HDFC Equity Savings Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

HDFC Mutual Fund · Hybrid fund · Regular plan · IDCW

Equity SavingsRegular · IDCWRisk: Moderately High

NAV · 6 Nov 2026

₹12.3960 ▲ 0.78%

HDFC Mutual Fund

Fund size₹5,699 crJuly - September 2026

1-month range₹11.88 – 12.40

1 year-3.86%

Expense ratio2.20%regular plan, a year

5 years+0.16%a year

What the fund does

To provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. There is no assurance that the investment objective of the scheme will be achieved.

BenchmarkNIFTY Equity Savings Index

Fund houseHDFC Mutual Fund

Fund managersFM 1 - Mr.Anand LaddhaFM 2 - Mr.Anil BamboliFM 3 - Ms. Nandita MenezesFM 4 - Mr.Arun AgarwalFM 5 - Mr. Gopal AgrawalFM 6 - Mr. Bhagyesh Kagalkar

NAV history

Returns

1 week

+3.22%avg 2.4%

1 month

+3.59%avg 2.3%

3 months

-0.59%avg 0.8%

6 months

-0.30%avg 3.0%

This year

-3.44%avg 3.0%

1 year

-3.86%avg 3.9%

3 years (a year)

+1.04%avg 8.5%

5 years (a year)

+0.16%avg 7.3%

Bars: this plan; the thin mark is the Equity Savings average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-1.8
2025	-0.8	-2.2	+0.9	+1.3	+1.9	-0.5	-0.6	-0.2	-0.8	+1.5	+0.7	-1.4
2026	-0.6	+0.6	-6.0	+2.7	-0.6	-0.6	+1.4	+0.0	-3.8	+0.4	+3.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held79167 lines in all

Top 10 stocks34.1%of the fund

Short positions-2.4%sold through derivatives

Net equity90.0%long stocks and derivatives minus shorts

Where the money is

Equity 65.6%Derivatives (long) 26.9%Debt 25.8%Money market 0.7%Cash & others 7.9%Short -2.4%

Sectors (stocks held)

Banks

14.8%

Automobiles

6.5%

Petroleum Products

5.5%

Pharmaceuticals & Biotechnology

5.2%

Power

4.2%

Finance

3.6%

Consumer Durables

3.3%

IT - Software

3.2%

Credit quality (debt and money market)

