohan MaruChandni GuptaRahul Goswami

NAV history

101011 2026-08-102026-08-212026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+0.17%avg 0.2%
1 month
-0.16%avg 0.4%
3 months
-0.16%avg 1.4%
6 months
-0.04%avg 3.2%
This year
-0.30%avg 5.2%
1 year
-0.52%avg 6.2%
3 years (a year)
+0.46%avg 7.0%
5 years (a year)
+0.68%avg 6.4%

Bars: this plan; the thin mark is the Money Market average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-0.0
2025+0.2+0.0+0.3+0.3+0.2+0.0-0.0-0.1-0.2+0.0-0.1-0.1
2026-0.2-0.0-0.2+0.1-0.4+0.5-0.0+0.1-0.0-0.2+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings4041 lines in all
Top 10 holdings52.8%of the fund
Debt5.9%bonds, government securities
Money market86.1%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 5.9%Money market 86.1%Cash & others 7.7%

Credit quality (debt and money market)

A1+
86.1%
Sovereign
5.9%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt5.9%10.6%-4.66
Money market86.1%84.0%+2.06
Cash & others7.7%5.1%+2.59

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 2

HoldingSector / type% of fund
Corporate Debt Market Development Fund Class A2
INF0RQ622028		Alternative Investment Fund Units0.29%
Margin on IRS–0.01%

Bonds, money market and cash 39

HoldingSector / type% of fund
Bajaj Housing Finance Ltd (23-Feb-2027) **@
INE377Y14BZ2		CRISIL A1+7.51%
Piramal Finance Ltd (30-Oct-2026) **@
INE202B14PO4		CRISIL A1+6.78%
HDFC Bank Ltd (24-Feb-2027) **
INE040A16IO0		CARE A1+6.26%
7.67% Uttar Pradesh SDL (12-Apr-2027)
IN3320170019		SOVEREIGN5.23%
Qatar National Bank (Q.P.S.C) (11-Jan-2027) **
INE0BJN16044		CRISIL A1+5.05%
IDBI Bank Ltd (11-Mar-2027) **
INE008A168A9		CRISIL A1+4.99%
Embassy Office Parks Reit (12-Mar-2027) **@
INE041014080		CARE A1+4.99%
National Bank For Agriculture & Rural Development (22-Jan-2027) **
INE261F16AF6		ICRA A1+4.53%
National Bank For Agriculture & Rural Development (28-Jan-2027) **
INE261F16AH2		ICRA A1+3.77%
L&T Finance Ltd (10-Jun-2027) **@
INE498L14GA5		CRISIL A1+3.67%
Credila Financial Services Ltd (01-Mar-2027) **@
INE539K14BZ6		CRISIL A1+3.48%
Small Industries Development Bank of India (29-Jan-2027) **
INE556F16BX0		CARE A1+3.14%
Call, Cash & Other Assets–2.73%
Bank of Baroda (11-Dec-2026) **
INE028A16KT0		CARE A1+2.54%
Bank of Baroda (06-Jan-2027) **
INE028A16KX2		IND A1+2.53%
Axis Bank Ltd (14-Jan-2027) **
INE238AD6BW9		CRISIL A1+2.52%
Small Industries Development Bank of India (18-Feb-2027) **
INE556F16CB4		CARE A1+2.51%
Canara Bank (26-Feb-2027) **
INE476A16I00		ICRA A1+2.50%
Kotak Mahindra Bank Ltd (21-Dec-2026)
INE237AD6158		CRISIL A1+1.90%
Bank of Baroda (11-Jan-2027)
INE028A16KZ7		IND A1+1.89%
HDFC Bank Ltd (18-Jan-2027) **
INE040A16KF4		CARE A1+1.89%
Small Industries Development Bank of India (04-Feb-2027) **
INE556F16BY8		CARE A1+1.88%
Canara Bank (04-Mar-2027)
INE476A16H43		CRISIL A1+1.88%
Arka Fincap Ltd (26-Feb-2027) **@
INE03W114724		CRISIL A1+1.87%
Standard Chartered Securities (India) Ltd (08-Mar-2027) **@
INE472H14821		ICRA A1+1.87%
National Bank For Agriculture & Rural Development (17-Feb-2027) **
INE261F16AK6		IND A1+1.63%
Union Bank of India (10-Dec-2026) **
INE692A16KQ9		ICRA A1+1.27%
Small Industries Development Bank of India (28-Jan-2027) **
INE556F16BW2		CARE A1+1.26%
Union Bank of India (10-Feb-2027)
INE692A16NK6		IND A1+1.26%
Bank of Baroda (05-Mar-2027) **
INE028A16LR2		IND A1+1.25%
Credila Financial Services Ltd (04-Mar-2027) **@
INE539K14CA7		CRISIL A1+1.24%
Infina Finance Pvt Ltd (14-May-2027) **@
INE879F14NO5		ICRA A1+1.23%
Kotak Mahindra Prime Ltd (25-Jun-2027) **@
INE916D146U1		CRISIL A1+1.22%
Canara Bank (29-Jan-2027) **
INE476A16G36		CRISIL A1+0.63%
7.78% Telangana SDL (29-May-2027)
IN4520190021		SOVEREIGN0.27%
6.88% West Bengal SDL (23-Nov-2026) $$ ~~
IN3420160100		SOVEREIGN0.13%
7.14% Punjab SDL (20-Jan-2027)
IN2820160348		SOVEREIGN0.13%
7.88% Punjab SDL (01-MAR-2027)
IN2820160363		SOVEREIGN0.13%
HDFC Bank Ltd (22-Jan-2027) **
INE040A16IK8		CARE A1+0.13%

From the fund house's monthly portfolio (franklintempletonindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.9%yearly, from daily NAVs
Worst fall-1.80%31 Aug 2016 → 28 Feb 2018
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Money Market Instruments as may be defined by SEBI/ RBI from time to time having a maturity of upto 1 year and Cash or cash equivalent
0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹4,069 cr across all plans · this plan ₹4.02 cr
Fund houseFranklin Templeton Mutual Fund
CategoryDebt · Money Market
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.14% · Regular 0.30% (5 Nov 2026)
Minimum investment₹10,000 · additional ₹1,000
Scheme code (AMFI)129436
ISININF090I01LA2
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹56.5186+6.50%
Direct · IDCW₹11.7388+0.49%
Direct · IDCW₹10.0588-0.54%
Direct · IDCW₹10.8623-0.68%
Direct · IDCW₹10.1006-0.01%
Regular · Growth₹54.5897+6.34%
Regular · IDCW₹11.2079+0.60%
Regular · IDCW₹10.0546-0.48%
Regular · IDCW₹10.0894-0.02%

Top Money Market funds (regular plans)

Fund1 year3 years (a year)
Tata Money Market Fund+6.54%+7.47%
Axis Money Market Fund+6.52%+7.41%
Sundaram Money Market Fund+6.43%+7.25%
UTI - Money Market Fund+6.33%+7.24%
Axis Money Market Fund+6.34%+7.23%
Aditya Birla Sun Life Money Market Fund+6.30%+7.21%
ICICI Prudential Money Market Fund - Cash Option+6.26%+7.21%
Franklin India Money Market Fund+6.34%+7.20%

All Money Market funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Franklin India Money Market Fund - Regular Plan - IDCW today?

₹10.4732 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Franklin India Money Market Fund - Regular Plan - IDCW?

1 year: -0.52%, 3 years: 0.46% a year, 5 years: 0.68% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.