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Kotak Liquid Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Direct plan · IDCW

LiquidDirect · IDCWRisk: Moderate
NAV · 6 Nov 2026
₹1,222.8100 ▲ 0.00%
Kotak Mahindra Mutual Fund
Fund size₹49,988 crJuly - September 2026
1-month range₹1,222.56 – 1,222.81
1 year0.00%
Expense ratio0.15%direct plan, a year
5 years0.00%a year

What the fund does

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

BenchmarkNifty Liquid Index A-I
Launched4 Nov 2003
Fund houseKotak Mahindra Mutual Fund
Fund managersFM 1 Mr. Deepak AgrawalSunil Pandey

NAV history

1,2231,2231,223 2026-08-172026-08-282026-09-102026-09-232026-10-062026-10-192026-10-30

Returns

1 week
0.00%avg 0.1%
1 month
0.00%avg 0.4%
3 months
0.00%avg 1.3%
6 months
0.00%avg 0.6%
This year
0.00%avg 2.6%
1 year
0.00%avg 3.2%
3 years (a year)
0.00%avg 4.5%
5 years (a year)
0.00%avg 4.6%
10 years (a year)
0.00%avg 5.0%

Bars: this plan; the thin mark is the Liquid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.0
2025+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0
2026+0.0+0.0+0.0-0.0+0.0+0.0+0.0+0.0+0.0+0.0+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings135137 lines in all
Top 10 holdings28.8%of the fund
Debt0.8%bonds, government securities
Money market110.3%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 0.8%Money market 110.3%Short -11.6%

Credit quality (debt and money market)

A1+
90.3%
Sovereign
20.0%
AAA
0.8%

Stocks held 1

HoldingSector / type% of fund
SBI ALTERNATIVE INVESTMENT FUND
INF0RQ622028		Alternative Investment Fund0.27%

