HDFC Banking and PSU Debt Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

HDFC Mutual Fund · Debt fund · Regular plan · Growth

Banking & PSURegular · GrowthRisk: Moderate

NAV · 6 Nov 2026

₹24.4200 ▼ 0.01%

HDFC Mutual Fund

Fund size₹5,200 crJuly - September 2026

1-month range₹24.19 – 24.42

1 year+3.71%rank 18 of 23

Expense ratio0.68%regular plan, a year

5 years+5.84%a year

What the fund does

To generate income/capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNifty Banking & PSU Debt Index A-II

Fund houseHDFC Mutual Fund

Fund managersFM 1 - Mr.Anil BamboliFM 2 - Mr.Gopal Agrawal

NAV history

Returns

1 week

+0.80%avg 0.6%

1 month

+0.31%avg 0.3%

3 months

-0.02%avg 0.4%

6 months

+2.30%avg 2.5%

This year

+3.24%avg 3.6%

1 year

+3.71%avg 4.1% · #18/23

3 years (a year)

+6.58%avg 6.7% · #16/22

5 years (a year)

+5.84%avg 6.0% · #12/20

Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.5
2025	+0.7	+0.3	+1.3	+1.4	+1.2	-0.2	+0.6	-0.1	+0.5	+0.9	+0.5	+0.1
2026	-0.1	+0.8	-0.5	+0.4	+0.1	+2.1	+0.2	-0.1	-0.0	-0.5	+0.8

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility1.5%yearly, from daily NAVs

Worst fall-1.06%14 Aug 2026 → 23 Oct 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

by Scheduled Commercial Banks,Public Sector Undertakings (PSU), Public Financial Institutions, Municipal Corporations and such other bodies@

80–100%

Debt (including government securities) and Money Market Instruments issued by entities other than the Above@

0–20%

Units issued by InvITs

0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹5,200 cr across all plans · this plan ₹2,074 cr
Fund house	HDFC Mutual Fund
Category	Debt · Banking & PSU
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 0.35% · Regular 0.68% (4 Nov 2026)
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	128628
ISIN	INF179KA1JC4
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹25.5540	+4.09%
Direct · IDCW	₹10.0273	-0.09%
Regular · IDCW	₹10.1286	-1.19%

Top Banking & PSU funds (regular plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.53%	+7.20%
Franklin India Banking & PSU Debt Fund	+5.23%	+7.06%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.40%	+7.00%
Axis Banking and PSU Debt Fund	+4.46%	+6.92%
Mirae Asset Banking and PSU Debt Fund	+4.06%	+6.89%
Kotak Banking and PSU Debt Fund	+4.41%	+6.86%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.23%	+6.85%
Edelweiss Banking and PSU Debt Fund	+3.91%	+6.79%
HDFC Banking and PSU Debt Fund	+3.71%	+6.58%

All Banking & PSU funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Banking and PSU Debt Fund - Regular Plan - Growth today?

₹24.4200 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Banking and PSU Debt Fund - Regular Plan - Growth?

1 year: 3.71%, 3 years: 6.58% a year, 5 years: 5.84% a year

How does HDFC Banking and PSU Debt Fund rank in its category?

18 of 23 Banking & PSU funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.