Markets / Mutual funds / Sectoral / Thematic

HDFC Banking & Financial Services Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

HDFC Mutual Fund · Equity fund · Regular plan · IDCW

Sectoral / ThematicRegular · IDCWRisk: Very High

NAV · 6 Nov 2026

₹15.9040 ▲ 2.01%

HDFC Mutual Fund

Fund size₹4,627 crJuly - September 2026

1-month range₹14.40 – 15.90

1 year+3.72%

Expense ratio1.99%regular plan, a year

5 years+7.66%a year

What the fund does

To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services.There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY Financial Services Index (Total Returns Index)

Fund houseHDFC Mutual Fund

Fund managersFM 1 - Mr.Anand LaddhaFM 2 - Mr.Gopal AgrawalFM 3 - Mr. Bhagyesh Kagalkar

NAV history

Returns

1 week

+9.19%avg 5.4%

1 month

+5.86%avg 2.9%

3 months

+0.35%avg -1.9%

6 months

+3.47%avg 3.1%

This year

+0.20%avg 3.2%

1 year

+3.72%avg 3.7%

3 years (a year)

+7.66%avg 13.8%

5 years (a year)

+7.66%avg 11.8%

Bars: this plan; the thin mark is the Sectoral / Thematic average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.3
2025	-3.4	-3.9	-1.4	+6.5	+2.5	+4.5	-2.5	-5.2	+1.8	+6.0	+3.2	-0.1
2026	-0.6	+1.0	-15.1	+11.8	-1.1	+5.4	+0.3	+0.4	-6.1	-2.3	+9.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3739 lines in all

Top 10 stocks66.2%of the fund

Short positions-0.1%sold through derivatives

Net equity99.3%long stocks and derivatives minus shorts

Where the money is

Equity 99.4%Cash & others 0.6%Short -0.1%

Sectors (stocks held)

Banks

58.3%

Finance

22.8%

Insurance

9.2%

Capital Markets

8.4%

Financial Technology (Fintech)

0.8%

Stocks held 37

Holding	Sector / type	% of fund
ICICI Bank Ltd. INE090A01021	Banks	13.85%
HDFC Bank Ltd.£ INE040A01034	Banks	12.89%
Kotak Mahindra Bank Limited INE237A01036	Banks	8.61%
Axis Bank Ltd. INE238A01034	Banks	7.76%
State Bank of India INE062A01020	Banks	6.07%
Shriram Finance Ltd. INE721A01047	Finance	4.22%
Bajaj Finance Ltd. INE296A01032	Finance	3.96%
SBI Life Insurance Company Ltd. INE123W01016	Insurance	3.72%
Five-Star Business Finance Limited INE128S01021	Finance	2.67%
Au Small Finance Bank Ltd. INE949L01017	Banks	2.40%
Karur Vysya Bank Ltd. INE036D01028	Banks	1.91%
ICICI Lombard General Insurance Co INE765G01017	Insurance	1.89%
Home First Finance Company India Ltd INE481N01025	Finance	1.71%
Angel One Ltd. INE732I01021	Capital Markets	1.67%
Billionbrains Garage Ventures Limited (Groww) INE0HOQ01053	Capital Markets	1.66%
Equitas Small Finance Bank Ltd INE063P01018	Banks	1.63%
Life Insurance Corporation of India INE0J1Y01017	Insurance	1.61%
PNB Housing Finance Ltd. INE572E01012	Finance	1.61%
CanFin Homes Ltd. INE477A01020	Finance	1.40%
Max Financial Services Ltd. INE180A01020	Insurance	1.40%
Bandhan Bank Ltd. INE545U01014	Banks	1.37%
Poonawalla Fincorp Ltd INE511C01022	Finance	1.35%
Tata Capital Ltd. INE976I01016	Finance	1.26%
Mahindra & Mahindra Financial Services Ltd. INE774D01024	Finance	1.17%
ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED INE346A01027	Capital Markets	1.16%
SBI Funds Management Limited INE640G01020	Capital Markets	1.16%
Fusion Finance Limited INE139R01012	Finance	1.12%
360 ONE WAM LIMITED INE466L01038	Capital Markets	1.07%
Indusind Bank Ltd. INE095A01012	Banks	1.02%
OnEMI Technology Solutions Limited INE12F801023	Finance	1.01%
National Stock Exchange of India Limited INE721I01024	Capital Markets	0.99%
Indian Bank INE562A01011	Banks	0.76%
PB Fintech Limited INE417T01026	Financial Technology (Fintech)	0.76%
Creditaccess Grameen Limited INE741K01010	Finance	0.73%
Bombay Stock Exchange Limited (BSE) INE118H01025	Capital Markets	0.70%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.59%
Repco Home Finance Ltd. INE612J01015	Finance	0.55%

Show 22 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets	–	-0.12%

Debt, money market and cash 1

Holding	Sector / type	% of fund
TREPS - Tri-party Repo	–	0.71%

From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility17.9%yearly, from daily NAVs

Worst fall-18.79%20 Sept 2024 → 7 Mar 2025

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Jul 2021).

Where it can invest (limits from the scheme document)

Equity and equity related instruments of banking and financial services companies/entities

80–100%

Equity and Equity related instruments of companies/entities other than above

0–20%

Gold and Silver instruments

0–20%

Units of InvITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹4,627 cr across all plans · this plan ₹19.34 cr
Fund house	HDFC Mutual Fund
Category	Equity · Sectoral / Thematic
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.95% · Regular 1.99% (4 Nov 2026)
Exit load	In respect of each purchase/switch in of units- an Exit load of 1% is payable if units are redeemed/switched out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	148984
ISIN	INF179KC1BK2
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹19.4980	+4.82%
Direct · IDCW	₹17.2330	+4.82%
Regular · Growth	₹18.1180	+3.73%

Top Sectoral / Thematic funds (regular plans)

Fund	1 year	3 years (a year)
Nippon India Taiwan Equity Fund	+37.70%	+40.44%
HDFC Defence Fund	+19.63%	+33.69%
HDFC Pharma and Healthcare Fund	+26.81%	+30.17%
SBI HEALTHCARE OPPORTUNITIES FUND	+21.11%	+24.39%
HDFC Transportation and Logistics Fund	+8.74%	+23.82%
UTI - Healthcare Fund	+17.70%	+23.50%
Mirae Asset Healthcare Fund	+22.57%	+23.40%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND	+16.15%	+22.19%

All Sectoral / Thematic funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Banking & Financial Services Fund - Regular Plan - IDCW today?

₹15.9040 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Banking & Financial Services Fund - Regular Plan - IDCW?

1 year: 3.72%, 3 years: 7.66% a year, 5 years: 7.66% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.