HDFC Floating Interest Rates Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

HDFC Mutual Fund · Debt fund · Regular plan · IDCW

FloaterRegular · IDCW

NAV · 6 Nov 2026

₹10.0786 ▲ 0.00%

HDFC Mutual Fund

Fund size₹16,272 crJuly - September 2026

1-month range₹10.00 – 10.08

1 year+0.28%

Expense ratio0.50%regular plan, a year

5 years+0.09%a year

What the fund does

Debt fund in the Floater category, from HDFC Mutual Fund.

Fund houseHDFC Mutual Fund

NAV history

Returns

1 week

+0.51%avg 0.5%

1 month

+0.41%avg 0.4%

3 months

+0.23%avg 0.7%

6 months

+0.31%avg 2.9%

This year

+0.37%avg 4.7%

1 year

+0.28%avg 5.4%

3 years (a year)

+0.10%avg 7.3%

5 years (a year)

+0.09%avg 6.5%

Bars: this plan; the thin mark is the Floater average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.0
2025	+0.0	-0.0	+0.2	-0.2	+0.0	-0.0	-0.0	-0.0	+0.1	-0.0	-0.0	-0.1
2026	+0.0	+0.1	-0.2	-0.1	+0.1	+0.1	-0.1	-0.2	+0.0	-0.0	+0.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings140142 lines in all

Top 10 holdings30.9%of the fund

Debt85.1%bonds, government securities

Money market11.3%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 85.1%Money market 11.3%Cash & others 3.3%

Credit quality (debt and money market)

AAA

59.4%

A1+

11.3%

Sovereign

11.1%

AA+

8.1%

6.5%

Stocks held 1

Holding	Sector / type	% of fund
Corporate Debt Market Development Fund INF0RQ622028	–	0.32%

