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Mutual fundsSIF

ICICI Prudential Banking & Financial Services Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

ICICI Prudential Mutual Fund · Equity fund · Direct plan · IDCW

Sectoral / ThematicDirect · IDCWRisk: Very High
NAV · 6 Nov 2026
₹70.5900 ▲ 2.02%
ICICI Prudential Mutual Fund
Fund size₹11,188 crJuly - September 2026
1-month range₹64.43 – 70.59
1 year-7.73%
Expense ratio1.25%direct plan, a year
5 years+1.61%a year

What the fund does

To generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services.However there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

BenchmarkNIFTY Financial Services TRI
Launched22 Aug 2008
Fund houseICICI Prudential Mutual Fund
Fund managersFM 1 - Antariksha BanerjeeFM 2 - Sharmila Dapossilva

NAV history

656870 2026-08-122026-08-252026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+8.45%avg 5.2%
1 month
+6.83%avg 3.0%
3 months
+3.29%avg -1.6%
6 months
+4.53%avg 3.7%
This year
-9.27%avg 4.5%
1 year
-7.73%avg 5.5%
3 years (a year)
+3.15%avg 15.3%
5 years (a year)
+1.61%avg 13.0%

Bars: this plan; the thin mark is the Sectoral / Thematic average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-1.0
2025-1.6-10.2+6.0+5.1+3.4+3.0-1.4-3.5+1.2+4.2+2.2-0.7
2026-1.7-7.1-14.5+9.3-0.9+4.7-0.8+1.0-4.9-0.7+8.4

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held4964 lines in all
Top 10 stocks65.0%of the fund
Short positions-1.5%sold through derivatives
Net equity96.0%long stocks and derivatives minus shorts

Where the money is

Equity 97.1%Derivatives (long) 0.4%Money market 1.5%Cash & others 1.5%Short -1.5%

Sectors (stocks held)

Banks
52.1%
Finance
21.9%
Insurance
15.1%
Capital Markets
7.8%
Commercial Services & Supplies
0.2%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held97.1%97.1%-0.05
Short positions-1.5%-3.6%+2.18
Derivatives (long)0.4%0.2%+0.14
Money market1.5%1.2%+0.30
Cash & others1.5%1.7%-0.23
Top 10 stocks65.0%63.0%+2.02
Number of stocks4950-1
Stocks sold off 1
  • Bandhan Bank Ltd.was 0.60%
Bought more 5
  • HDFC Bank Ltd.+1.77
  • ICICI Lombard General Insurance Company Ltd.+0.60
  • SBI Life Insurance Company Ltd.+0.42
  • Max Financial Services Ltd.+0.40
  • Bajaj Finserv Ltd.+0.33
Cut back 6
  • Multi Commodity Exchange Of India Ltd.-0.66
  • ICICI Bank Ltd.-0.62
  • LIC Housing Finance Ltd.-0.55
  • Bank Of India-0.41
  • Aptus Value Housing Finance-0.32
  • PNB Housing Finance Ltd.-0.31