AAA

13.0%

Sovereign

8.4%

AA+

3.4%

0.9%

A1+

0.7%

Stocks held 79

Holding	Sector / type	% of fund
HDFC Bank Ltd.£ INE040A01034	Banks	6.96%
Reliance Industries Ltd. INE002A01018	Petroleum Products	5.23%
NTPC Limited INE733E01010	Power	3.55%
Titan Company Ltd. INE280A01028	Consumer Durables	3.20%
Larsen and Toubro Ltd. INE018A01030	Construction	2.97%
Sun Pharmaceutical Industries Ltd. INE044A01036	Pharmaceuticals & Biotechnology	2.89%
ICICI Bank Ltd. INE090A01021	Banks	2.87%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	2.38%
Maruti Suzuki India Limited INE585B01010	Automobiles	2.05%
Bajaj Finance Ltd. INE296A01032	Finance	2.00%
Kotak Mahindra Bank Limited INE237A01036	Banks	1.74%
Axis Bank Ltd. INE238A01034	Banks	1.61%
State Bank of India INE062A01020	Banks	1.56%
Mahindra & Mahindra Ltd. INE101A01026	Automobiles	1.12%
Hyundai Motor India Limited INE0V6F01027	Automobiles	1.10%
Infosys Limited INE009A01021	IT - Software	1.08%
Divis Laboratories Ltd. INE361B01024	Pharmaceuticals & Biotechnology	1.03%
Hindustan Unilever Ltd. INE030A01027	Diversified FMCG	0.93%
Tata Consultancy Services Ltd. INE467B01029	IT - Software	0.93%
InterGlobe Aviation Ltd. INE646L01027	Transport Services	0.83%
Muthoot Finance Ltd. INE414G01012	Finance	0.82%
Bajaj Auto Limited INE917I01010	Automobiles	0.81%
Adani Ports & Special Economic Zone INE742F01042	Transport Infrastructure	0.80%
Apollo Hospitals Enterprise Ltd. INE437A01024	Healthcare Services	0.80%
HCL Technologies Ltd. INE860A01027	IT - Software	0.78%
Hero MotoCorp Ltd. INE158A01026	Automobiles	0.70%
Power Grid Corporation of India Ltd. INE752E01010	Power	0.69%
HDFC Life Insurance Company Limited INE795G01014	Insurance	0.67%
Eicher Motors Ltd. INE066A01021	Automobiles	0.65%
Eternal Limited INE758T01015	Retailing	0.62%
SBI Life Insurance Company Ltd. INE123W01016	Insurance	0.61%
ITC LIMITED INE154A01025	Diversified FMCG	0.54%
Cummins India Ltd. INE298A01020	Industrial Products	0.52%
One 97 Communications Limited INE982J01020	Financial Technology (Fintech)	0.52%
Max Financial Services Ltd. INE180A01020	Insurance	0.50%
Cipla Ltd. INE059A01026	Pharmaceuticals & Biotechnology	0.49%
UltraTech Cement Limited INE481G01011	Cement & Cement Products	0.44%
Tata Steel Ltd. INE081A01020	Ferrous Metals	0.43%
360 ONE WAM LIMITED INE466L01038	Capital Markets	0.42%
Ambuja Cements Ltd. INE079A01024	Cement & Cement Products	0.42%
Tech Mahindra Ltd. INE669C01036	IT - Software	0.41%
Ipca Laboratories Ltd. INE571A01038	Pharmaceuticals & Biotechnology	0.39%
Coal India Ltd. INE522F01014	Consumable Fuels	0.38%
PVR LIMITED INE191H01014	Entertainment	0.38%
United Spirits Limited INE854D01024	Beverages	0.38%
Gland Pharma Ltd. INE068V01023	Pharmaceuticals & Biotechnology	0.37%
Gujarat Pipavav Port Ltd. INE517F01014	Transport Infrastructure	0.36%
Hindalco Industries Ltd. INE038A01020	Non - Ferrous Metals	0.34%
Paradeep Phosphates Limited INE088F01024	Fertilizers & Agrochemicals	0.33%
Bajaj Finserv Ltd. INE918I01026	Finance	0.31%
Brigade Enterprises Limited. INE791I01019	Realty	0.31%
Aptus Value Housing Finance India Ltd INE852O01025	Finance	0.29%
JK Paper Ltd. INE789E01012	Paper, Forest & Jute Products	0.28%
Suprajit Engineering Ltd. INE399C01030	Auto Components	0.26%
Hindustan Aeronautics Limited INE066F01020	Aerospace & Defense	0.25%
Hindustan Petroleum Corp. Ltd. INE094A01015	Petroleum Products	0.25%
Star Health and Allied Insurance Company Ltd INE575P01011	Insurance	0.24%
CIE Automotive India Ltd INE536H01010	Auto Components	0.21%
Bayer Cropscience Ltd INE462A01022	Fertilizers & Agrochemicals	0.20%
Avenue Supermarts Ltd. INE192R01011	Retailing	0.19%
Tata Capital Ltd. INE976I01016	Finance	0.18%
Finolex Industries Ltd. INE183A01024	Industrial Products	0.16%
G R Infraprojects Limited INE201P01022	Construction	0.14%
Gujarat Energy Limited INE844O01030	Gas	0.13%
Goodyear India Ltd. INE533A01012	Auto Components	0.11%
Symphony Ltd. INE225D01027	Consumer Durables	0.11%
TVS Motor Company Ltd. INE494B01023	Automobiles	0.07%
GAIL (India) Ltd. INE129A01019	Gas	0.06%
Trent Ltd. INE849A01020	Retailing	0.05%
Biocon Ltd. INE376G01013	Pharmaceuticals & Biotechnology	0.03%
GSPL Transmission Limited INE1TUG01013	Gas	0.03%
Tata Motors Passenger Vehicles Limited INE155A01022	Automobiles	0.03%
IDFC First Bank Limited INE092T01019	Banks	0.02%
Life Insurance Corporation of India INE0J1Y01017	Insurance	0.02%
Tata Consumer Products Limited INE192A01025	Agricultural Food & Other Products	0.02%
Marico Ltd. INE196A01026	Agricultural Food & Other Products	0.01%
PG Electroplast Limited INE457L01029	Consumer Durables	0.01%
Power Finance Corporation Ltd. INE134E01011	Finance	0.01%
Zydus Lifesciences Limited INE010B01027	Pharmaceuticals & Biotechnology	0.01%

