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HDFC Conservative Hybrid Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

HDFC Mutual Fund · Hybrid fund · Direct plan · IDCW

Conservative HybridDirect · IDCWRisk: Moderately High

NAV · 6 Nov 2026

₹13.1605 ▲ 0.29%

HDFC Mutual Fund

Fund size₹3,217 crJuly - September 2026

1-month range₹12.81 – 13.16

1 year-6.89%

Expense ratio1.18%direct plan, a year

5 years-0.71%a year

What the fund does

To generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Index (Total Returns Index)

Fund houseHDFC Mutual Fund

Fund managersFM 1: Anupam JoshiFM 2: Mr.Anand LaddhaFM 3: Mr.Gopal AgrawalFM 4 - Mr. Bhagyesh Kagalkar

NAV history

Returns

1 week

+2.26%avg 2.1%

1 month

+1.42%avg 1.6%

3 months

-2.33%avg -0.0%

6 months

-2.39%avg 2.4%

This year

-6.20%avg 2.6%

1 year

-6.89%avg 3.4%

3 years (a year)

-1.13%avg 8.4%

5 years (a year)

-0.71%avg 7.6%

Bars: this plan; the thin mark is the Conservative Hybrid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.8
2025	-0.8	-2.3	+2.2	+1.7	-0.1	-0.8	-0.1	-2.8	+0.3	+0.7	-0.1	-0.7
2026	-1.3	+0.2	-4.3	+1.2	-1.1	+1.6	-0.6	-1.2	-2.1	-0.8	+2.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings109111 lines in all

Top 10 holdings24.9%of the fund

Debt76.1%bonds, government securities

Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 19.1%Debt 76.1%Cash & others 4.8%

Credit quality (debt and money market)

AAA

35.4%

Sovereign

29.5%

AA+

9.6%

1.6%

Stocks held 36

Holding	Sector / type	% of fund
ICICI Bank Ltd. INE090A01021	Banks	2.13%
HDFC Bank Ltd.£ INE040A01034	Banks	1.60%
State Bank of India INE062A01020	Banks	1.39%
Axis Bank Ltd. INE238A01034	Banks	1.29%
Reliance Industries Ltd. INE002A01018	Petroleum Products	0.95%
Larsen and Toubro Ltd. INE018A01030	Construction	0.85%
Kotak Mahindra Bank Limited INE237A01036	Banks	0.81%
Sun Pharmaceutical Industries Ltd. INE044A01036	Pharmaceuticals & Biotechnology	0.73%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	0.68%
NTPC Limited INE733E01010	Power	0.62%
Tata Consultancy Services Ltd. INE467B01029	IT - Software	0.56%
Infosys Limited INE009A01021	IT - Software	0.52%
Power Grid Corporation of India Ltd. INE752E01010	Power	0.50%
HCL Technologies Ltd. INE860A01027	IT - Software	0.47%
Oil & Natural Gas Corporation Ltd. INE213A01029	Oil	0.44%
Hero MotoCorp Ltd. INE158A01026	Automobiles	0.42%
Hindustan Unilever Ltd. INE030A01027	Diversified FMCG	0.42%
SBI Life Insurance Company Ltd. INE123W01016	Insurance	0.41%
Lupin Ltd. INE326A01037	Pharmaceuticals & Biotechnology	0.39%
Cipla Ltd. INE059A01026	Pharmaceuticals & Biotechnology	0.35%
Corporate Debt Market Development Fund INF0RQ622028	–	0.33%
Bajaj Auto Limited INE917I01010	Automobiles	0.28%
NHPC Ltd. INE848E01016	Power	0.28%
Union Bank of India INE692A01016	Banks	0.28%
Coal India Ltd. INE522F01014	Consumable Fuels	0.27%
Bharat Petroleum Corporation Ltd. INE029A01011	Petroleum Products	0.24%
Indus Towers Limited INE121J01017	Telecom - Services	0.24%
Hindustan Petroleum Corp. Ltd. INE094A01015	Petroleum Products	0.23%
Power Finance Corporation Ltd. INE134E01011	Finance	0.23%
Great Eastern Shipping Company Ltd. INE017A01032	Transport Services	0.20%
JK Paper Ltd. INE789E01012	Paper, Forest & Jute Products	0.20%
ESCORTS KUBOTA LIMITED INE042A01014	Agricultural, Commercial & Construction Vehicles	0.17%
Gateway Distriparks Limited INE079J01017	Transport Services	0.17%
CIE Automotive India Ltd INE536H01010	Auto Components	0.15%
Goodyear India Ltd. INE533A01012	Auto Components	0.15%
REC Limited. INE020B01018	Finance	0.14%