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 49

HoldingSector / type% of fund
HDFC Bank Ltd.
INE040A01034		Banks13.84%
ICICI Bank Ltd.
INE090A01021		Banks13.46%
Kotak Mahindra Bank Ltd.
INE237A01036		Banks9.36%
Axis Bank Ltd.
INE238A01034		Banks8.88%
State Bank Of India
INE062A01020		Banks5.23%
SBI Life Insurance Company Ltd.
INE123W01016		Insurance3.15%
SBI Cards & Payment Services Ltd.
INE018E01016		Finance3.09%
ICICI Lombard General Insurance Company Ltd.
INE765G01017		Insurance2.77%
Bajaj Finserv Ltd.
INE918I01026		Finance2.63%
HDFC Life Insurance Company Ltd.
INE795G01014		Insurance2.63%
LIC Housing Finance Ltd.
INE115A01026		Finance2.19%
Anand Rathi Wealth Ltd.
INE463V01026		Capital Markets1.77%
HDB Financial Services Ltd.
INE756I01012		Finance1.66%
BSE Ltd.
INE118H01025		Capital Markets1.62%
Can Fin Homes Ltd.
INE477A01020		Finance1.59%
Max Financial Services Ltd.
INE180A01020		Insurance1.57%
PNB Housing Finance Ltd.
INE572E01012		Finance1.55%
Bajaj Finance Ltd.
INE296A01032		Finance1.46%
Life Insurance Corporation of India
INE0J1Y01017		Insurance1.43%
Aavas Financiers Ltd.
INE216P01012		Finance1.32%
Go Digit General Insurance Ltd
INE03JT01014		Insurance1.30%
Dewan Housing Finance Corporation Ltd.
INE202B01038		Finance1.13%
UTI Asset Management Co Ltd
INE094J01016		Capital Markets0.99%
SBI Funds Management Ltd.
INE640G01020		Capital Markets0.98%
Aptus Value Housing Finance
INE852O01025		Finance0.98%
Central Bank Of India
INE483A01010		Banks0.93%
Angel One Ltd.
INE732I01021		Capital Markets0.92%
Cholamandalam Investment And Finance Company Ltd.
INE121A01024		Finance0.89%
Repco Home Finance Ltd.
INE612J01015		Finance0.81%
Multi Commodity Exchange Of India Ltd.
INE745G01043		Capital Markets0.80%
Medi Assist Healthcare Services Ltd
INE456Z01021		Insurance0.79%
Aadhar Housing Finance Ltd.
INE883F01010		Finance0.72%
ICICI Prudential Life Insurance Company Ltd.
INE726G01019		Insurance0.66%
Star Health & Allied Insurance
INE575P01011		Insurance0.47%
Bajaj Holdings & Investment Ltd.
INE118A01012		Finance0.42%
CreditAccess Grameen Ltd.
INE741K01010		Finance0.41%
Bajaj Housing Finance Ltd.
INE377Y01014		Finance0.38%
CSB Bank Ltd
INE679A01013		Banks0.36%
General Insurance Corporation of India
INE481Y01014		Insurance0.29%
Credit Analysis And Research Ltd.
INE752H01013		Capital Markets0.28%
Muthoot Finance Ltd.
INE414G01012		Finance0.26%
MAS Financial Services Ltd.
INE348L01012		Finance0.24%
Fusion Finance Ltd.
INE139R01012		Finance0.20%
ICRA Ltd.
INE725G01011		Capital Markets0.20%
CMS Info Systems Ltd
INE925R01014		Commercial Services & Supplies0.19%
360 One Wam Ltd.
INE466L01038		Capital Markets0.12%
Canara HSBC Life Insurance Co Ltd
INE01TY01017		Insurance0.09%
Canara Robeco Asset Management Co Ltd
INE218I01013		Capital Markets0.08%
Bank Of India
INE084A01016		Banks0.02%

Short positions 5

HoldingSector / type% of fund
ICICI Lombard General Insurance Company Ltd. $$Insurance-0.57%
Net Current Assets–-0.36%
ICICI Bank Ltd. $$Banks-0.30%
PNB Housing Finance Ltd. $$Finance-0.20%
Axis Bank Ltd. (Covered call) $$Banks-0.02%

Derivatives, debt, money market and cash 10

HoldingSector / type% of fund
TREPS–1.44%
91 Days Treasury Bills
IN002026X131		SOV0.76%
Cash Margin - Derivatives–0.38%
Bajaj Finserv Ltd. $$Finance0.38%
91 Days Treasury Bills
IN002026X248		SOV0.24%
182 Days Treasury Bills
IN002026Y030		SOV0.18%
364 Days Treasury Bills
IN002025Z286		SOV0.14%
364 Days Treasury Bills
IN002025Z377		SOV0.06%
91 Days Treasury Bills
IN002026X255		SOV0.06%
364 Days Treasury Bills
IN002025Z294		SOV0.05%

From the fund house's monthly portfolio (icicipruamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility17.6%yearly, from daily NAVs
Worst fall-47.02%31 Jan 2018 → 31 Mar 2020
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹11,188 cr across all plans · this plan ₹19.45 cr
Fund houseICICI Prudential Mutual Fund
CategoryEquity · Sectoral / Thematic
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 1.25% · Regular 1.95% (5 Nov 2026)
Exit load1% of applicable Net Asset Value - If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment, Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment.
Minimum investment₹5,000 · additional ₹1,000
Scheme code (AMFI)120245
ISININF109K011J5
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹153.6300-0.30%
Regular · Growth₹135.1200-1.03%
Regular · IDCW₹25.7900-18.82%

Top Sectoral / Thematic funds (direct plans)

Fund1 year3 years (a year)
Nippon India Taiwan Equity Fund+39.55%+42.38%
HDFC Defence Fund+20.78%+35.14%
HDFC Pharma and Healthcare Fund+28.23%+31.72%
SBI HEALTHCARE OPPORTUNITIES FUND+22.32%+25.68%
HDFC Transportation and Logistics Fund+9.94%+25.29%
Mirae Asset Healthcare Fund+24.35%+25.21%
UTI - Healthcare Fund+18.81%+24.71%
ICICI PRUDENTIAL TRANSPORTATION AND LOGISTICS FUND+11.93%+23.21%

All Sectoral / Thematic funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of ICICI Prudential Banking & Financial Services Fund - Direct Plan - IDCW today?

₹70.5900 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of ICICI Prudential Banking & Financial Services Fund - Direct Plan - IDCW?

1 year: -7.73%, 3 years: 3.15% a year, 5 years: 1.61% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.