Markets / Mutual funds / Retirement
PGIM India Mutual Fund · Solution oriented fund · Direct plan · IDCW
Solution oriented fund in the Retirement category, from PGIM India Mutual Fund.
Bars: this plan; the thin mark is the Retirement average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | +1.0 | |||||||||||
| 2025 | -5.9 | -7.6 | +7.7 | +3.0 | +4.5 | +4.5 | -0.9 | -2.2 | -0.2 | +2.8 | -0.6 | -1.6 |
| 2026 | -3.9 | +0.9 | -9.6 | +11.2 | +1.0 | +3.7 | +2.4 | +1.9 | -5.2 | -1.9 | +6.9 |
Each month's change in NAV (the current month to the latest NAV).
Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.
| Share of fund | 30 Sept 2026 | 31 Aug 2026 | Change |
|---|---|---|---|
| Stocks held | 96.4% | 97.0% | -0.61 |
| Short positions | 0.0% | -0.1% | +0.06 |
| Money market | 0.1% | 0.1% | 0.00 |
| Cash & others | 3.5% | 2.9% | +0.61 |
| Top 10 stocks | 28.9% | 29.2% | -0.34 |
| Number of stocks | 86 | 86 | 0 |
Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.
| Holding | % of fund |
|---|---|
| ICICI Bank Ltd. INE090A01021 | 5.90% |
| HDFC Bank Ltd. INE040A01034 | 5.51% |
| Reliance Industries Ltd. INE002A01018 | 3.18% |
| Infosys Ltd. INE009A01021 | 2.40% |
| Solar Industries India Ltd. INE343H01029 | 2.19% |
| Tata Consultancy Services Ltd. INE467B01029 | 2.10% |
| Multi Commodity Exchange Of India Ltd. INE745G01043 | 1.98% |
| Sai Life Sciences Ltd INE570L01029 | 1.93% |
| Doms Industries Ltd. INE321T01012 | 1.89% |
| Eternal Ltd. INE758T01015 | 1.79% |
| Bajaj Finance Ltd. INE296A01032 | 1.78% |
| Bharti Airtel Ltd. INE397D01024 | 1.77% |
| Torrent Pharmaceuticals Ltd. INE685A01028 | 1.75% |
| Navin Fluorine International Ltd. INE048G01026 | 1.64% |
| Krishna Inst of Medical Sciences Ltd. INE967H01025 | 1.46% |
| JSW Infrastructure Ltd. INE880J01026 | 1.44% |
| Mankind Pharma Ltd. INE634S01028 | 1.43% |
| Rubicon Research Ltd. INE506V01022 | 1.40% |
| Carborundum Universal Ltd. INE120A01034 | 1.38% |
| Dixon Technologies (India) Ltd. INE935N01020 | 1.32% |
| Sundaram Finance Ltd. INE660A01013 | 1.25% |
| Gabriel India Ltd. INE524A01029 | 1.22% |
| Molbio Diagnostics Ltd. INE869T01028 | 1.19% |
| Anthem Biosciences Ltd. INE0CZ201020 | 1.18% |
| Max Healthcare Institute Ltd. INE027H01010 | 1.17% |
| Dhoot Transmission Ltd. INE01NH01023 | 1.16% |
| Sona BLW Precision Forgings Ltd. INE073K01018 | 1.16% |
| Supreme Industries Ltd. INE195A01028 | 1.14% |
| Ultratech Cement Ltd. INE481G01011 | 1.14% |
| Coromandel International Ltd. INE169A01031 | 1.10% |
| ICICI Lombard General Insurance Co. Ltd. INE765G01017 | 1.10% |
| Neuland Laboratories Ltd. INE794A01010 | 1.09% |
| Bharti Hexacom Ltd. INE343G01021 | 1.09% |
| Data Patterns (India) Ltd. INE0IX101010 | 1.06% |
| Computer Age Management Services Ltd. INE596I01020 | 1.06% |
| FSN E-Commerce Ventures Ltd. INE388Y01029 | 1.01% |
| Godrej Properties Ltd. INE484J01027 | 0.99% |
| Info Edge (India) Ltd. INE663F01032 | 0.96% |
| AU Small Finance Bank Ltd. INE949L01017 | 0.95% |
| VARUN BEVERAGES LIMITED INE200M01039 | 0.94% |
| One 97 Communications Ltd. INE982J01020 | 0.94% |
| Clean Max Enviro Energy Solutions Ltd. INE647U01026 | 0.92% |
| ICICI Prudential Asset Mgmt Co Ltd. INE346A01027 | 0.88% |
| Nestle India Ltd. INE239A01024 | 0.83% |
| Endurance Technologies Ltd. INE913H01037 | 0.82% |
| Hero MotoCorp Ltd. INE158A01026 | 0.81% |
| Global Health Ltd. INE474Q01031 | 0.80% |
| LG Electronics India Ltd. INE324D01010 | 0.79% |
