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Mutual fundsSIF

LIC MF Ultra Short to Short Term fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

LIC Mutual Fund · Debt fund · Regular plan · IDCW

Ultra Short DurationRegular · IDCWRisk: Low to Moderate
NAV · 6 Nov 2026
₹14.4332 ▲ 0.01%
LIC Mutual Fund
Fund size₹1,801 crJuly - September 2026
1-month range₹14.38 – 14.45
1 year+3.56%
Expense ratio0.42%regular plan, a year
5 years+5.43%a year

What the fund does

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. There is no assurance that the investment objective of the Scheme will be achieved.

BenchmarkCRISIL Low Duration Debt A-I Index
Launched9 Jun 2003
Fund houseLIC Mutual Fund
Fund managersFM 1 - Mr. Rahul SinghFM 2 - Pratik Harish Shroff

NAV history

141414 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.27%avg 0.2%
1 month
-0.06%avg 0.3%
3 months
+0.01%avg 1.0%
6 months
+1.02%avg 2.6%
This year
+2.83%avg 4.3%
1 year
+3.56%avg 5.1%
3 years (a year)
+5.94%avg 6.1%
5 years (a year)
+5.43%avg 5.6%

Bars: this plan; the thin mark is the Ultra Short Duration average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.7+0.5+0.8+0.9+0.8+0.4+0.5+0.4+0.5+0.6+0.4+0.4
2026+0.2+0.6+0.2+0.6+0.2+0.8+0.0+0.1+0.1-0.2+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings4951 lines in all
Top 10 holdings36.1%of the fund
Debt36.2%bonds, government securities
Money market42.4%CDs, CPs, treasury bills

Where the money is

Equity 3.3%Debt 36.2%Money market 42.4%Cash & others 18.1%Short -0.1%

Credit quality (debt and money market)

A1+
39.5%
AAA
27.6%
AA
6.0%
Sovereign
3.9%
AA+
1.6%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Stocks held3.3%5.6%-2.25
Short positions-0.1%-1.3%+1.14
Debt36.2%33.5%+2.65
Money market42.4%48.7%-6.28
Cash & others18.1%12.2%+5.88
Top 10 stocks3.3%5.6%-2.25
Number of stocks220
Cut back 1
  • LIC MF ULTRA SHRT DUR FD -DIRECT PLAN-2.29

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 2

HoldingSector / type% of fund
LIC MF ULTRA SHRT DUR FD -DIRECT PLAN
INF767K01QU8		–2.98%
SBI CDMDF--A2
INF0RQ622028		–0.33%