Short positions 1

HoldingSector / type% of fund
Net Current Assets/(Liabilities)–-11.58%

Bonds, money market and cash 135

HoldingSector / type% of fund
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
INE261F14PZ7		ICRA A1+4.13%
91 DAYS TREASURY BILL 12/11/2026
IN002026X198		SOV3.55%
91 DAYS TREASURY BILL 27/11/2026
IN002026X214		SOV3.43%
Reliance Retail Ventures Ltd**
INE929O14FN8		CRISIL A1+2.96%
91 DAYS TREASURY BILL 03/12/2026
IN002026X222		SOV2.95%
91 DAYS TREASURY BILL 08/10/2026
IN002026X149		SOV2.38%
91 DAYS TREASURY BILL 22/10/2026
IN002026X164		SOV2.37%
HDFC BANK LTD.**
INE040A16KA5		CARE A1+2.36%
BANK OF INDIA**
INE084A16GH6		CARE A1+2.35%
HDFC BANK LTD.**
INE040A16KE7		CARE A1+2.35%
INDUSIND BANK LTD.**
INE095A160F9		CRISIL A1+2.35%
Reliance Retail Ventures Ltd**
INE929O14FM0		CRISIL A1+2.35%
91 DAYS TREASURY BILL 19/11/2026
IN002026X206		SOV2.29%
HDFC BANK LTD.**
INE040A16IJ0		CARE A1+1.94%
INDIAN OVERSEAS BANK**
INE565A16BV6		CARE A1+1.78%
HDFC BANK LTD.**
INE040A16HY1		CARE A1+1.77%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
INE261F14QD2		ICRA A1+1.77%
91 DAYS TREASURY BILL 24/12/2026
IN002026X255		SOV1.64%
HINDUSTAN PETROLEUM CORPORATION LTD.**
INE094A14KP5		CRISIL A1+1.47%
IIFL FINANCE LIMITED**
INE530B14IO3		CRISIL A1+1.35%
PUNJAB NATIONAL BANK
INE160A16VR2		FITCH A1+1.19%
UNION BANK OF INDIA
INE692A16MR3		FITCH A1+1.19%
UNION BANK OF INDIA
INE692A16MT9		FITCH A1+1.19%
UNION BANK OF INDIA**
INE692A16MV5		ICRA A1+1.19%
CANARA BANK**
INE476A16L21		CRISIL A1+1.18%
UNION BANK OF INDIA**
INE692A16NF6		ICRA A1+1.18%
CENTRAL BANK OF INDIA**
INE483A16LA5		CRISIL A1+1.18%
CITY UNION BANK LTD.**
INE491A16185		ICRA A1+1.18%
CANARA BANK**
INE476A16K97		CRISIL A1+1.18%
JAMMU KASHMIR BANK LTD**
INE168A16NQ4		CRISIL A1+1.18%
CANARA BANK**
INE476A16L13		CRISIL A1+1.18%
CENTRAL BANK OF INDIA**
INE483A16LB3		CRISIL A1+1.18%
INDIAN OVERSEAS BANK**
INE565A16BW4		CARE A1+1.18%
HDFC SECURITIES LIMITED ( ) **
INE700G14VG0		CARE A1+1.18%
Power Finance Corporation Ltd.**
INE134E14AZ1		CRISIL A1+1.18%
Reliance Retail Ventures Ltd**
INE929O14FI8		CRISIL A1+1.18%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA**
INE556F14MS2		CRISIL A1+1.18%
NTPC LTD**
INE733E14CJ0		CRISIL A1+1.18%
182 DAYS TREASURY BILL 17/12/2026
IN002026Y113		SOV1.18%
BANK OF INDIA**
INE084A16GL8		CARE A1+1.17%
PUNJAB & SIND BANK**
INE608A16TP8		CRISIL A1+1.17%
BAJAJ FINANCE LTD.**
INE296A14J90		CRISIL A1+1.17%
ICICI SECURITIES LIMITED**
INE763G14O00		CRISIL A1+1.17%
Export-Import Bank of India**
INE514E14TW1		CRISIL A1+1.06%
PNB HOUSING FINANCE LTD.**
INE572E14KR8		CRISIL A1+0.95%
DSP FINANCE PRIVATE LIMITED**
INE422H14644		ICRA A1+0.82%
BAJAJ FINANCIAL SECURITIES LIMITED**
INE01C314HT0		CRISIL A1+0.82%
BAJAJ FINANCIAL SECURITIES LIMITED**
INE01C314GN5		CRISIL A1+0.71%
CESC Ltd.**
INE486A14GJ4		ICRA A1+0.70%
MOTILAL OSWAL FINVEST LTD.**
INE01WN14CC9		CRISIL A1+0.70%
JSW ENERGY LTD.**
INE121E14490		FITCH A1+0.70%
BIRLA GROUP HOLDING PRIVATE LIMITED**
INE09OL14JR6		CRISIL A1+0.65%
HDFC BANK LTD.
INE040A16JS9		CARE A1+0.59%
FEDERAL BANK LTD.**
INE171A16NZ9		CRISIL A1+0.59%
BANK OF BARODA**
INE028A16MW0		CARE A1+0.59%
DCB BANK LIMITED**
INE503A16IC2		CARE A1+0.59%
AXIS BANK LTD.**
INE238AD6BP3		CRISIL A1+0.59%
YES BANK LTD.**
INE528G16Y36		CRISIL A1+0.59%
TATA CAPITAL HOUSING FINANCE LTD.**
INE033L14PE3		CRISIL A1+0.59%
Adani Ports and Special Economic Zone Limited**
INE742F14RL2		CRISIL A1+0.59%
HINDUSTAN PETROLEUM CORPORATION LTD.**
INE094A14KL4		CRISIL A1+0.59%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
INE261F14QC4		ICRA A1+0.59%
HDFC SECURITIES LIMITED ( ) **
INE700G14VR7		ICRA A1+0.59%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT**
INE261F14QF7		ICRA A1+0.59%
PNB HOUSING FINANCE LTD.**
INE572E14KV0		CRISIL A1+0.59%
RELIANCE INDUSTRIES LTD.**
INE002A14LS0		CRISIL A1+0.59%
IGH HOLDINGS PRIVATE LIMITED**
INE02FN14960		CRISIL A1+0.59%
