Markets / Mutual funds / Liquid
Kotak Mahindra Mutual Fund · Debt fund · Regular plan · IDCW
The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.
Bars: this plan; the thin mark is the Liquid average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | +0.3 | +0.5 | ||||||||||
| 2026 | +0.4 | +0.5 | +0.5 | +0.7 | +0.4 | +0.7 | +0.3 | +0.1 | -0.1 | +0.0 | +0.0 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 6 Nov 2025).
| Fund size (average AUM, July - September 2026) | ₹49,988 cr across all plans · this plan ₹0.57 cr |
| Fund house | Kotak Mahindra Mutual Fund |
| Category | Debt · Liquid |
| Plan | Regular |
| Option | IDCW |
| Expense ratio (TER) | Direct 0.15% · Regular 0.33% (3 Nov 2026) |
| Minimum investment | ₹1,000 · additional ₹500 |
| Scheme code (AMFI) | 153586 |
| ISIN | INF174KA1WK5 |
| NAV date | 6 Nov 2026 |
Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.
| Plan | NAV | 1 year |
|---|---|---|
| Direct · Growth | ₹5,789.7509 | +6.48% |
| Direct · IDCW | ₹1,222.8100 | 0.00% |
| Direct · IDCW | ₹1,014.6296 | – |
| Direct · IDCW | ₹1,014.5685 | – |
| Regular · Growth | ₹5,725.3809 | +6.34% |
| Regular · Growth | ₹1,009.9185 | – |
| Regular · IDCW | ₹1,283.5466 | +4.97% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| Axis Liquid Fund | +6.59% | +6.99% |
| Groww Liquid Fund | +6.53% | +6.97% |
| Franklin India Liquid Fund | +6.56% | +6.97% |
| Franklin India Liquid Fund | +6.56% | +6.97% |
| Sundaram Liquid Fund (Formerly Known as Principal Cash Management Fund) | +6.57% | +6.97% |
| PGIM India Liquid Fund | +6.55% | +6.96% |
| BANK OF INDIA LIQUID FUND | +6.53% | +6.95% |
| Tata Liquid Fund | +6.50% | +6.95% |
Information only, not investment advice.
₹1,045.0440 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 4.49%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.