Kotak Liquid Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Regular plan · IDCW

LiquidRegular · IDCWRisk: Moderate

NAV · 6 Nov 2026

₹1,283.5466 ▲ 0.00%

Kotak Mahindra Mutual Fund

Fund size₹49,988 crJuly - September 2026

1-month range₹1,283.28 – 1,283.55

1 year+4.97%

Expense ratio0.33%regular plan, a year

5 years+0.97%a year

What the fund does

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.

BenchmarkNifty Liquid Index A-I

Launched4 Nov 2003

Fund houseKotak Mahindra Mutual Fund

Fund managersFM 1 Mr. Deepak AgrawalSunil Pandey

NAV history

Returns

1 week

0.00%avg 0.1%

1 month

0.00%avg 0.3%

3 months

+0.45%avg 1.1%

6 months

+2.12%avg 0.5%

This year

+4.39%avg 2.1%

1 year

+4.97%avg 2.6%

3 years (a year)

+1.63%avg 3.5%

5 years (a year)

+0.97%avg 2.1%

10 years (a year)

+0.49%avg 3.0%

Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.0
2025	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.0	+0.5
2026	+0.4	+0.5	+0.5	+0.7	+0.4	+0.7	+0.5	+0.5	+0.1	+0.0	+0.0

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings135137 lines in all

Top 10 holdings28.8%of the fund

Debt0.8%bonds, government securities

Money market110.3%CDs, CPs, treasury bills

Where the money is

Equity 0.3%Debt 0.8%Money market 110.3%Short -11.6%

Credit quality (debt and money market)

A1+

90.3%

Sovereign

20.0%

AAA

0.8%

Stocks held 1

Holding	Sector / type	% of fund
SBI ALTERNATIVE INVESTMENT FUND INF0RQ622028	Alternative Investment Fund	0.27%