Bonds, money market and cash 141

Holding	Sector / type	% of fund
6.64% GOI MAT 071231^ IN0020180041	Sovereign	6.97%
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7G15010	CRISIL - AAA(SO)	4.24%
Floating Rate GOI 2034^ IN0020210137	Sovereign	3.28%
Jubilant Beverages Limited^ INE1D4O08012	CRISIL - AA	3.12%
National Bank for Agri & Rural Dev. INE261F08EO7	CRISIL - AAA	2.54%
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7F15012	CRISIL - AAA(SO)	2.44%
National Bank for Agri & Rural Dev. INE261F08EM1	ICRA - AAA	2.35%
National Bank for Agri & Rural Dev.^ INE261F08DV4	CRISIL - AAA	2.23%
Net Current Assets	–	2.14%
Aadhar Housing Finance Limited^ INE883F07363	ICRA - AA+	1.92%
Small Industries Development Bank^ INE556F08LE6	CRISIL - AAA	1.76%
ASCENDAS IT PARK PUNE PRIVATE LIMITED^ INE0OJ808028	CRISIL - AAA	1.66%
Small Industries Development Bank^ INE556F08LB2	CRISIL - AAA	1.57%
Torrent Power Ltd.^ INE813H07432	CRISIL - AA+	1.46%
Bajaj Finance Ltd. INE296A07TJ4	CRISIL - AAA	1.42%
Bajaj Housing Finance Ltd.^ INE377Y07482	CRISIL - AAA	1.28%
UltraTech Cement Limited^ INE481G08156	CRISIL - AAA	1.27%
Export - Import Bank of India^ INE514E16CN1	CRISIL - A1+	1.27%
Small Industries Development Bank^ INE556F08KS8	CRISIL - AAA	1.26%
TREPS - Tri-party Repo	–	1.19%
SMFG India Credit Company Ltd^ INE535H07CU3	CRISIL - AAA	1.11%
JM Financial Credit Solutions Ltd.^ INE651J07AB8	ICRA - AA	1.10%
TVS Credit Services Ltd^ INE729N08105	ICRA - AA+	0.97%
Muthoot Finance Ltd.^ INE414G07KC4	CRISIL - AA+	0.96%
National Housing Bank^ INE557F08FZ1	CRISIL - AAA	0.96%
Poonawalla Fincorp Ltd^ INE511C07946	CRISIL - AAA	0.96%
Poonawalla Fincorp Ltd^ INE511C07854	CRISIL - AAA	0.96%
Export - Import Bank of India^ INE514E08GE8	CRISIL - AAA	0.95%
HDB Financial Services Ltd.^ INE756I07EJ2	CRISIL - AAA	0.95%
Canara Bank^ INE476A16K06	CRISIL - A1+	0.95%
Canara Bank INE476A16G28	CRISIL - A1+	0.94%
Small Industries Development Bank^ INE556F16BY8	CARE - A1+	0.94%
Canara Bank INE476A16H35	CRISIL - A1+	0.93%
National Housing Bank^ INE557F08GE4	CARE - AAA	0.91%
Citicorp Finance (India) Ltd.^ INE915D08DC0	ICRA - AAA	0.80%
Indian Railways Finance Corp. Ltd.^ INE053F08353	CRISIL - AAA	0.80%
REC Limited.^ INE020B08EH0	CRISIL - AAA	0.80%
National Bank for Agri & Rural Dev. INE261F08EK5	CRISIL - AAA	0.79%
JTPM Metal Traders Limited^ INE02PE08036	CRISIL - AA	0.79%
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07042	CRISIL - AAA	0.77%
REC Limited.^ INE020B08FU0	CARE - AAA	0.77%
Bajaj Housing Finance Ltd.^ INE377Y07433	CRISIL - AAA	0.73%
HDB Financial Services Ltd.^ INE756I07FQ4	CRISIL - AAA	0.70%
Poonawalla Fincorp Ltd^ INE511C07995	CRISIL - AAA	0.70%
Grasim Industries Ltd.^ INE047A08208	CRISIL - AAA	0.64%
National Housing Bank^ INE557F08FY4	CRISIL - AAA	0.64%
Tata Capital Ltd.^ INE976I07DE9	CRISIL - AAA	0.64%
Tata Power Renewable Energy Limited^ INE607M08097	CARE - AA+	0.64%
Aavas Financiers Ltd.^ INE216P07282	CARE - AA	0.63%
Bajaj Housing Finance Ltd.^ INE377Y07649	CRISIL - AAA	0.63%
Housing and Urban Development Corporation Ltd.^ INE031A08996	CARE - AAA	0.63%
National Bank for Agri & Rural Dev.^ INE261F08EL3	CRISIL - AAA	0.63%
Power Finance Corporation Ltd.^ INE134E08NO0	CRISIL - AAA	0.63%
TMF Holdings Ltd. (Perpetual)^ INE909H08394	CRISIL - AA+	0.63%
Power Finance Corporation Ltd.^ INE134E08NM4	CRISIL - AAA	0.62%
Punjab National Bank^ INE160A16UX2	CRISIL - A1+	0.62%
Small Industries Development Bank^ INE556F16BW2	CARE - A1+	0.62%
Union Bank of India^ INE692A16LP9	IND - A1+	0.62%
Yes Bank Ltd.^ INE528G16X52	CRISIL - A1+	0.62%
Yes Bank Ltd.^ INE528G16X60	CRISIL - A1+	0.62%
Bajaj Housing Finance Ltd.^ INE377Y07573	IND - AAA	0.61%
Power Finance Corporation Ltd.^ INE134E08NR3	CRISIL - AAA	0.61%
Bajaj Housing Finance Ltd.^ INE377Y07540	CRISIL - AAA	0.60%
India Universal Trust AL2 (Originator - HDFC Bank Limited)£^ INE1CBK15029	CRISIL - AAA(SO)	0.49%
Bajaj Finance Ltd. INE296A07SX7	CRISIL - AAA	0.48%
Muthoot Finance Ltd.^ INE414G07JZ7	CRISIL - AA+	0.48%
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07059	CRISIL - AAA	0.48%
Truhome Finance Limited^ INE432R07455	IND - AA	0.48%
Small Industries Development Bank^ INE556F08LA4	CRISIL - AAA	0.47%
Canara Bank INE476A16H43	CRISIL - A1+	0.47%
