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Kotak Banking and Financial Services Fund - Direct Plan - Growth

NAVs of 6 Nov 2026

Kotak Mahindra Mutual Fund · Equity fund · Direct plan · Growth

Sectoral / ThematicDirect · GrowthRisk: Very High
NAV · 5 Nov 2026
₹17.1130 ▲ 4.10%
Kotak Mahindra Mutual Fund
Fund size₹1,537 crJuly - September 2026
1-month range₹15.64 – 17.11
1 year+3.12%rank 98 of 213
Expense ratio0.81%direct plan, a year
5 years–a year

What the fund does

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.

BenchmarkNifty Financial Services Total Return Index
Fund houseKotak Mahindra Mutual Fund
Fund managersFM 1 Ms. Shibani Sircar KurianFM 2 Mr. Abhishek Bisen

NAV history

161717 2026-08-112026-08-242026-09-042026-09-182026-10-012026-10-152026-10-29

Returns

1 week
+7.00%avg 4.3%
1 month
+4.99%avg 2.3%
3 months
-2.48%avg -2.0%
6 months
+1.18%avg 3.1%
This year
+1.27%avg 4.1%
1 year
+3.12%avg 4.2% · #98/213
3 years (a year)
+14.19%avg 15.1% · #72/132

Bars: this plan; the thin mark is the Sectoral / Thematic average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024-1.0
2025-4.8-3.1+9.0+3.8+2.6+4.1-2.4-4.1+1.7+5.8+2.6-0.4
2026-0.2+2.3-15.0+10.9-0.8+6.6+0.6-0.0-6.8-1.5+7.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility18.5%yearly, from daily NAVs
Worst fall-16.70%18 Feb 2026 → 30 Mar 2026
RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Mar 2023).

Fund details

Fund size (average AUM, July - September 2026)₹1,537 cr across all plans · this plan ₹132 cr
Fund houseKotak Mahindra Mutual Fund
CategoryEquity · Sectoral / Thematic
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.81% · Regular 2.25% (3 Nov 2026)
Exit loadFor redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL Units issued on reinvestment of IDCW shall not be subject to entry and exit load. Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)151384
ISININF174KA1MD1
NAV date5 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹17.1100+3.12%
Regular · Growth₹16.1680+1.64%
Regular · IDCW₹16.1680+1.65%

Top Sectoral / Thematic funds (direct plans)

Fund1 year3 years (a year)
Nippon India Taiwan Equity Fund+49.17%+45.49%
HDFC Defence Fund+18.82%+35.64%
HDFC Pharma and Healthcare Fund+26.22%+31.34%
SBI HEALTHCARE OPPORTUNITIES FUND+20.99%+25.54%
HDFC Transportation and Logistics Fund+9.04%+25.47%
Mirae Asset Healthcare Fund+22.03%+24.65%
UTI - Healthcare Fund+17.27%+24.46%
ICICI PRUDENTIAL TRANSPORTATION AND LOGISTICS FUND+10.66%+22.89%
Kotak Banking and Financial Services Fund+3.12%+14.19%

All Sectoral / Thematic funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Kotak Banking and Financial Services Fund - Direct Plan - Growth today?

₹17.1130 as of 5 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Banking and Financial Services Fund - Direct Plan - Growth?

1 year: 3.12%, 3 years: 14.19% a year

How does Kotak Banking and Financial Services Fund rank in its category?

98 of 213 Sectoral / Thematic funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.