Short positions 1

Holding	Sector / type	% of fund
Net Current Assets/(Liabilities)	–	-11.58%

Bonds, money market and cash 135

Holding	Sector / type	% of fund
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14PZ7	ICRA A1+	4.13%
91 DAYS TREASURY BILL 12/11/2026 IN002026X198	SOV	3.55%
91 DAYS TREASURY BILL 27/11/2026 IN002026X214	SOV	3.43%
Reliance Retail Ventures Ltd** INE929O14FN8	CRISIL A1+	2.96%
91 DAYS TREASURY BILL 03/12/2026 IN002026X222	SOV	2.95%
91 DAYS TREASURY BILL 08/10/2026 IN002026X149	SOV	2.38%
91 DAYS TREASURY BILL 22/10/2026 IN002026X164	SOV	2.37%
HDFC BANK LTD.** INE040A16KA5	CARE A1+	2.36%
BANK OF INDIA** INE084A16GH6	CARE A1+	2.35%
HDFC BANK LTD.** INE040A16KE7	CARE A1+	2.35%
INDUSIND BANK LTD.** INE095A160F9	CRISIL A1+	2.35%
Reliance Retail Ventures Ltd** INE929O14FM0	CRISIL A1+	2.35%
91 DAYS TREASURY BILL 19/11/2026 IN002026X206	SOV	2.29%
HDFC BANK LTD.** INE040A16IJ0	CARE A1+	1.94%
INDIAN OVERSEAS BANK** INE565A16BV6	CARE A1+	1.78%
HDFC BANK LTD.** INE040A16HY1	CARE A1+	1.77%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14QD2	ICRA A1+	1.77%
91 DAYS TREASURY BILL 24/12/2026 IN002026X255	SOV	1.64%
HINDUSTAN PETROLEUM CORPORATION LTD.** INE094A14KP5	CRISIL A1+	1.47%
IIFL FINANCE LIMITED** INE530B14IO3	CRISIL A1+	1.35%
PUNJAB NATIONAL BANK INE160A16VR2	FITCH A1+	1.19%
UNION BANK OF INDIA INE692A16MR3	FITCH A1+	1.19%
UNION BANK OF INDIA INE692A16MT9	FITCH A1+	1.19%
UNION BANK OF INDIA** INE692A16MV5	ICRA A1+	1.19%
CANARA BANK** INE476A16L21	CRISIL A1+	1.18%
UNION BANK OF INDIA** INE692A16NF6	ICRA A1+	1.18%
CENTRAL BANK OF INDIA** INE483A16LA5	CRISIL A1+	1.18%
CITY UNION BANK LTD.** INE491A16185	ICRA A1+	1.18%
CANARA BANK** INE476A16K97	CRISIL A1+	1.18%
JAMMU KASHMIR BANK LTD** INE168A16NQ4	CRISIL A1+	1.18%
CANARA BANK** INE476A16L13	CRISIL A1+	1.18%
CENTRAL BANK OF INDIA** INE483A16LB3	CRISIL A1+	1.18%
INDIAN OVERSEAS BANK** INE565A16BW4	CARE A1+	1.18%
HDFC SECURITIES LIMITED ( ) ** INE700G14VG0	CARE A1+	1.18%
Power Finance Corporation Ltd.** INE134E14AZ1	CRISIL A1+	1.18%
Reliance Retail Ventures Ltd** INE929O14FI8	CRISIL A1+	1.18%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA** INE556F14MS2	CRISIL A1+	1.18%
NTPC LTD** INE733E14CJ0	CRISIL A1+	1.18%
182 DAYS TREASURY BILL 17/12/2026 IN002026Y113	SOV	1.18%
BANK OF INDIA** INE084A16GL8	CARE A1+	1.17%
PUNJAB & SIND BANK** INE608A16TP8	CRISIL A1+	1.17%
BAJAJ FINANCE LTD.** INE296A14J90	CRISIL A1+	1.17%
ICICI SECURITIES LIMITED** INE763G14O00	CRISIL A1+	1.17%
Export-Import Bank of India** INE514E14TW1	CRISIL A1+	1.06%
PNB HOUSING FINANCE LTD.** INE572E14KR8	CRISIL A1+	0.95%
DSP FINANCE PRIVATE LIMITED** INE422H14644	ICRA A1+	0.82%
BAJAJ FINANCIAL SECURITIES LIMITED** INE01C314HT0	CRISIL A1+	0.82%
BAJAJ FINANCIAL SECURITIES LIMITED** INE01C314GN5	CRISIL A1+	0.71%
CESC Ltd.** INE486A14GJ4	ICRA A1+	0.70%
MOTILAL OSWAL FINVEST LTD.** INE01WN14CC9	CRISIL A1+	0.70%
JSW ENERGY LTD.** INE121E14490	FITCH A1+	0.70%
BIRLA GROUP HOLDING PRIVATE LIMITED** INE09OL14JR6	CRISIL A1+	0.65%
HDFC BANK LTD. INE040A16JS9	CARE A1+	0.59%
FEDERAL BANK LTD.** INE171A16NZ9	CRISIL A1+	0.59%
BANK OF BARODA** INE028A16MW0	CARE A1+	0.59%
DCB BANK LIMITED** INE503A16IC2	CARE A1+	0.59%
AXIS BANK LTD.** INE238AD6BP3	CRISIL A1+	0.59%
YES BANK LTD.** INE528G16Y36	CRISIL A1+	0.59%
TATA CAPITAL HOUSING FINANCE LTD.** INE033L14PE3	CRISIL A1+	0.59%
Adani Ports and Special Economic Zone Limited** INE742F14RL2	CRISIL A1+	0.59%
HINDUSTAN PETROLEUM CORPORATION LTD.** INE094A14KL4	CRISIL A1+	0.59%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14QC4	ICRA A1+	0.59%
HDFC SECURITIES LIMITED ( ) ** INE700G14VR7	ICRA A1+	0.59%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F14QF7	ICRA A1+	0.59%
PNB HOUSING FINANCE LTD.** INE572E14KV0	CRISIL A1+	0.59%
RELIANCE INDUSTRIES LTD.** INE002A14LS0	CRISIL A1+	0.59%
IGH HOLDINGS PRIVATE LIMITED** INE02FN14960	CRISIL A1+	0.59%