6.67% GOI MAT 151235^ IN0020210152	Sovereign	0.46%
Canara Bank^ INE476A16H92	CRISIL - A1+	0.46%
LIC Housing Finance Ltd.^ INE115A07OB4	CRISIL - AAA	0.45%
Bajaj Housing Finance Ltd.^ INE377Y07508	CRISIL - AAA	0.43%
NTPC Limited^ INE733E08270	CRISIL - AAA	0.39%
Power Finance Corporation Ltd.^ INE134E08MX3	CRISIL - AAA	0.38%
Dhruva XXIV (Originator - Five-Star Business Finance Limited)^ INE1AC715019	ICRA - AAA(SO)	0.37%
Toyota Financial Services India Ltd.^ INE692Q07563	ICRA - AAA	0.35%
Bajaj Housing Finance Ltd.^ INE377Y07532	CRISIL - AAA	0.32%
Cholamandalam Investment & Finance Co. Ltd.^ INE121A07SU3	ICRA - AA+	0.32%
Godrej Industries Ltd.^ INE233A08113	CRISIL - AA+	0.32%
Grasim Industries Ltd.^ INE047A08190	CRISIL - AAA	0.32%
Indian Railways Finance Corp. Ltd.^ INE053F08411	CRISIL - AAA	0.32%
Indian Railways Finance Corp. Ltd.^ INE053F07BD9	CRISIL - AAA	0.32%
Kotak Mahindra Prime Ltd.^ INE916DA7SO7	CRISIL - AAA	0.32%
LIC Housing Finance Ltd.^ INE115A07QU9	CRISIL - AAA	0.32%
LIC Housing Finance Ltd.^ INE115A07MQ6	CRISIL - AAA	0.32%
NTPC Limited^ INE733E07KL3	CRISIL - AAA	0.32%
Poonawalla Fincorp Ltd^ INE511C07847	CRISIL - AAA	0.32%
REC Limited.^ INE020B08EK4	CRISIL - AAA	0.32%
Small Industries Development Bank INE556F08KM1	CRISIL - AAA	0.32%
Small Industries Development Bank^ INE556F08KW0	CRISIL - AAA	0.32%
Small Industries Development Bank^ INE556F08KL3	CRISIL - AAA	0.32%
TATA Capital Housing Finance Ltd.^ INE033L07IL7	CRISIL - AAA	0.32%
Tata Capital Ltd.^ INE306N07ND0	CRISIL - AAA	0.32%
6.94% GOI MAT 110536 IN0020260025	Sovereign	0.31%
Bajaj Housing Finance Ltd.^ INE377Y07458	CRISIL - AAA	0.31%
Housing and Urban Development Corporation Ltd.^ INE031A08962	CARE - AAA	0.31%
India Grid Trust^ INE219X07512	CRISIL - AAA	0.31%
Indian Railways Finance Corp. Ltd.^ INE053F08494	CRISIL - AAA	0.31%
LIC Housing Finance Ltd.^ INE115A07QI4	CRISIL - AAA	0.31%
National Housing Bank^ INE557F08GD6	CARE - AAA	0.31%
Power Finance Corporation Ltd.^ INE134E08NN2	CRISIL - AAA	0.31%
REC Limited.^ INE020B08FQ8	CRISIL - AAA	0.31%
Sundaram Finance Ltd.^ INE660A07SD6	ICRA - AAA	0.31%
Bank of Baroda INE028A16KY0	CARE - A1+	0.31%
Canara Bank^ INE476A16H84	CRISIL - A1+	0.31%
Punjab National Bank INE160A16UI3	CARE - A1+	0.31%
Punjab National Bank^ INE160A16UD4	CRISIL - A1+	0.31%
Punjab National Bank^ INE160A16UE2	CRISIL - A1+	0.31%
Small Industries Development Bank^ INE556F16CB4	CARE - A1+	0.31%
Union Bank of India INE692A16NK6	IND - A1+	0.31%
Cholamandalam Investment & Finance Co. Ltd.^ INE121A08PP7	ICRA - AA+	0.26%
Sundaram Finance Ltd.^ INE660A07SB0	CRISIL - AAA	0.19%
Bajaj Housing Finance Ltd.^ INE377Y07607	CRISIL - AAA	0.17%
Bharti Telecom Limited^ INE403D08207	CRISIL - AAA	0.16%
Hindustan Petroleum Corp. Ltd.^ INE094A08150	CRISIL - AAA	0.16%
Housing and Urban Development Corporation Ltd.^ INE031A08707	CARE - AAA	0.16%
Jamnagar Utilities & Power Pvt. Limited^ INE936D07182	CRISIL - AAA	0.16%
JM FINANCIAL HOME LOANS LIMITED^ INE01A207203	CRISIL - AA	0.16%
LIC Housing Finance Ltd.^ INE115A07MW4	CRISIL - AAA	0.16%
LIC Housing Finance Ltd.^ INE115A07NU6	CRISIL - AAA	0.16%
National Housing Bank^ INE557F08GC8	CARE - AAA	0.16%
Power Finance Corporation Ltd.^ INE134E08KL2	CRISIL - AAA	0.16%
Power Finance Corporation Ltd.^ INE134E08JI0	CRISIL - AAA	0.16%
Power Finance Corporation Ltd.^ INE134E08FQ1	CRISIL - AAA	0.16%
Power Finance Corporation Ltd.^ INE134E08NT9	CRISIL - AAA	0.16%
Power Finance Corporation Ltd.^ INE134E08NH4	CRISIL - AAA	0.16%
REC Limited. INE020B08FZ9	CARE - AAA	0.16%
REC Limited.^ INE020B08EA5	CRISIL - AAA	0.16%
Torrent Power Ltd.^ INE813H07440	CRISIL - AA+	0.16%
Indian Railways Finance Corp. Ltd.^ INE053F08502	CRISIL - AAA	0.15%
Jubilant Bevco Limited INE1D4P08019	CRISIL - AA	0.14%
India Universal Trust AL1 (Originator - HDFC Bank Limited)£^ INE16J715027	IND - AAA(SO)	0.12%
Power Grid Corporation of India Ltd.^ INE752E07OE0	CRISIL - AAA	0.08%
Nirma Ltd.^ INE091A07208	CRISIL - AA	0.06%
7.27% Tamil Nadu SDL Mat 120727^ IN3120170060	Sovereign	0.03%
HDFC Bank Ltd.£^ INE040A08567	CRISIL - AAA	0.03%
Kotak Mahindra Bank Limited INE237AD6158	CRISIL - A1+	0.03%
5.77% GOI MAT 030830 IN0020200153	Sovereign	0.01%
7.23% Tamil Nadu SDL MAT 140627^ IN3120170045	Sovereign	0.01%