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Bonds, money market and cash 75

Holding	Sector / type	% of fund
7.23% GOI MAT 150439 IN0020240027	Sovereign	3.21%
7.09% GOI MAT 050854 IN0020240118	Sovereign	3.01%
7.34% GOI MAT 220464 IN0020240035	Sovereign	2.91%
Indian Railways Finance Corp. Ltd.^ INE053F07BD9	CRISIL - AAA	2.61%
Net Current Assets	–	2.53%
Floating Rate GOI 2034^ IN0020210137	Sovereign	2.48%
Torrent Power Ltd.^ INE813H07432	CRISIL - AA+	2.40%
7.3% GOI MAT 190653 IN0020230051	Sovereign	2.32%
6.9% GOI MAT 150465 IN0020250018	Sovereign	2.16%
Altius Telecom Infrastructure Trust^ INE0BWS07045	CRISIL - AAA	1.72%
National Highways Authority of India^ INE906B07GP0	CRISIL - AAA	1.64%
360 One Prime Limited^ INE248U07GJ0	ICRA - AA	1.62%
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07034	CRISIL - AAA	1.62%
Muthoot Finance Ltd.^ INE414G07JZ7	CRISIL - AA+	1.61%
Bajaj Housing Finance Ltd.^ INE377Y07474	CRISIL - AAA	1.60%
6.68% GOI MAT 170931^ IN0020170042	Sovereign	1.59%
Power Finance Corporation Ltd.^ INE134E08KL2	CRISIL - AAA	1.59%
Muthoot Finance Ltd.^ INE414G07JU8	CRISIL - AA+	1.57%
Housing and Urban Development Corporation Ltd.^ INE031A08947	CARE - AAA	1.56%
Indian Railways Finance Corp. Ltd.^ INE053F08106	CRISIL - AAA	1.55%
REC Limited.^ INE020B08DA7	CRISIL - AAA	1.55%
7.24% GOI MAT 180855 IN0020250075	Sovereign	1.53%
TREPS - Tri-party Repo	–	1.46%
7.09% GOI MAT 251174^ IN0020240142	Sovereign	1.18%
7.1% GOI MAT 080434 IN0020240019	Sovereign	1.12%
Indian Railways Finance Corp. Ltd.^ INE053F08205	CRISIL - AAA	1.10%
7.36% GOI MAT 120952 IN0020220086	Sovereign	1.09%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7F15012	CRISIL - AAA(SO)	1.08%
7.26% GOI MAT 060233 IN0020220151	Sovereign	0.97%
National Bank for Agri & Rural Dev.^ INE261F08BH7	CRISIL - AAA	0.95%
6.79% GOI MAT 071034 IN0020240126	Sovereign	0.94%
The Tata Power Company Ltd.^ INE295J08022	CARE - AA+	0.83%
Housing and Urban Development Corporation Ltd.^ INE031A08699	CARE - AAA	0.82%
Housing and Urban Development Corporation Ltd.^ INE031A08707	CARE - AAA	0.82%
TVS Credit Services Ltd^ INE729N08105	ICRA - AA+	0.82%
Cholamandalam Investment & Finance Co. Ltd.^ INE121A08PP7	ICRA - AA+	0.81%
REC Limited.^ INE020B08BU9	CRISIL - AAA	0.81%
Export - Import Bank of India^ INE514E08GB4	CRISIL - AAA	0.80%
Grasim Industries Ltd.^ INE047A08190	CRISIL - AAA	0.80%
LIC Housing Finance Ltd.^ INE115A07MW4	CRISIL - AAA	0.80%
Muthoot Finance Ltd. INE414G07JO1	CRISIL - AA+	0.80%
Muthoot Finance Ltd.^ INE414G07KC4	CRISIL - AA+	0.80%
National Bank for Agri & Rural Dev. INE261F08EU4	CRISIL - AAA	0.80%
Power Finance Corporation Ltd.^ INE134E08MX3	CRISIL - AAA	0.80%
REC Limited. INE020B08GD4	CRISIL - AAA	0.80%
7.62% Uttarakhand SDL ISD 170626 Mat 170635^ IN3620260049	Sovereign	0.79%
HDFC ERGO General Insurance Co. Ltd.^ INE225R08014	CRISIL - AAA	0.79%
Indian Railways Finance Corp. Ltd.^ INE053F08395	CRISIL - AAA	0.79%
Small Industries Development Bank^ INE556F08KZ3	CRISIL - AAA	0.79%
Indian Railways Finance Corp. Ltd.^ INE053F08494	CRISIL - AAA	0.78%
Bajaj Finance Ltd. INE296A07RS9	CRISIL - AAA	0.77%
HDFC Bank Ltd.£^ INE040A08864	CRISIL - AAA	0.77%
Housing and Urban Development Corporation Ltd.^ INE031A08921	CARE - AAA	0.77%
NTPC Limited^ INE733E08262	CRISIL - AAA	0.77%
State Bank of India^ INE062A08439	CRISIL - AAA	0.77%
NTPC Limited^ INE733E08270	CRISIL - AAA	0.76%
6.95% GOI MAT 161261 IN0020210202	Sovereign	0.73%
6.67% GOI MAT 171250 IN0020200252	Sovereign	0.72%
Embassy Office Parks REIT INE041025011	Realty	0.70%
GOI STRIPS - Mat 190327^ IN000327C048	Sovereign	0.65%
Indian Railways Finance Corp. Ltd.^ INE053F09GX2	CRISIL - AAA	0.50%
7.18% GOI MAT 140833 IN0020230085	Sovereign	0.48%
7.71% GOI MAT 180566 IN0020260033	Sovereign	0.48%
Small Industries Development Bank^ INE556F08LD8	CRISIL - AAA	0.48%
6.67% GOI MAT 151235^ IN0020210152	Sovereign	0.39%
6.19% GOI MAT 160934^ IN0020200096	Sovereign	0.38%
Mahindra Rural Housing Finance Ltd^ INE950O07396	CRISIL - AAA	0.32%
REC Limited.^ INE020B08AQ9	CRISIL - AAA	0.32%
Power Finance Corporation Ltd.^ INE134E08FQ1	CRISIL - AAA	0.16%
6.99% GOI MAT 151251^ IN0020210194	Sovereign	0.15%
7.60% Tamil Nadu SDL Mat 310131^ IN3120230401	Sovereign	0.13%
Indus Infra Trust INE0NHL23019	Transport Infrastructure	0.11%
Vajra 006 Trust (Originator - Veritas Finance limited)^ INE0TTV15024	ICRA - AAA(SO)	0.04%
7.64% Andhra Pradesh SDL ISD 170124 MAT 170131^ IN1020230703	Sovereign	0.03%
8.15% GOI MAT 241126 IN0020140060	Sovereign	0.01%

