ITI Banking & PSU Debt Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

ITI Mutual Fund · Debt fund · Regular plan · Growth

Banking & PSURegular · GrowthRisk: Low to Moderate

NAV · 5 Nov 2026

₹13.8196 ▲ 0.21%

ITI Mutual Fund

Fund size₹33.68 crJuly - September 2026

1-month range₹13.74 – 13.82

1 year+3.94%rank 15 of 23

3 years+6.35%a year

5 years+5.80%a year

What the fund does

The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions, (PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

BenchmarkCRISIL Banking and PSU Debt A-II Index

Fund houseITI Mutual Fund

Fund managersLaukik Bagwesince 1 Feb 2025

NAV history

Returns

1 week

+0.51%avg 0.6%

1 month

+0.23%avg 0.3%

3 months

+0.51%avg 0.4%

6 months

+2.00%avg 2.5%

This year

+3.45%avg 3.6%

1 year

+3.94%avg 4.2% · #15/23

3 years (a year)

+6.35%avg 6.7% · #21/22

5 years (a year)

+5.80%avg 6.0% · #15/20

Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.4
2025	+0.7	+0.4	+1.0	+1.2	+0.9	+0.2	+0.5	+0.2	+0.5	+0.7	+0.4	+0.1
2026	+0.1	+0.6	+0.0	+0.5	+0.0	+1.2	+0.3	+0.2	+0.2	-0.2	+0.5

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1315 lines in all

Top 10 holdings75.7%of the fund

Debt70.2%bonds, government securities

Money market11.5%CDs, CPs, treasury bills

Where the money is

Debt 70.2%Money market 11.5%Cash & others 18.2%

Credit quality (debt and money market)

AAA

59.0%

A1+

11.5%

Sovereign

10.9%

Unrated / other

0.3%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Debt	70.2%	80.3%	-10.06
Money market	11.5%	13.0%	-1.50
Cash & others	18.2%	6.7%	+11.56

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 15

Holding	Sector / type	% of fund
TREPS 01-Oct-2026	–	15.65%
8.14% Nuclear Power Corporation Of India Limited (25/03/2028) INE206D08287	CRISIL AAA	8.93%
7.71% REC Limited (26/02/2027) INE020B08EW9	CRISIL AAA	8.85%
7.59% National Housing Bank (08/09/2027) INE557F08FZ1	CRISIL AAA	8.85%
7.33% Indian Railway Finance Corporation Limited (27/08/2027) INE053F07AC3	CRISIL AAA	8.82%
HDFC Bank Limited (22/01/2027) INE040A16IK8	CARE A1+	8.66%
7.79% Small Industries Dev Bank of India (19/04/2027) INE556F08KK5	CRISIL AAA	7.38%
7.23% Power Finance Corporation Limited (05/01/2027) INE134E08IO0	CRISIL AAA	7.37%
7.53% National Bank For Agriculture and Rural Development (24/03/2028) INE261F08EM1	ICRA AAA	5.87%
6.94% Government of India (11/05/2036) IN0020260025	Sovereign	5.80%
6.53% Government of India (07/09/2031) IN0020260074	Sovereign	5.12%
7.48% National Bank For Agriculture and Rural Development (15/09/2028) INE261F08EO7	CRISIL AAA	2.93%
Bank of Baroda (05/03/2027) INE028A16LR2	CARE A1+	2.86%
Net Receivables / (Payables)	–	2.59%
Corporate Debt Market Development Fund Class A2 INF0RQ622028	–	0.32%

From the fund house's monthly portfolio (itiamc.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility0.9%yearly, from daily NAVs

Worst fall-0.68%31 Dec 2020 → 26 Feb 2021

RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2020).

Fund details

Fund size (average AUM, July - September 2026)	₹33.68 cr across all plans · this plan ₹7.68 cr
Fund house	ITI Mutual Fund
Category	Debt · Banking & PSU
Plan	Regular
Option	Growth
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	148535
ISIN	INF00XX01838
NAV date	5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹14.2840	+4.50%
Direct · IDCW	₹14.2824	+4.47%
Regular · IDCW	₹13.8208	+3.94%

Top Banking & PSU funds (regular plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.58%	+7.19%
Franklin India Banking & PSU Debt Fund	+5.14%	+7.05%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.40%	+7.00%
Axis Banking and PSU Debt Fund	+4.50%	+6.92%
Mirae Asset Banking and PSU Debt Fund	+4.14%	+6.90%
Kotak Banking and PSU Debt Fund	+4.43%	+6.86%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.23%	+6.85%
Edelweiss Banking and PSU Debt Fund	+3.92%	+6.78%
ITI Banking & PSU Debt Fund	+3.94%	+6.35%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of ITI Banking & PSU Debt Fund - Regular Plan - Growth today?

₹13.8196 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of ITI Banking & PSU Debt Fund - Regular Plan - Growth?

1 year: 3.94%, 3 years: 6.35% a year, 5 years: 5.80% a year

How does ITI Banking & PSU Debt Fund rank in its category?

15 of 23 Banking & PSU funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.