Show 64 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets	–	-2.40%

Derivatives, debt, money market and cash 87

Holding	Sector / type	% of fund
TREPS - Tri-party Repo	–	9.10%
HDFC Bank Ltd.£	–	4.24%
Titan Company Ltd.	–	3.23%
Reliance Industries Ltd.	–	2.99%
NTPC Limited	–	2.58%
7.18% GOI MAT 140833 IN0020230085	Sovereign	2.38%
Sun Pharmaceutical Industries Ltd.	–	2.24%
Bajaj Finance Ltd.	–	2.02%
7.1% GOI MAT 180429^ IN0020220011	Sovereign	2.01%
Larsen and Toubro Ltd.	–	1.78%
Muthoot Finance Ltd. INE414G07JQ6	CRISIL - AA+	1.35%
State Bank of India (Tier 2 - Basel III)^ INE062A08454	CRISIL - AAA	1.22%
Mahindra & Mahindra Ltd.	–	1.12%
Bharti Airtel Ltd.	–	1.11%
7.17% GOI MAT 170430 IN0020230036	Sovereign	1.09%
Maruti Suzuki India Limited	–	0.97%
7.38% GOI MAT 200627 IN0020220037	Sovereign	0.96%
360 One Prime Limited^ INE248U07GJ0	ICRA - AA	0.91%
SMFG India Credit Company Ltd^ INE535H07CJ6	CARE - AAA	0.91%
LIC Housing Finance Ltd.^ INE115A07QQ7	CRISIL - AAA	0.90%
LIC Housing Finance Ltd.^ INE115A07QY1	CRISIL - AAA	0.90%
Mahindra & Mahindra Financial Services Ltd.^ INE774D07VP7	CRISIL - AAA	0.90%
Muthoot Finance Ltd.^ INE414G07JZ7	CRISIL - AA+	0.90%
Sundaram Finance Ltd.^ INE660A07SD6	ICRA - AAA	0.89%
POWERGRID Infrastructure Investment Trust INE0GGX23010	Power	0.84%
7.23% GOI MAT 150439 IN0020240027	Sovereign	0.81%
Adani Ports & Special Economic Zone	–	0.79%
Cholamandalam Investment & Finance Co. Ltd.^ INE121A07RW1	ICRA - AA+	0.64%
7.1% GOI MAT 080434 IN0020240019	Sovereign	0.54%
Bharti Telecom Limited^ INE403D08207	CRISIL - AAA	0.54%
National Bank for Agri & Rural Dev. INE261F08EI9	ICRA - AAA	0.54%
National Bank for Agri & Rural Dev.^ INE261F08EJ7	ICRA - AAA	0.54%
National Bank for Agri & Rural Dev.^ INE261F08EG3	CRISIL - AAA	0.54%
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07042	CRISIL - AAA	0.54%
One 97 Communications Limited	–	0.53%
Hindustan Unilever Ltd.	–	0.51%
Bharti Telecom Limited^ INE403D08314	CRISIL - AAA	0.45%
Muthoot Finance Ltd. INE414G07JF9	CRISIL - AA+	0.45%
Power Finance Corporation Ltd.^ INE134E08KQ1	CRISIL - AAA	0.45%
Power Finance Corporation Ltd.^ INE134E08KV1	CRISIL - AAA	0.45%
Small Industries Development Bank INE556F08KK5	CRISIL - AAA	0.45%
Small Industries Development Bank^ INE556F08KV2	CRISIL - AAA	0.45%
UltraTech Cement Limited	–	0.44%
HDFC ERGO General Insurance Co. Ltd.^ INE225R08014	CRISIL - AAA	0.44%
Power Finance Corporation Ltd.^ INE134E08NN2	CRISIL - AAA	0.44%
Union Bank of India INE692A16KU1	ICRA - A1+	0.44%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7F15012	CRISIL - AAA(SO)	0.43%
Bajaj Auto Limited	–	0.42%
Hindalco Industries Ltd.	–	0.34%
Bank of Baroda^ INE028A16KX2	CARE - A1+	0.27%
Hindustan Aeronautics Limited	–	0.26%
National Bank for Agri & Rural Dev.^ INE261F08EN9	CRISIL - AAA	0.26%
REC Limited.^ INE020B08FE4	CRISIL - AAA	0.24%
Cube Highways Trust INE0NR623014	Transport Infrastructure	0.21%
Avenue Supermarts Ltd.	–	0.20%
Infosys Limited	–	0.18%
6.94% GOI MAT 110536 IN0020260025	Sovereign	0.18%
7.06% GOI MAT 100428 IN0020230010	Sovereign	0.18%
National Bank for Agri & Rural Dev. INE261F08EF5	ICRA - AAA	0.18%
Power Finance Corporation Ltd.^ INE134E08NO0	CRISIL - AAA	0.18%
7.34% GOI MAT 220464 IN0020240035	Sovereign	0.17%
Hero MotoCorp Ltd.	–	0.13%
BROOKFIELD INDIA REAL ESTATE TRUST INE0FDU25010	Realty	0.12%
6.54% GOI MAT 170132 IN0020210244	Sovereign	0.09%
Bank of Baroda (Tier 2 - Basel III)^ INE028A08315	CRISIL - AAA	0.09%
Indian Railways Finance Corp. Ltd.^ INE053F07AZ4	CRISIL - AAA	0.09%
Muthoot Finance Ltd.^ INE414G07IR6	CRISIL - AA+	0.09%
Power Grid Corporation of India Ltd.	–	0.08%
HDFC Life Insurance Company Limited	–	0.08%
Ambuja Cements Ltd.	–	0.08%
InterGlobe Aviation Ltd.	–	0.07%
TVS Motor Company Ltd.	–	0.07%
Axis Bank Ltd.	–	0.06%
GAIL (India) Ltd.	–	0.06%
RAAJMARG INFRA INVESTMENT TRUST INE2PB023011	Transport Infrastructure	0.06%
Trent Ltd.	–	0.05%
Eternal Limited	–	0.04%
Biocon Ltd.	–	0.03%
Tata Motors Passenger Vehicles Limited	–	0.03%
Divis Laboratories Ltd.	–	0.02%
IDFC First Bank Limited	–	0.02%
Life Insurance Corporation of India	–	0.02%
Tata Consumer Products Limited	–	0.02%
Marico Ltd.	–	0.01%
PG Electroplast Limited	–	0.01%
Power Finance Corporation Ltd.	–	0.01%
Zydus Lifesciences Limited	–	0.01%