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From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility4.9%yearly, from daily NAVs

Worst fall-22.87%31 Jul 2017 → 29 May 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt securities (including securitized debt) & Money Market instruments

75–90%

Equities & Equity related instruments

10–25%

Units issued by InvITs

0–10%

ETCDs

0–10%

Commodities ETFs such as Gold/Silver/other Commodities as permitted and Units of Mutual Fund

0–15%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹3,217 cr across all plans · this plan ₹142 cr
Fund house	HDFC Mutual Fund
Category	Hybrid · Conservative Hybrid
Plan	Direct
Option	IDCW
Expense ratio (TER)	Direct 1.18% · Regular 1.70% (4 Nov 2026)
Exit load	In respect of each purchase/switch-in of Units, 15% of the units (“the limit”) may be redeemed without any exit load from the date of allotment. - Any redemption in excess of the limit shall be subject to the following exit load: - Exit load of 1.00% is payable if Units are redeemed/switched-out within 1 year from the date of allotment of units. - No Exit Load is payable if Units are redeemed/switched-out after 1 year from the date of allotment.
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	102148
ISIN	INF179K01AA2
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹90.4556	+2.27%
Direct · IDCW	₹14.9325	-5.46%
Direct · IDCW	₹15.8340	-5.06%
Regular · Growth	₹84.4165	+1.73%
Regular · IDCW	₹13.9647	-6.45%

Top Conservative Hybrid funds (direct plans)

Fund	1 year	3 years (a year)
Parag Parikh Conservative Hybrid Fund	+3.58%	+9.22%
ICICI Prudential Conservative Hybrid Fund	+3.69%	+9.18%
Aditya Birla Sun Life Conservative Hybrid Fund	+3.85%	+8.99%
Kotak Conservative Hybrid Fund	+2.91%	+8.97%
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)	+6.33%	+8.92%
DSP Conservative Hybrid Fund	+4.04%	+8.92%
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND	+4.50%	+8.70%
SBI CONSERVATIVE HYBRID FUND	+3.82%	+8.43%

All Conservative Hybrid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Conservative Hybrid Fund - Direct Plan - IDCW today?

₹13.1605 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Conservative Hybrid Fund - Direct Plan - IDCW?

1 year: -6.89%, 3 years: -1.13% a year, 5 years: -0.71% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.