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LIC MF Conservative Hybrid Fund - Direct Plan - IDCW

NAVs of 8 Nov 2026

LIC Mutual Fund · Hybrid fund · Direct plan · IDCW

Conservative HybridDirect · IDCWRisk: Moderately High
NAV · 6 Nov 2026
₹18.7548 ▲ 0.14%
LIC Mutual Fund
Fund size₹46.71 crJuly - September 2026
1-month range₹18.36 – 18.75
1 year+1.88%
Expense ratio1.66%direct plan, a year
5 years+5.12%a year

What the fund does

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCrisil Hybrid 85 + 15 - Conservative Index
Launched1 Jun 1998
Fund houseLIC Mutual Fund
Fund managersFM -1-Mr. Pratik Harish ShroffFM -2-Mr. Siddharth Panjwani

NAV history

181919 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+1.60%avg 2.1%
1 month
+0.83%avg 1.6%
3 months
-1.24%avg -0.0%
6 months
+1.66%avg 2.4%
This year
+0.78%avg 2.6%
1 year
+1.88%avg 3.4%
3 years (a year)
+6.31%avg 8.4%
5 years (a year)
+5.12%avg 7.6%

Bars: this plan; the thin mark is the Conservative Hybrid average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.2
2025+0.1-1.4+1.3+1.2+1.9+0.7-0.6-1.3+0.8+1.5+1.3+0.1
2026-0.4+0.4-3.0+1.4-0.1+2.3+1.1+0.3-1.7-1.0+1.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings3032 lines in all
Top 10 holdings65.1%of the fund
Debt61.2%bonds, government securities
Money market0.0%CDs, CPs, treasury bills

Where the money is

Equity 18.0%Debt 61.2%Cash & others 20.8%Short -0.2%

Credit quality (debt and money market)

Sovereign
52.3%
AAA
9.0%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Stocks held18.0%18.2%-0.19
Short positions-0.2%-0.2%-0.02
Debt61.2%61.7%-0.44
Cash & others20.8%20.2%+0.61
Top 10 stocks10.6%10.2%+0.37
Number of stocks23230
New stocks 1
  • Mphasis Ltd.0.84%
Stocks sold off 1
  • Persistent Systems Ltd.was 0.69%

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 23

HoldingSector / type% of fund
Divi's Laboratories Ltd.
INE361B01024		Pharmaceuticals & Biotechnology1.41%
Ajanta Pharma Ltd.
INE031B01049		Pharmaceuticals & Biotechnology1.29%
FSN E-Commerce Ventures Ltd.
INE388Y01029		Retailing1.16%
Bajaj Auto Ltd.
INE917I01010		Automobiles1.15%
ICICI Bank Ltd.
INE090A01021		Banks1.15%
Marico Ltd.
INE196A01026		Agricultural Food & other Products0.96%
Torrent Pharmaceuticals Ltd.
INE685A01028		Pharmaceuticals & Biotechnology0.92%
Mahindra & Mahindra Ltd.
INE101A01026		Automobiles0.85%
Mphasis Ltd.
INE356A01018		IT - Software0.84%
Sona BLW Precision Forgings Ltd.
INE073K01018		Auto Components0.83%
Bharat Electronics Ltd.
INE263A01024		Aerospace & Defense0.74%
Sun Pharmaceutical Industries Ltd.
INE044A01036		Pharmaceuticals & Biotechnology0.67%
Aster DM Quality Care Ltd.
INE914M01019		Healthcare Services0.65%
Shriram Finance Ltd.
INE721A01047		Finance0.62%
AU Small Finance Bank Ltd.
INE949L01017		Banks0.61%
Endurance Technologies Ltd.
INE913H01037		Auto Components0.61%
Hitachi Energy India Ltd.
INE07Y701011		Electrical Equipment0.61%
Cummins India Ltd.
INE298A01020		Industrial Products0.59%
Bharat Forge Ltd.
INE465A01025		Auto Components0.57%
Siemens Energy India Ltd.
INE1NPP01017		Electrical Equipment0.50%
Delhivery Ltd.
INE148O01028		Transport Services0.49%
SBI CDMDF--A2
INF0RQ622028		–0.42%
Cartrade Tech Ltd.
INE290S01011		Retailing0.32%

Short positions 1

HoldingSector / type% of fund
Net Receivables / (Payables)–-0.17%

Bonds, money market and cash 8

HoldingSector / type% of fund
Treps–20.97%
7.32% Government of India
IN0020230135		SOVEREIGN11.51%
7.17% Government of India
IN0020230036		SOVEREIGN11.11%
7.65% State Government of Tamil Nadu
IN3120230260		SOVEREIGN10.95%
6.79% Government of India
IN0020240126		SOVEREIGN10.74%
8.13% Nuclear Power Corporation **
INE206D08378		CRISIL AAA8.97%
7.38% Government of India
IN0020220037		SOVEREIGN4.58%
7.19% State Government of Tamil Nadu
IN3120190225		SOVEREIGN3.36%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility3.6%yearly, from daily NAVs
Worst fall-4.30%30 Nov 2017 → 29 Jun 2018
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt/Money Market
75–90%
Equity and Equity related instruments*
10–25%
astructure Investment Trusts (InvITs)*, Exchange Traded Commodity Derivatives(ETCDs), and mutual fund units including Gold ETFs, Silver ETFs.
0–10%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹46.71 cr across all plans · this plan ₹0.02 cr
Fund houseLIC Mutual Fund
CategoryHybrid · Conservative Hybrid
PlanDirect
OptionIDCW
Expense ratio (TER)Direct 1.66% · Regular 2.22% (6 Nov 2026)
Exit load12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 90 days from the date of allotment of units. 1% on remaining units if redeemed or switched out on or before completion of 90 days from the date of allotment of units Nil, if redeemed or switched out after completion of 90 days from the date of allotment of units.
Minimum investment₹5,000 · additional ₹500
Scheme code (AMFI)120274
ISININF767K01EQ2
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹94.2010+2.22%
Direct · IDCW₹14.3599-3.11%
Direct · IDCW₹12.9918-3.52%
Regular · Growth₹83.9922+1.37%
Regular · IDCW₹12.5086-4.18%
Regular · IDCW₹14.3929-1.11%
Regular · IDCW₹11.8725-4.55%

Top Conservative Hybrid funds (direct plans)

Fund1 year3 years (a year)
Parag Parikh Conservative Hybrid Fund+3.58%+9.22%
ICICI Prudential Conservative Hybrid Fund+3.69%+9.18%
Aditya Birla Sun Life Conservative Hybrid Fund+3.85%+8.99%
Kotak Conservative Hybrid Fund+2.91%+8.97%
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)+6.33%+8.92%
DSP Conservative Hybrid Fund+4.04%+8.92%
BARODA BNP PARIBAS CONSERVATIVE HYBRID FUND+4.50%+8.70%
SBI CONSERVATIVE HYBRID FUND+3.82%+8.43%

All Conservative Hybrid funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of LIC MF Conservative Hybrid Fund - Direct Plan - IDCW today?

₹18.7548 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF Conservative Hybrid Fund - Direct Plan - IDCW?

1 year: 1.88%, 3 years: 6.31% a year, 5 years: 5.12% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.