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From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.4%yearly, from daily NAVs

Worst fall-1.62%31 Mar 2020 → 23 Oct 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹16,272 cr across all plans · this plan ₹8.81 cr
Fund house	HDFC Mutual Fund
Category	Debt · Floater
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.27% · Regular 0.50% (4 Nov 2026)
Scheme code (AMFI)	106840
ISIN	INF179K01731
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹55.1823	+5.50%
Direct · IDCW	₹10.0809	0.00%
Direct · IDCW	₹10.2041	+0.30%
Direct · IDCW	₹10.0789	+0.28%
Regular · Growth	₹53.9263	+5.25%
Regular · IDCW	₹10.0809	0.00%
Regular · IDCW	₹10.2016	+0.28%

Top Floater funds (regular plans)

Fund	1 year	3 years (a year)
Axis Floating Interest Rates Fund	+6.95%	+8.52%
Axis Floating Interest Rates Fund	+6.65%	+8.18%
Tata Floating Interest Rates Fund	+5.53%	+7.34%
DSP Floating Interest Rates Fund	+4.51%	+7.33%
SBI Floating Interest Rates Fund	+5.95%	+7.26%
HDFC Floating Interest Rates Fund	+5.25%	+7.25%
Franklin India Floating Interest Rates Fund	+5.15%	+7.21%
BANDHAN FLOATING INTEREST RATES FUND	+5.38%	+7.16%

All Floater funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of HDFC Floating Interest Rates Fund - Regular Plan - IDCW today?

₹10.0786 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Floating Interest Rates Fund - Regular Plan - IDCW?

1 year: 0.28%, 3 years: 0.10% a year, 5 years: 0.09% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.