JULIUS BAER CAPITAL (INDIA) PVT. LTD** INE824H14VB7	CRISIL A1+	0.59%
ASEEM INFRASTRUCTURE FINANCE LIMITED ( ) INE0AD514339	FITCH A1+	0.59%
CAN FIN HOMES LTD.** INE477A14EQ3	ICRA A1+	0.59%
BAJAJ HOUSING FINANCE LTD.** INE377Y14CI6	CRISIL A1+	0.55%
BHARTI TELECOM LTD.** INE403D08207	CRISIL AAA	0.54%
BANK OF BARODA** INE028A16KK9	CARE A1+	0.53%
TORRENT PHARMACEUTICALS LTD.** INE685A14187	CRISIL A1+	0.53%
Adani Ports and Special Economic Zone Limited** INE742F14RI8	CRISIL A1+	0.47%
REC LTD** INE020B14714	CRISIL A1+	0.47%
BHARAT PETROLEUM CORPORATION LTD.** INE029A14BZ9	CRISIL A1+	0.47%
REC LTD** INE020B14722	CRISIL A1+	0.47%
ICICI SECURITIES LIMITED** INE763G14N01	CRISIL A1+	0.47%
AXIS SECURITIES LIMITED** INE110O14JP2	CRISIL A1+	0.47%
Reliance Retail Ventures Ltd** INE929O14FK4	CRISIL A1+	0.47%
ICICI SECURITIES LIMITED** INE763G14N35	CRISIL A1+	0.47%
BIRLA GROUP HOLDING PRIVATE LIMITED** INE09OL14JS4	CRISIL A1+	0.47%
FED BANK FINANCIAL SERVICES LIMITED** INE007N14FQ8	CRISIL A1+	0.47%
Manappuram Finance Ltd.** INE522D14QA8	CRISIL A1+	0.47%
SBICAP SECURITIES LIMITED** INE212K14FC0	CRISIL A1+	0.47%
SBICAP SECURITIES LIMITED** INE212K14FD8	CRISIL A1+	0.47%
SBICAP SECURITIES LIMITED** INE212K14FE6	CRISIL A1+	0.47%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED** INE338I14NS7	ICRA A1+	0.47%
360 ONE PRIME LTD.** INE248U14TY8	CRISIL A1+	0.47%
ICICI SECURITIES LIMITED** INE763G14M44	CRISIL A1+	0.41%
CTBC BANK CO. LTD (CTBC INDIA)** INE019516108	ICRA A1+	0.35%
Bahadur Chand Investments Private Limited** INE087M14BY5	ICRA A1+	0.35%
NUVAMA WEALTH AND INVESTMENT LTD** INE523L14BX3	CRISIL A1+	0.35%
MOTILAL OSWAL FINANCIAL SERVICES LIMITED** INE338I14NJ6	ICRA A1+	0.35%
AXIS SECURITIES LIMITED** INE110O14JL1	CRISIL A1+	0.35%
ADITYA BIRLA MONEY LTD** INE865C14RJ2	CRISIL A1+	0.35%
ADITYA BIRLA MONEY LTD** INE865C14RK0	CRISIL A1+	0.35%
IIFL FINANCE LIMITED** INE530B14IX4	CRISIL A1+	0.35%
IIFL FINANCE LIMITED** INE530B14HH9	CRISIL A1+	0.30%
NETWORK18 MEDIA & INVESTMENTS LTD.** INE870H14XY8	ICRA A1+	0.29%
IIFL CAPITAL SERVICES LTD.** INE489L14AB5	CRISIL A1+	0.29%
MUTHOOT FINCORP LTD.** INE549K14CH1	CRISIL A1+	0.29%
AU SMALL FINANCE BANK LTD.** INE949L16EA7	FITCH A1+	0.24%
AXIS SECURITIES LIMITED** INE110O14JM9	CRISIL A1+	0.24%
AXIS SECURITIES LIMITED** INE110O14JN7	CRISIL A1+	0.24%
JULIUS BAER CAPITAL (INDIA) PVT. LTD** INE824H14VA9	CRISIL A1+	0.24%
PILANI INVESTMENT AND INDUSTRIES CORPORATION LTD** INE417C14AV3	CRISIL A1+	0.23%
IGH HOLDINGS PRIVATE LIMITED** INE02FN14986	CRISIL A1+	0.23%
JM FINANCIAL SERVICES LIMITED** INE012I14TC9	CRISIL A1+	0.23%
NUVAMA WEALTH AND INVESTMENT LTD** INE523L14CB7	CRISIL A1+	0.23%
Manappuram Finance Ltd.** INE522D14QD2	CRISIL A1+	0.23%
91 DAYS TREASURY BILL 15/10/2026 IN002026X156	SOV	0.20%
The Clearing Corporation of India Limited	–	0.19%
HDFC BANK LTD.** INE040A16II2	CARE A1+	0.19%
AXIS BANK LTD.** INE238AD6CA3	CRISIL A1+	0.18%
GODREJ INDUSTRIES LTD** INE233A149P4	CRISIL A1+	0.18%
GODREJ INDUSTRIES LTD** INE233AD4199	CRISIL A1+	0.18%
GODREJ INDUSTRIES LTD** INE233AD4207	CRISIL A1+	0.18%
IIFL CAPITAL SERVICES LTD.** INE489L14AC3	CRISIL A1+	0.18%
LIC HOUSING FINANCE LTD.** INE115A07RA9	CRISIL AAA	0.12%
HDFC BANK LTD.** INE040A16HW5	CARE A1+	0.12%
FEDERAL BANK LTD.** INE171A16NS4	CRISIL A1+	0.12%
NUVAMA WEALTH AND INVESTMENT LTD** INE523L14CD3	CRISIL A1+	0.12%
NJ CAPITAL PRIVATE LIMITED** INE0MT214029	CRISIL A1+	0.12%
DSP FINANCE PRIVATE LIMITED** INE422H14669	ICRA A1+	0.12%
NJ CAPITAL PRIVATE LIMITED** INE0MT214037	CRISIL A1+	0.12%
TATA CAPITAL LTD.** INE306N07NO7	ICRA AAA	0.06%
REC LTD** INE020B08FH7	CRISIL AAA	0.06%
BANK OF BARODA** INE028A16KT0	CARE A1+	0.06%
BAJAJ FINANCE LTD.** INE296A14D21	CRISIL A1+	0.06%
MUTHOOT FINANCE LTD.** INE414G14VB9	CRISIL A1+	0.06%
SUNDARAM FINANCE LTD.** INE660A07RU2	ICRA AAA	0.04%
INDIAN BANK INE562A16QM0	CRISIL A1+	0.04%
BAJAJ FINANCE LTD.** INE296A14J25	CRISIL A1+	0.04%

