Markets / Mutual funds / Sectoral / Thematic

HDFC Housing Opportunities Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

HDFC Mutual Fund · Equity fund · Regular plan · Growth

Sectoral / ThematicRegular · GrowthRisk: Very High

NAV · 6 Nov 2026

₹21.4100 ▲ 1.41%

HDFC Mutual Fund

Fund size₹1,166 crJuly - September 2026

1-month range₹19.65 – 21.41

1 year-5.66%rank 265 of 280

Expense ratio2.29%regular plan, a year

5 years+10.21%a year

What the fund does

To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkNIFTY Housing Index (Total Returns Index)

Fund houseHDFC Mutual Fund

Fund managersFM 1 - Mr. Ashish ShahFM 2 - Mr. Gopal AgrawalFM 3 - Mr. Bhagyesh Kagalkar

NAV history

Returns

1 week

+7.63%avg 5.4%

1 month

+4.98%avg 2.9%

3 months

-1.99%avg -1.9%

6 months

-2.11%avg 3.1%

This year

-4.17%avg 3.2%

1 year

-5.66%avg 3.7% · #265/280

3 years (a year)

+8.67%avg 13.8% · #140/165

5 years (a year)

+10.21%avg 11.8% · #76/122

Bars: this plan; the thin mark is the Sectoral / Thematic average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-0.3
2025	-7.6	-9.1	+9.4	+1.8	+4.7	+3.9	-1.3	-3.3	+0.9	+4.1	-1.8	-0.8
2026	-1.5	+2.6	-14.2	+11.8	-1.0	+1.0	-0.7	+0.3	-5.1	-2.9	+7.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held3840 lines in all

Top 10 stocks61.5%of the fund

Short positions-0.2%sold through derivatives

Net equity98.3%long stocks and derivatives minus shorts

Where the money is

Equity 98.5%Cash & others 1.5%Short -0.2%

Sectors (stocks held)

Banks

28.1%

Construction

14.0%

Cement & Cement Products

12.2%

Consumer Durables

12.1%

Realty

9.1%

Power

7.3%

Ferrous Metals

4.7%

Retailing

3.4%

Stocks held 38

Holding	Sector / type	% of fund
Larsen and Toubro Ltd. INE018A01030	Construction	8.54%
ICICI Bank Ltd. INE090A01021	Banks	8.11%
HDFC Bank Ltd.£ INE040A01034	Banks	8.05%
NTPC Limited INE733E01010	Power	7.33%
Ambuja Cements Ltd. INE079A01024	Cement & Cement Products	5.32%
State Bank of India INE062A01020	Banks	5.06%
Kalpataru Projects International Ltd INE220B01022	Construction	5.01%
UltraTech Cement Limited INE481G01011	Cement & Cement Products	4.98%
Tata Steel Ltd. INE081A01020	Ferrous Metals	4.69%
Prestige Estates Projects Ltd. INE811K01011	Realty	4.38%
Electronics Mart India Ltd INE02YR01019	Retailing	3.41%
Axis Bank Ltd. INE238A01034	Banks	3.34%
JSW Dulux Limited INE133A01011	Consumer Durables	2.52%
Kotak Mahindra Bank Limited INE237A01036	Banks	2.27%
Asian Paints Limited INE021A01026	Consumer Durables	1.97%
Kolte Patil Developers Limited INE094I01018	Realty	1.93%
Birla Corporation Ltd. INE340A01012	Cement & Cement Products	1.71%
Hindalco Industries Ltd. INE038A01020	Non - Ferrous Metals	1.71%
Repco Home Finance Ltd. INE612J01015	Finance	1.68%
Havells India Ltd. INE176B01034	Consumer Durables	1.62%
Brigade Enterprises Limited. INE791I01019	Realty	1.41%
Whirlpool of India Ltd. INE716A01013	Consumer Durables	1.38%
Lodha Developers Limited INE670K01029	Realty	1.34%
Bank of Baroda INE028A01039	Banks	1.26%
Crompton Greaves Consumer Elec. Ltd. INE299U01018	Consumer Durables	1.26%
Elevate Campuses Limited INE147X01013	Commercial Services & Supplies	1.22%
CanFin Homes Ltd. INE477A01020	Finance	0.98%
LG Electronics India Limited INE324D01010	Consumer Durables	0.94%
Symphony Ltd. INE225D01027	Consumer Durables	0.85%
National Aluminium Co. Ltd. INE139A01034	Non - Ferrous Metals	0.77%
Orient Electric Ltd INE142Z01019	Consumer Durables	0.75%
Indraprastha Gas Ltd. INE203G01027	Gas	0.60%
Gujarat Energy Limited INE844O01030	Gas	0.54%
Bajaj Electricals Ltd. INE193E01025	Consumer Durables	0.51%
PNC Infratech Ltd. INE195J01029	Construction	0.46%
Greenply Industries Ltd. INE461C01038	Consumer Durables	0.27%
Grasim Industries Ltd. INE047A01021	Cement & Cement Products	0.22%
GSPL Transmission Limited INE1TUG01013	Gas	0.10%

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Short positions 1

Holding	Sector / type	% of fund
Net Current Assets	–	-0.18%

Debt, money market and cash 1

Holding	Sector / type	% of fund
TREPS - Tri-party Repo	–	1.69%

From the fund house's monthly portfolio (), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility16.4%yearly, from daily NAVs

Worst fall-38.79%31 Jan 2018 → 31 Mar 2020

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 29 Dec 2017).

Where it can invest (limits from the scheme document)

Equity and Equity related instruments of entities in Housing and its Allied Business activities

80–100%

Equity and Equity related instruments of entities other than in Housing and its Allied Business activities

0–20%

Money market instruments, Other liquid instruments and Units of Mutual Fund^^

0–20%

Units of INvITs

0–10%

Gold and Silver instruments

0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)	₹1,166 cr across all plans · this plan ₹914 cr
Fund house	HDFC Mutual Fund
Category	Equity · Sectoral / Thematic
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.44% · Regular 2.29% (4 Nov 2026)
Exit load	In respect of each purchase/switch in of units- an Exit load of 1% is payable if units are redeemed/switched out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.
Minimum investment	₹100 · additional ₹100
Scheme code (AMFI)	141923
ISIN	INF179KC1AX7
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹23.4230	-4.78%
Direct · IDCW	₹17.1750	-4.78%
Regular · IDCW	₹15.3480	-5.66%

Top Sectoral / Thematic funds (regular plans)

Fund	1 year	3 years (a year)
Nippon India Taiwan Equity Fund	+37.70%	+40.44%
HDFC Defence Fund	+19.63%	+33.69%
HDFC Pharma and Healthcare Fund	+26.81%	+30.17%
SBI HEALTHCARE OPPORTUNITIES FUND	+21.11%	+24.39%
HDFC Transportation and Logistics Fund	+8.74%	+23.82%
UTI - Healthcare Fund	+17.70%	+23.50%
Mirae Asset Healthcare Fund	+22.57%	+23.40%
BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND	+16.15%	+22.19%
HDFC Housing Opportunities Fund	-5.66%	+8.67%

All Sectoral / Thematic funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of HDFC Housing Opportunities Fund - Regular Plan - Growth today?

₹21.4100 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of HDFC Housing Opportunities Fund - Regular Plan - Growth?

1 year: -5.66%, 3 years: 8.67% a year, 5 years: 10.21% a year

How does HDFC Housing Opportunities Fund rank in its category?

265 of 280 Sectoral / Thematic funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.