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Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Regular Plan - IDCW

NAVs of 8 Nov 2026

Nippon India Mutual Fund · Debt fund · Regular plan · IDCW

Credit RiskRegular · IDCWRisk: Moderately High
NAV · 6 Nov 2026
₹21.0596 ▲ 0.01%
Nippon India Mutual Fund
Fund size₹1,595 crJuly - September 2026
1-month range₹20.91 – 21.06
1 year+6.53%
3 years+8.04%a year
5 years+7.16%a year

What the fund does

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

BenchmarkCRISIL Credit Risk Debt B-II Index
Launched8 Jun 2005
Fund houseNippon India Mutual Fund
Fund managersSushil Budhia

NAV history

212121 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.57%avg 0.5%
1 month
+0.50%avg 0.4%
3 months
+1.07%avg 0.8%
6 months
+3.41%avg 3.3%
This year
+5.70%avg 7.1%
1 year
+6.53%avg 7.9%
3 years (a year)
+8.04%avg 8.7%
5 years (a year)
+7.16%avg 9.9%

Bars: this plan; the thin mark is the Credit Risk average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.5
2025+0.8+0.5+1.0+1.2+1.1+0.4+1.0+0.4+0.6+0.8+0.6+0.3
2026+0.2+1.0-0.1+0.7+0.4+1.6+0.5+0.3+0.4+0.0+0.6

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings6265 lines in all
Top 10 holdings33.2%of the fund
Debt83.4%bonds, government securities
Money market7.7%CDs, CPs, treasury bills

Where the money is

Equity 2.1%Debt 83.4%Money market 7.7%Cash & others 6.8%

Credit quality (debt and money market)

AA-
18.7%
AA
15.4%
AAA
13.2%
Sovereign
12.2%
A1+
7.7%
A+
7.4%
A-
6.1%
AA+
5.9%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Stocks held2.1%2.3%-0.17
Debt83.4%81.1%+2.28
Money market7.7%5.8%+1.87
Cash & others6.8%10.8%-3.98
Top 10 stocks2.1%2.3%-0.17
Number of stocks220

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 2

HoldingSector / type% of fund
Auxilo Finserve Private Limited**
INE605Y07239		CRISIL A+1.88%
Corporate Debt Market Development Fund Class A2
INF0RQ622028		–0.25%

