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Kotak Medium to Long Term Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

Kotak Mahindra Mutual Fund · Debt fund · Regular plan · IDCW

Medium to Long DurationRegular · IDCWRisk: Moderate
NAV · 6 Nov 2026
₹48.9908 ▼ 0.11%
Kotak Mahindra Mutual Fund
Fund size₹1,799 crJuly - September 2026
1-month range₹48.23 – 49.04
1 year+3.16%
Expense ratio1.65%regular plan, a year
5 years+5.09%a year

What the fund does

The investment objective of the Scheme is to create a portfolio of debt instruments such as bonds, debentures, Government Securities and money market instruments, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Medium to Long Duration Debt A-III Index
Launched25 Nov 1999
Fund houseKotak Mahindra Mutual Fund
Fund managersFM 1 Mr. Abhishek Bisen

NAV history

484949 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+1.28%avg 1.0%
1 month
+0.51%avg 0.5%
3 months
-0.53%avg -0.3%
6 months
+2.60%avg 2.3%
This year
+2.87%avg 3.0%
1 year
+3.16%avg 3.2%
3 years (a year)
+6.09%avg 6.2%
5 years (a year)
+5.09%avg 5.3%

Bars: this plan; the thin mark is the Medium to Long Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.2
2025+0.8+0.0+1.7+1.6+1.0-0.8+0.6-1.5+1.1+0.6+0.3+0.1
2026-0.2+0.8-1.6+0.9+0.2+2.7+0.1-0.0-0.5-0.8+1.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings4042 lines in all
Top 10 holdings60.5%of the fund
Debt75.8%bonds, government securities
Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 0.4%Debt 75.8%Cash & others 23.9%

Credit quality (debt and money market)

Sovereign
38.0%
AAA
37.8%

Stocks held 1

HoldingSector / type% of fund
SBI ALTERNATIVE INVESTMENT FUND
INF0RQ622028		Alternative Investment Fund0.35%

Bonds, money market and cash 41

HoldingSector / type% of fund
Triparty Repo–17.04%
Central Government - 2055
IN0020250075		SOV15.79%
National Housing Bank**
INE557F08GE4		CARE AAA7.60%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA(^)**
INE556F08LE6		CRISIL AAA5.69%
Power Finance Corporation Ltd.**
INE134E08OF6		CRISIL AAA5.61%
Central Government - 2054
IN0020240118		SOV5.31%
CAPITAL INFRA TRUST
INE0Z8Z23013		Construction4.58%
Bihar State Govt - 2034 - Bihar
IN1320250104		SOV4.45%
PTC SIDDHIVINAYAK SECURITISATION TRUST 28/09/2030(SIDDHIVINAYAK TRUST)**
INE2I7F15012		CRISIL AAA(SO)4.07%
PTC SHIVSHAKTI SECURITISATION TRUST 28/09/2029(SHIVSHAKTI TRUST)**
INE2I7G15010		CRISIL AAA(SO)4.07%
Bihar State Govt - 2036 - Bihar
IN1320250112		SOV3.32%
Power Finance Corporation Ltd.(^)**
INE134E07AP6		CRISIL AAA2.84%
Central Government - 2065
IN0020250018		SOV1.89%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
INE556F08KM1		CRISIL AAA1.42%
Mahindra & Mahindra Financial Services Ltd.**
INE774D07VH4		CRISIL AAA1.41%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT
INE261F08EQ2		ICRA AAA1.39%
Karnataka State Govt - 2032 - Karnataka
IN1920210243		SOV1.39%
LIC HOUSING FINANCE LTD.
INE115A07RJ0		CRISIL AAA1.33%
Bihar State Govt - 2035 - Bihar
IN1320250013		SOV1.33%
Net Current Assets/(Liabilities)–1.30%
REC LTD**
INE020B08FR6		CRISIL AAA1.02%
GS CG 15/10/2036 - (STRIPS)
IN001036C044		SOV0.82%
Central Government - 2035
IN0020250091		SOV0.81%
GS CG 15/04/2037 - (STRIPS)
IN000437C045		SOV0.79%
GS CG 22/04/2038 - (STRIPS)
IN000438C035		SOV0.75%
Power Finance Corporation Ltd.**
INE134E08MA1		ICRA AAA0.56%
INDUS INFRA TRUST
INE0NHL23019		Transport Infrastructure0.47%
RAAJMARG INFRA INVESTMENT TRUST
INE2PB023011		Transport Infrastructure0.46%
GS CG 15/04/2036 - (STRIPS)
IN000436C047		SOV0.43%
REC LTD**
INE020B08EA5		CRISIL AAA0.34%
REC LTD**
INE020B08FW6		ICRA AAA0.28%
LIC HOUSING FINANCE LTD.**
INE115A07RA9		CRISIL AAA0.20%
GS CG 25/11/2035 - (STRIPS)
IN001135C028		SOV0.16%
GS CG 25/11/2036 - (STRIPS)
IN001136C026		SOV0.15%
GS CG 25/11/2037 - (STRIPS)
IN001137C024		SOV0.14%
GS CG 25/05/2039 - (STRIPS)
IN000539C022		SOV0.13%
West Bengal State Govt - 2027 - West Bengal
IN3420160167		SOV0.11%
Maharashtra State Govt - 2033 - Maharashtra
IN2220220163		SOV0.11%
Central Government - 2031
IN0020240076		SOV0.09%
Central Government - 2050
IN0020200252		SOV0.00%
Andhra Pradesh State Govt - 2028 - Andhra Pradesh
IN1020200474		SOV0.00%

From the fund house's monthly portfolio (kotakmf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility2.4%yearly, from daily NAVs
Worst fall-4.71%30 Nov 2016 → 28 Feb 2017
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹1,799 cr across all plans · this plan ₹7.40 cr
Fund houseKotak Mahindra Mutual Fund
CategoryDebt · Medium to Long Duration
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.74% · Regular 1.65% (3 Nov 2026)
Minimum investment₹100 · additional ₹100
Scheme code (AMFI)100300
ISININF174K01EQ1
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹90.9417+4.13%
Direct · IDCW₹30.2683+4.13%
Regular · Growth₹79.9628+3.16%

Top Medium to Long Duration funds (regular plans)

Fund1 year3 years (a year)
Bandhan Medium to Long Term Fund+5.17%+7.17%
LIC MF Medium to Long Term Fund+3.79%+6.75%
ICICI Prudential Medium to Long Term Fund+3.68%+6.66%
HSBC Medium to Long Term Fund+3.03%+6.65%
HDFC Medium to Long Term Fund+2.86%+6.26%
SBI MEDIUM TO LONG TERM FUND+3.42%+6.16%
UTI Medium to Long Term Fund+2.73%+6.10%
Kotak Medium to Long Term Fund+3.16%+6.09%

All Medium to Long Duration funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of Kotak Medium to Long Term Fund - Regular Plan - IDCW today?

₹48.9908 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Kotak Medium to Long Term Fund - Regular Plan - IDCW?

1 year: 3.16%, 3 years: 6.09% a year, 5 years: 5.09% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.