Show 77 moreShow fewer

From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility6.8%yearly, from daily NAVs

Worst fall-22.39%30 Nov 2017 → 31 Mar 2020

RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Equity and equity related instruments

65–90%

Of which net long through equity and equity related instruments*

15–40%

Of which derivatives including index futures, stock futures, index options and stock options, etc

25–75%

Debt Securities (including securitised debt) and money market instruments

10–35%

Commodities ETFs such as Gold/Silver/other Commodities as permitted and Units of Mutual Fund

0–20%

Units issued by InvITs

0–10%

ETCDs

0–10%

Equity and equity related instruments

15–65%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹5,699 cr across all plans · this plan ₹75.16 cr
Fund house	HDFC Mutual Fund
Category	Hybrid · Equity Savings
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 1.31% · Regular 2.20% (4 Nov 2026)
Exit load	In respect of each purchase /switch-in of Units, upto 15% ofthe units may be redeemedwithout any exit load from thedate of allotment. However,please note that the Units will beredeemed on First In First Out(FIFO) basis.• Any redemption in excess of theabove limit shall be subject to thefollowing exit load:- Exit Load of 1.00% is payable if Units are redeemed /switched-out within 1 month from the date of allotment ofunits.• No Exit Load is payable if Units are redeemed / switched-out after 1 month from the date ofallotment.
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	101586
ISIN	INF179K01AK1
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹78.3320	+4.13%
Direct · IDCW	₹15.1960	-1.76%
Regular · Growth	₹69.1330	+3.18%

Top Equity Savings funds (regular plans)

Fund	1 year	3 years (a year)
HSBC Equity Savings Fund	+8.47%	+12.50%
Edelweiss Equity Savings Fund	+7.73%	+11.53%
Mirae Asset Equity Savings Fund	+5.97%	+11.00%
Edelweiss Equity Savings Fund	+6.70%	+10.44%
Axis Equity Savings Fund	+6.01%	+10.28%
Mirae Asset Equity Savings Fund	+4.91%	+9.90%
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)	+1.45%	+9.50%
Kotak Equity Savings Fund	+2.61%	+8.96%

All Equity Savings funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Equity Savings Fund - Regular Plan - IDCW today?

₹12.3960 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Equity Savings Fund - Regular Plan - IDCW?

1 year: -3.86%, 3 years: 1.04% a year, 5 years: 0.16% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.