Bonds, money market and cash 63

HoldingSector / type% of fund
10.5% Triumph Composites Limited**
INE2I4607011		FITCH AA-4.65%
Triparty Repo–4.05%
Samriddhi Trust**
INE303715010		FITCH A+(SO)3.95%
11.81% Prospera Healthcorp Private Limited**
INE2TXL07012		FITCH A-3.78%
7.44% National Bank For Agriculture and Rural Development
INE261F08EU4		CRISIL AAA3.19%
8.45% Adani Airport Holdings Limited**
INE0GCN07054		CRISIL AA-3.19%
9.75% Delhi International Airport Limited**
INE657H08035		ICRA AA2.98%
6.36% Government of India
IN0020250141		SOVEREIGN2.87%
6.66% National Bank For Agriculture and Rural Development**
INE261F08EP4		ICRA AAA2.87%
Bank of Baroda**
INE028A16LC4		CARE A1+2.87%
HDFC Bank Limited**
INE040A16JC3		CARE A1+2.86%
10.4% Muthoot Fincorp Ltd**
INE549K08590		CRISIL AA2.64%
10.2% Navi Finserv Limited**
INE342T07627		FITCH A2.34%
10.96% Gaursons India Private Limited**
INE1BEC07011		ICRA A-2.34%
8.55% Aditya Birla Real Estate Limited**
INE055A08060		CRISIL AA2.33%
9.5% Vedanta Aluminium Metal Limited**
INE205A08020		ICRA AA+2.06%
9.95% Hiranandani Financial Services Private Limited**
INE07UF07026		CARE A+2.05%
Small Industries Dev Bank of India
INE556F16CE8		CRISIL A1+1.95%
5% GMR Airports Limited**
INE776C08083		CRISIL AA-1.93%
9.25% Truhome Finance Limited**
INE432R07414		CRISIL AA1.77%
6.84% State Government Securities
IN2920190443		SOVEREIGN1.73%
8.28% Mancherial Repallewada Road Private Limited**
INE08BT07017		CARE AAA1.68%
JSW Kalinga Steel Limited
INE2QI808033		CRISIL AA1.52%
8.8% REC Limited**
INE020B08BS3		CRISIL AAA1.50%
7.26% Government of India
IN0020220060		SOVEREIGN1.48%
9.15% Andhra Pradesh State Beverages Corporation Limited**
INE0M2307321		FITCH AA(CE)1.48%
7.02% Government of India
IN0020240076		SOVEREIGN1.47%
8.95% Vedanta Limited**
INE205A08095		CRISIL AA+1.47%
7.79% Small Industries Dev Bank of India
INE556F08KK5		CRISIL AAA1.47%
7.96% Mindspace Business Parks REIT**
INE0CCU07116		CRISIL AAA1.46%
8% Adani Power Limited**
INE814H07190		CRISIL AA1.46%
7.62% National Bank For Agriculture and Rural Development**
INE261F08EH1		CRISIL AAA1.46%
5% GMR Airports Limited**
INE776C08091		CRISIL AA-1.46%
8.9% Incred Financial Services Limited**
INE321N07665		CRISIL AA-1.45%
10.1% Muthoot Housing Finance Co ltd**
INE882Z08098		CRISIL AA-1.44%
6.57% State Government Securities
IN3120200347		SOVEREIGN1.42%
10.81% Bamboo Hotel And Global Centre (Delhi) Private limited**
INE755L07015		ICRA A+(CE)1.35%
10.15% Nuvoco Vistas Corporation Limited**
INE118D08045		CRISIL AA-1.30%
Net Current Assets–1.29%
5% GMR Airports Limited**
INE776C08075		CRISIL AA-1.26%
7.32% Government of India
IN0020230135		SOVEREIGN1.19%
8.15% Torrent Power Limited**
INE813H07440		CRISIL AA+1.16%
9.25% Muthoot Mcred Limited**
INE101Q07BY9		ICRA A1.15%
7.65% State Government Securities
IN4520160149		SOVEREIGN0.88%
8.9% Veritas Finance Private Limited**
INE448U07349		CARE AA-0.87%
9.7% Muthoot Microfin Ltd**
INE046W07362		CRISIL AA-0.87%
Jubilant Beverages Limited**
INE1D4O08012		CRISIL AA0.82%
10% Kosamattam Finance Limited**
INE403Q07GF7		FITCH A0.69%
8.22% State Government Securities
IN1920180156		SOVEREIGN0.60%
7.6% Power Finance Corporation Limited**
INE134E08IT9		CRISIL AAA0.59%
7.7% Adani Transmission Step-Two Limited**
INE0YRB07050		CRISIL AA+0.58%
8.08% Suryapet Khammam Road Ltd**
INE08BR07029		CARE AAA0.40%
8.42% State Government Securities
IN2120180053		SOVEREIGN0.30%
7.17% Government of India
IN0020230036		SOVEREIGN0.30%
9.45% Vedanta Limited**
INE205A08053		CRISIL AA+0.30%
9.31% Vedanta Limited**
INE205A08046		CRISIL AA+0.30%
9.25% Muthoot Mcred Limited**
INE101Q07BV5		ICRA A0.29%
8.95% Vastu Finserve India Private Limited**
INE08Z607174		CARE AA0.25%
9.4% Indostar Home Finance Private Limited**
INE01AI07033		CRISIL AA-0.23%
Jubilant Bevco Limited
INE1D4P08019		CRISIL AA0.16%
8.55% Godrej Properties Limited**
INE484J08071		ICRA AA+0.06%
9.35% Telangana State Industrial Infrastructure Corporation Limited**
INE1C3207081		FITCH AA(CE)0.03%
Cash Margin - CCIL–0.03%

From the fund house's monthly portfolio (mf.nipponindiaim.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.1%yearly, from daily NAVs
Worst fall-12.04%28 Feb 2020 → 29 May 2020
RiskometerModerately HighModerately High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)₹1,595 cr across all plans · this plan ₹0.88 cr
Fund houseNippon India Mutual Fund
CategoryDebt · Credit Risk
PlanRegular
OptionIDCW
Exit load25% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.
Minimum investment₹500 · additional ₹500
Scheme code (AMFI)132871
ISININF204KA1WT0
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · Growth₹42.6899+7.36%
Direct · IDCW₹13.7011-0.33%
Direct · IDCW₹23.1132+7.36%
Regular · Growth₹38.3928+6.53%
Regular · Growth₹40.4516+7.53%
Regular · IDCW₹13.0855-0.42%

Top Credit Risk funds (regular plans)

Fund1 year3 years (a year)
DSP Credit Risk Fund+9.79%+12.93%
Aditya Birla Sun Life Credit Risk Fund+10.61%+12.09%
HSBC Credit Risk Fund+5.23%+10.82%
BANK OF INDIA CREDIT RISK FUND+17.15%+10.06%
BANK OF INDIA CREDIT RISK FUND+16.65%+9.64%
Axis Credit Risk Fund+7.77%+8.81%
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)+7.53%+8.39%
ICICI Prudential Credit Risk Fund+6.73%+8.29%

All Credit Risk funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Regular Plan - IDCW today?

₹21.0596 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) - Regular Plan - IDCW?

1 year: 6.53%, 3 years: 8.04% a year, 5 years: 7.16% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.