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
INE824H14VB7		CRISIL A1+0.59%
ASEEM INFRASTRUCTURE FINANCE LIMITED ( )
INE0AD514339		FITCH A1+0.59%
CAN FIN HOMES LTD.**
INE477A14EQ3		ICRA A1+0.59%
BAJAJ HOUSING FINANCE LTD.**
INE377Y14CI6		CRISIL A1+0.55%
BHARTI TELECOM LTD.**
INE403D08207		CRISIL AAA0.54%
BANK OF BARODA**
INE028A16KK9		CARE A1+0.53%
TORRENT PHARMACEUTICALS LTD.**
INE685A14187		CRISIL A1+0.53%
Adani Ports and Special Economic Zone Limited**
INE742F14RI8		CRISIL A1+0.47%
REC LTD**
INE020B14714		CRISIL A1+0.47%
BHARAT PETROLEUM CORPORATION LTD.**
INE029A14BZ9		CRISIL A1+0.47%
REC LTD**
INE020B14722		CRISIL A1+0.47%
ICICI SECURITIES LIMITED**
INE763G14N01		CRISIL A1+0.47%
AXIS SECURITIES LIMITED**
INE110O14JP2		CRISIL A1+0.47%
Reliance Retail Ventures Ltd**
INE929O14FK4		CRISIL A1+0.47%
ICICI SECURITIES LIMITED**
INE763G14N35		CRISIL A1+0.47%
BIRLA GROUP HOLDING PRIVATE LIMITED**
INE09OL14JS4		CRISIL A1+0.47%
FED BANK FINANCIAL SERVICES LIMITED**
INE007N14FQ8		CRISIL A1+0.47%
Manappuram Finance Ltd.**
INE522D14QA8		CRISIL A1+0.47%
SBICAP SECURITIES LIMITED**
INE212K14FC0		CRISIL A1+0.47%
SBICAP SECURITIES LIMITED**
INE212K14FD8		CRISIL A1+0.47%
SBICAP SECURITIES LIMITED**
INE212K14FE6		CRISIL A1+0.47%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
INE338I14NS7		ICRA A1+0.47%
360 ONE PRIME LTD.**
INE248U14TY8		CRISIL A1+0.47%
ICICI SECURITIES LIMITED**
INE763G14M44		CRISIL A1+0.41%
CTBC BANK CO. LTD (CTBC INDIA)**
INE019516108		ICRA A1+0.35%
Bahadur Chand Investments Private Limited**
INE087M14BY5		ICRA A1+0.35%
NUVAMA WEALTH AND INVESTMENT LTD**
INE523L14BX3		CRISIL A1+0.35%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED**
INE338I14NJ6		ICRA A1+0.35%
AXIS SECURITIES LIMITED**
INE110O14JL1		CRISIL A1+0.35%
ADITYA BIRLA MONEY LTD**
INE865C14RJ2		CRISIL A1+0.35%
ADITYA BIRLA MONEY LTD**
INE865C14RK0		CRISIL A1+0.35%
IIFL FINANCE LIMITED**
INE530B14IX4		CRISIL A1+0.35%
IIFL FINANCE LIMITED**
INE530B14HH9		CRISIL A1+0.30%
NETWORK18 MEDIA & INVESTMENTS LTD.**
INE870H14XY8		ICRA A1+0.29%
IIFL CAPITAL SERVICES LTD.**
INE489L14AB5		CRISIL A1+0.29%
MUTHOOT FINCORP LTD.**
INE549K14CH1		CRISIL A1+0.29%
AU SMALL FINANCE BANK LTD.**
INE949L16EA7		FITCH A1+0.24%
AXIS SECURITIES LIMITED**
INE110O14JM9		CRISIL A1+0.24%
AXIS SECURITIES LIMITED**
INE110O14JN7		CRISIL A1+0.24%
JULIUS BAER CAPITAL (INDIA) PVT. LTD**
INE824H14VA9		CRISIL A1+0.24%
PILANI INVESTMENT AND INDUSTRIES CORPORATION LTD**
INE417C14AV3		CRISIL A1+0.23%
IGH HOLDINGS PRIVATE LIMITED**
INE02FN14986		CRISIL A1+0.23%
JM FINANCIAL SERVICES LIMITED**
INE012I14TC9		CRISIL A1+0.23%
NUVAMA WEALTH AND INVESTMENT LTD**
INE523L14CB7		CRISIL A1+0.23%
Manappuram Finance Ltd.**
INE522D14QD2		CRISIL A1+0.23%
91 DAYS TREASURY BILL 15/10/2026
IN002026X156		SOV0.20%
The Clearing Corporation of India Limited–0.19%
HDFC BANK LTD.**
INE040A16II2		CARE A1+0.19%
AXIS BANK LTD.**
INE238AD6CA3		CRISIL A1+0.18%
GODREJ INDUSTRIES LTD**
INE233A149P4		CRISIL A1+0.18%
GODREJ INDUSTRIES LTD**
INE233AD4199		CRISIL A1+0.18%
GODREJ INDUSTRIES LTD**
INE233AD4207		CRISIL A1+0.18%
IIFL CAPITAL SERVICES LTD.**
INE489L14AC3		CRISIL A1+0.18%
LIC HOUSING FINANCE LTD.**
INE115A07RA9		CRISIL AAA0.12%
HDFC BANK LTD.**
INE040A16HW5		CARE A1+0.12%
FEDERAL BANK LTD.**
INE171A16NS4		CRISIL A1+0.12%
NUVAMA WEALTH AND INVESTMENT LTD**
INE523L14CD3		CRISIL A1+0.12%
NJ CAPITAL PRIVATE LIMITED**
INE0MT214029		CRISIL A1+0.12%
DSP FINANCE PRIVATE LIMITED**
INE422H14669		ICRA A1+0.12%
NJ CAPITAL PRIVATE LIMITED**
INE0MT214037		CRISIL A1+0.12%
TATA CAPITAL LTD.**
INE306N07NO7		ICRA AAA0.06%
REC LTD**
INE020B08FH7		CRISIL AAA0.06%
BANK OF BARODA**
INE028A16KT0		CARE A1+0.06%
BAJAJ FINANCE LTD.**
INE296A14D21		CRISIL A1+0.06%
MUTHOOT FINANCE LTD.**
INE414G14VB9		CRISIL A1+0.06%
SUNDARAM FINANCE LTD.**
INE660A07RU2		ICRA AAA0.04%
INDIAN BANK
INE562A16QM0		CRISIL A1+0.04%
BAJAJ FINANCE LTD.**
INE296A14J25		CRISIL A1+0.04%

