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Mutual fundsSIF

JM Medium to Long Term Fund - Regular Plan - Growth

NAVs of 6 Nov 2026

JM Financial Mutual Fund · Debt fund · Regular plan · Growth

Medium to Long DurationRegular · GrowthRisk: Moderate
NAV · 5 Nov 2026
₹64.4053 ▲ 0.31%
JM Financial Mutual Fund
Fund size₹29.78 crJuly - September 2026
1-month range₹63.49 – 64.41
1 year+2.34%rank 15 of 15
Expense ratio1.03%regular plan, a year
5 years+4.84%a year

What the fund does

To generate stable long term returns with low risk strategy and capital appreciation/accretion through investment in debt instruments and related securities besides preservation of capital. Investors are required to read all the scheme related information set out in this document carefully and also note that there can be no assurance that the investment objectives of the scheme will be realized. The schemes do not guarantee/ indicate any returns.

BenchmarkCRISIL Medium to Long Duration Debt A-III Index
Launched1 Apr 1995
Fund houseJM Financial Mutual Fund
Fund managersKillol Pandyasince 5 Nov 2024Ruchi Fozdarsince 3 Apr 2024Jayant Dhootsince 1 Aug 2025

NAV history

646465 2026-08-102026-08-212026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+1.09%avg 1.1%
1 month
+0.48%avg 0.6%
3 months
-0.63%avg -0.1%
6 months
+1.42%avg 2.3%
This year
+2.09%avg 3.1%
1 year
+2.34%avg 3.4% · #15/15
3 years (a year)
+6.08%avg 6.2% · #9/14
5 years (a year)
+4.84%avg 5.3% · #11/14

Bars: this plan; the thin mark is the Medium to Long Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.1
2025+1.1+0.2+1.5+1.8+1.2-0.3+0.3-0.8+0.7+0.5+0.3+0.0
2026+0.0+0.8-1.2+0.6+0.2+1.9+0.1-0.1-0.5-0.7+1.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings810 lines in all
Top 10 holdings94.8%of the fund
Debt94.5%bonds, government securities
Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 94.5%Cash & others 5.2%

Credit quality (debt and money market)

Sovereign
62.1%
AAA
32.3%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt94.5%97.3%-2.83
Money market0.0%0.0%0.00
Cash & others5.2%2.4%+2.81

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
Corporate Debt Market Development Fund - Class A2 Units
INF0RQ622028		–0.33%

Bonds, money market and cash 9

HoldingSector / type% of fund
6.94% GOI 11-May-2036
IN0020260025		SOVEREIGN34.80%
6.75% GOI 23-Dec-2029
IN0020240183		SOVEREIGN13.80%
6.36% GOI 16-Feb-2031
IN0020250141		SOVEREIGN13.54%
7.23% Power Finance Corporation Limited 05-JAN-2027**
INE134E08IO0		CRISIL AAA8.63%
7.55% REC Limited 11-MAY-2030**
INE020B08CU7		CRISIL AAA8.55%
7.08% Bajaj Housing Finance Ltd 12-JUN-2030**
INE377Y07573		CRISIL AAA8.31%
7.48% NABARD 15-SEP-2028
INE261F08EO7		CRISIL AAA6.87%
Net Receivable/Payable–3.05%
The Clearing Corporation of India Ltd. 01-OCT-2026–2.13%

From the fund house's monthly portfolio (jmfinancialmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.2%yearly, from daily NAVs
Worst fall-9.99%31 May 2019 → 31 Dec 2019
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹29.78 cr across all plans · this plan ₹5.29 cr
Fund houseJM Financial Mutual Fund
CategoryDebt · Medium to Long Duration
PlanRegular
OptionGrowth
Expense ratio (TER)Direct 0.60% · Regular 1.03% (5 Nov 2026)
Minimum investment₹1,000 · additional ₹100
Scheme code (AMFI)100223
ISININF192K01AB3
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹72.2195+2.82%
Direct · IDCW₹25.5192+2.82%
Regular · IDCW₹21.8982+2.35%
Regular · IDCW₹26.3501+2.34%

Top Medium to Long Duration funds (regular plans)

Fund1 year3 years (a year)
Bandhan Medium to Long Term Fund+5.24%+7.17%
LIC MF Medium to Long Term Fund+3.97%+6.79%
HSBC Medium to Long Term Fund+3.21%+6.69%
ICICI Prudential Medium to Long Term Fund+3.82%+6.68%
HDFC Medium to Long Term Fund+3.10%+6.30%
SBI MEDIUM TO LONG TERM FUND+3.58%+6.19%
Kotak Medium to Long Term Fund+3.31%+6.13%
UTI Medium to Long Term Fund+2.88%+6.12%
JM Medium to Long Term Fund+2.34%+6.08%

All Medium to Long Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of JM Medium to Long Term Fund - Regular Plan - Growth today?

₹64.4053 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of JM Medium to Long Term Fund - Regular Plan - Growth?

1 year: 2.34%, 3 years: 6.08% a year, 5 years: 4.84% a year

How does JM Medium to Long Term Fund rank in its category?

15 of 15 Medium to Long Duration funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.