Short positions 1

HoldingSector / type% of fund
Net Receivables / (Payables)–-0.13%

Bonds, money market and cash 48

HoldingSector / type% of fund
Treps–9.51%
Punjab National Bank ** #
INE160A16UQ6		CRISIL A1+5.76%
7.64% REC Ltd. **
INE020B08EX7		ICRA AAA4.59%
Time Technoplast Ltd. **
INE508G14JC1		ICRA A1+4.38%
ICICI Bank Ltd. ** #
INE090AD6279		CRISIL A1+3.49%
6.6% REC Ltd. **
INE020B08FZ9		ICRA AAA2.99%
8.75% 360 One Prime Ltd. **
INE248U07GA9		ICRA AA2.98%
9.69% 360 One Prime Ltd. **
INE248U07GJ0		ICRA AA2.98%
6.965% Embassy Office Parks REIT **
INE041007183		CRISIL AAA2.96%
182 DAYS TBILL RED 05-11-2026
IN002026Y055		SOVEREIGN2.95%
7.35% Bharti Telecom Ltd. **
INE403D08272		CRISIL AAA2.93%
7.86% Tata Capital Housing Finance Ltd. **
INE033L07IJ1		CRISIL AAA2.93%
Axis Bank Ltd. ** #
INE238AD6BW9		CRISIL A1+2.91%
National Bk for Agriculture & Rural Dev. ** #
INE261F16AF6		CRISIL A1+2.91%
6.9601% Mindspace Business Parks Reit **
INE0CCU07181		ICRA AAA2.89%
ICICI Bank Ltd. ** #
INE090AD6337		CRISIL A1+2.87%
Small Industries Development Bk of India ** #
INE556F16CD0		CRISIL A1+2.87%
Embassy Office Parks REIT **
INE041014080		CRISIL A1+2.87%
Barclays Invest & Loans (India) Pvt Ltd **
INE704I14LH7		CRISIL A1+2.87%
Small Industries Development Bk of India **
INE556F14MP8		CRISIL A1+2.82%
Angel One Ltd. **
INE732I14DL7		CRISIL A1+2.23%
7.42% Power Finance Corporation Ltd. **
INE134E08NL6		CRISIL AAA1.54%
7.75% Bharti Telecom Ltd. **
INE403D08314		CRISIL AAA1.53%
7.53% National Bk for Agriculture & Rural Dev. **
INE261F08EM1		ICRA AAA1.53%
7.01% National Bk for Agriculture & Rural Dev. **
INE261F08ES8		CRISIL AAA1.50%
7.123% Tata Capital Housing Finance Ltd. **
INE033L07IO1		CRISIL AAA1.49%
7.685% Tata Capital Housing Finance Ltd. **
INE033L07IL7		CRISIL AAA1.49%
7.44% National Bk for Agriculture & Rural Dev. **
INE261F08EU4		CRISIL AAA1.48%
8.75% Piramal Finance Ltd. **
INE202B07JW4		ICRA AA+1.48%
HDFC Bank Ltd. ** #
INE040A16IK8		CRISIL A1+1.45%
Small Industries Development Bk of India ** #
INE556F16BW2		CRISIL A1+1.45%
HDFC Bank Ltd. ** #
INE040A16IM4		CRISIL A1+1.16%
6.47% Indian Railway Finance Corporation Ltd. **
INE053F08510		CRISIL AAA0.90%
7.48% National Bk for Agriculture & Rural Dev. **
INE261F08EO7		CRISIL AAA0.88%
ICICI Securities Ltd. **
INE763G14M28		CRISIL A1+0.88%
Canara Bank ** #
INE476A16H43		CRISIL A1+0.86%
Government of India
IN001030C039		SOVEREIGN0.68%
7.83% National Bk for Agriculture & Rural Dev. **
INE261F08ED0		CRISIL AAA0.32%
7.45% Bharti Telecom Ltd. **
INE403D08280		CRISIL AAA0.31%
7.77% REC Ltd. **
INE020B08EH0		CRISIL AAA0.31%
7.66% Bajaj Housing Finance Ltd. **
INE377Y07532		CRISIL AAA0.31%
7.2% State Government of Gujarat
IN1520170052		SOVEREIGN0.30%
7.68% Tata Capital Ltd. **
INE306N07NA6		CRISIL AAA0.30%
7.5285% Poonawalla Fincorp Ltd. **
INE511C07912		CRISIL AAA0.30%
Bank of Baroda ** #
INE028A16LD2		FITCH A1+0.29%
National Bk for Agriculture & Rural Dev. ** #
INE261F16AH2		CRISIL A1+0.29%
8.15% GIC Housing Finance Ltd. **
INE289B07149		CRISIL AA+0.11%
7.62% State Government of Punjab
IN2820220159		SOVEREIGN0.01%

From the fund house's monthly portfolio (licmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility1.1%yearly, from daily NAVs
Worst fall-3.58%29 Mar 2019 → 28 Jun 2019
RiskometerLow to ModerateLow to Moderate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Where it can invest (limits from the scheme document)

Debt/Money Market (Debt includes securitized debt & govt. securities)
0–100%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹1,801 cr across all plans · this plan ₹0.91 cr
Fund houseLIC Mutual Fund
CategoryDebt · Ultra Short Duration
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.23% · Regular 0.42% (6 Nov 2026)
Minimum investment₹5,000 · additional ₹500
Scheme code (AMFI)101829
ISININF767K01AM9
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹46.6466+6.19%
Direct · IDCW₹10.05000.00%
Direct · IDCW₹24.3598+6.18%
Direct · IDCW₹16.2465+6.17%
Regular · Growth₹42.7359+5.74%
Regular · IDCW₹14.6553+5.61%
Regular · IDCW₹11.2809+5.25%

Top Ultra Short Duration funds (regular plans)

Fund1 year3 years (a year)
Tata Ultra Short Term Fund+6.92%+7.48%
Mirae Asset Ultra Short to Short Term Fund+6.12%+7.42%
Axis Ultra Short Term Fund+6.65%+7.41%
Axis Ultra Short to Short Term Fund+6.08%+7.40%
Mirae Asset Ultra Short-Term Fund+6.63%+7.40%
HSBC Ultra Short to Short Term Fund+5.56%+7.27%
ICICI Prudential Ultra Short to Short Term Fund+5.90%+7.25%
Tata Ultra Short to Short Term Fund+6.12%+7.25%

All Ultra Short Duration funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of LIC MF Ultra Short to Short Term fund - Regular Plan - IDCW today?

₹14.4332 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of LIC MF Ultra Short to Short Term fund - Regular Plan - IDCW?

1 year: 3.56%, 3 years: 5.94% a year, 5 years: 5.43% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.