From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.1%yearly, from daily NAVs
Worst fall-0.04%31 Mar 2026 → 22 Oct 2026
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹49,988 cr across all plans · this plan ₹9.91 cr
Fund houseKotak Mahindra Mutual Fund
CategoryDebt · Liquid
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 0.15% · Regular 0.33% (3 Nov 2026)
Minimum investment₹1,000 · additional ₹500
Scheme code (AMFI)119764
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹5,789.7509+6.48%
Direct · IDCW₹1,014.6296–
Direct · IDCW₹1,014.5685–
Regular · Growth₹5,725.3809+6.34%
Regular · Growth₹1,009.9185–
Regular · IDCW₹1,283.5466+4.97%
Regular · IDCW₹1,045.0440+4.49%

Top Liquid funds (direct plans)

Fund1 year3 years (a year)
Aditya Birla Sun Life Liquid Fund+6.56%+6.99%
Edelweiss Liquid Fund+6.54%+6.99%
Franklin India Liquid Fund+6.56%+6.98%
Canara Robeco Liquid Fund+6.50%+6.98%
Nippon India Liquid Fund+6.55%+6.96%
DSP Liquid Fund+6.55%+6.96%
Mahindra Manulife Liquid Fund+6.53%+6.96%
Union Liquid Fund+6.51%+6.95%

All Liquid funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Kotak Liquid Fund - Direct Plan - IDCW today?

₹1,222.8100 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Liquid Fund - Direct Plan - IDCW?

1 year: 0.00%, 3 years: 0.00% a year, 5 years: 0.00% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.