| Craftsman Automation Ltd. INE00LO01017 | 0.78% |
| Larsen & Toubro Ltd. INE018A01030 | 0.78% |
| Bikaji Foods International Ltd. INE00E101023 | 0.77% |
| Timken India Ltd. INE325A01013 | 0.76% |
| UNO Minda Ltd. INE405E01023 | 0.76% |
| JK Cement Ltd. INE823G01014 | 0.76% |
| NTPC Ltd. INE733E01010 | 0.76% |
| Sumitomo Chemical India Ltd. INE258G01013 | 0.74% |
| Container Corporation Of India Ltd. INE111A01025 | 0.74% |
| Tube Investments Of India Ltd. INE974X01010 | 0.73% |
| InterGlobe Aviation Ltd. INE646L01027 | 0.73% |
| Bharat Electronics Ltd. INE263A01024 | 0.71% |
| Affle 3i Ltd. INE00WC01027 | 0.70% |
| Balkrishna Industries Ltd. INE787D01026 | 0.70% |
| V-Guard Industries Ltd. INE951I01027 | 0.70% |
| Maruti Suzuki India Ltd. INE585B01010 | 0.68% |
| Oil India Ltd. INE274J01014 | 0.67% |
| MRS Bectors Food Specialities Ltd. INE495P01020 | 0.67% |
| Home First Finance Company India Ltd. INE481N01025 | 0.65% |
| Gillette India Ltd. INE322A01010 | 0.63% |
| BlackBuck Ltd. INE0UIZ01018 | 0.62% |
| Blue Star Ltd. INE472A01039 | 0.62% |
| K.P.R. Mill Ltd. INE930H01031 | 0.61% |
| International Gemological Institute Ltd. INE0Q9301021 | 0.60% |
| Horizon Industrial Parks Ltd. INE685T01010 | 0.59% |
| Ashok Leyland Ltd. INE208A01029 | 0.58% |
| Triveni Turbine Ltd. INE152M01016 | 0.57% |
| KEI Industries Ltd. INE878B01027 | 0.56% |
| 360 One Wam Ltd. INE466L01038 | 0.55% |
| SBI Life Insurance Company Ltd. INE123W01016 | 0.55% |
| Pidilite Industries Ltd. INE318A01026 | 0.54% |
| Amagi Media Labs Ltd. INE121R01077 | 0.53% |
| United Spirits Ltd. INE854D01024 | 0.50% |
| Devyani International Ltd. INE872J01023 | 0.41% |
| AWFIS Space Solutions Ltd. INE108V01019 | 0.34% |
| Torrent Power Ltd. INE813H01021 | 0.31% |
| Safari Industries India Ltd. INE429E01023 | 0.26% |
| Dr Agarwal's Eye Hospital Ltd. INE934C01018 | 0.22% |
| Holding | % of fund |
|---|---|
| Clearing Corporation of India Ltd. | 3.44% |
| 364 DAYS TBILL RED 29-10-2026 IN002025Z310 | 0.14% |
| Net Receivables / (Payables) | 0.05% |
From the fund house's monthly portfolio (pgimindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.
Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 19 Apr 2024).
| Fund size (average AUM, July - September 2026) | ₹107 cr across all plans · this plan ₹0.19 cr |
| Fund house | PGIM India Mutual Fund |
| Category | Solution oriented · Retirement |
| Plan | Direct |
| Option | IDCW |
| Expense ratio (TER) | Direct 1.12% · Regular 2.59% (6 Nov 2026) |
| Scheme code (AMFI) | 152539 |
| ISIN | INF663L01Y79 |
| NAV date | 6 Nov 2026 |
| Plan | NAV | 1 year |
|---|---|---|
| Regular · Growth | ₹12.9300 | +4.78% |
| Regular · Growth | ₹12.4100 | +3.16% |
| Regular · IDCW | ₹12.4100 | +3.16% |
| Fund | 1 year | 3 years (a year) |
|---|---|---|
| ICICI Prudential Retirement Fund Pure Equity Plan | +3.85% | +20.62% |
| ICICI Prudential Retirement Fund Hybrid Aggressive Plan | +3.07% | +17.72% |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan | +12.87% | +17.54% |
| Union Retirement Fund | +4.89% | +13.90% |
| Aditya Birla Sun Life Retirement Fund-The 40s Plan | +3.00% | +12.44% |
| Nippon India Retirement Fund- Wealth Creation Scheme | -1.13% | +11.85% |
| HDFC Retirement Fund - Equity Plan | -1.87% | +11.31% |
| BANDHAN RETIREMENT FUND | +3.13% | +10.98% |
Information only, not investment advice.
₹12.9300 as of 6 Nov 2026, from AMFI's official NAV data.
1 year: 4.78%
Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.