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From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility0.3%yearly, from daily NAVs

Worst fall-0.04%2 Oct 2026 → 22 Oct 2026

RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹49,988 cr across all plans · this plan ₹17.29 cr
Fund house	Kotak Mahindra Mutual Fund
Category	Debt · Liquid
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.15% · Regular 0.33% (3 Nov 2026)
Minimum investment	₹1,000 · additional ₹500
Scheme code (AMFI)	100833
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹5,789.7509	+6.48%
Direct · IDCW	₹1,222.8100	0.00%
Direct · IDCW	₹1,014.6296	–
Direct · IDCW	₹1,014.5685	–
Regular · Growth	₹5,725.3809	+6.34%
Regular · Growth	₹1,009.9185	–
Regular · IDCW	₹1,045.0440	+4.49%

Top Liquid funds (regular plans)

Fund	1 year	3 years (a year)
Axis Liquid Fund	+6.59%	+6.99%
Groww Liquid Fund	+6.53%	+6.97%
Franklin India Liquid Fund	+6.56%	+6.97%
Franklin India Liquid Fund	+6.56%	+6.97%
Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund)	+6.57%	+6.97%
PGIM India Liquid Fund	+6.55%	+6.96%
BANK OF INDIA LIQUID FUND	+6.53%	+6.95%
Tata Liquid Fund	+6.50%	+6.95%

All Liquid funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Kotak Liquid Fund - Regular Plan - IDCW today?

₹1,283.5466 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Liquid Fund - Regular Plan - IDCW?

1 year: 4.97%, 3 years: 1.63% a year, 5 years: 0.97% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.