PGIM India Retirement Fund - Regular Plan - Growth

NAVs of 8 Nov 2026

PGIM India Mutual Fund · Solution oriented fund · Regular plan · Growth

RetirementRegular · GrowthRisk: Very High

NAV · 6 Nov 2026

₹12.9300 ▲ 0.70%

PGIM India Mutual Fund

Fund size₹107 crJuly - September 2026

1-month range₹11.83 – 12.93

1 year+4.78%rank 6 of 34

Expense ratio2.59%regular plan, a year

5 years–a year

What the fund does

The investment objective of the scheme is to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.

BenchmarkBSE 500 TRI

Launched15 Apr 2024

Fund housePGIM India Mutual Fund

Fund managersVinay Pahariasince 15 Apr 2024Vivek Sharmasince 1 Aug 2024Anandha Padmanabhan AnjeneyanPuneet Pal

NAV history

Returns

1 week

+6.95%avg 4.7%

1 month

+4.53%avg 3.4%

3 months

0.00%avg -0.8%

6 months

+5.98%avg 2.6%

This year

+5.90%avg 1.7%

1 year

+4.78%avg 2.4% · #6/34

Bars: this plan; the thin mark is the Retirement average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+1.0
2025	-5.9	-7.6	+7.7	+3.0	+4.5	+4.5	-0.9	-2.2	-0.2	+2.8	-0.6	-1.6
2026	-3.9	+0.9	-9.6	+11.2	+1.0	+3.7	+2.4	+1.9	-5.2	-1.9	+6.9

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Stocks held8689 lines in all

Top 10 stocks28.9%of the fund

Equity96.4%stocks and equity derivatives

Debt & cash3.6%everything else

Where the money is

Equity 96.4%Money market 0.1%Cash & others 3.5%

Sectors (stocks held)

Banks

12.4%

Pharmaceuticals & Biotechnology

8.8%

Auto Components

7.3%

IT - Software

4.5%

Capital Markets

4.5%

Chemicals & Petrochemicals

4.4%

Industrial Products

3.8%

Retailing

3.8%

Changes since 31 Aug 2026

Share of fund	30 Sept 2026	31 Aug 2026	Change
Stocks held	96.4%	97.0%	-0.61
Short positions	0.0%	-0.1%	+0.06
Money market	0.1%	0.1%	0.00
Cash & others	3.5%	2.9%	+0.61
Top 10 stocks	28.9%	29.2%	-0.34
Number of stocks	86	86	0

New stocks 1

Godrej Properties Ltd.0.99%

Stocks sold off 1

Prestige Estates Projects Ltd.was 1.08%

Bought more 2

HDFC Bank Ltd.+0.27
Molbio Diagnostics Ltd.+0.25

Cut back 1

ICICI Bank Ltd.-0.28

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 86

Holding	Sector / type	% of fund
ICICI Bank Ltd. INE090A01021	Banks	5.90%
HDFC Bank Ltd. INE040A01034	Banks	5.51%
Reliance Industries Ltd. INE002A01018	Petroleum Products	3.18%
Infosys Ltd. INE009A01021	IT - Software	2.40%
Solar Industries India Ltd. INE343H01029	Chemicals & Petrochemicals	2.19%
Tata Consultancy Services Ltd. INE467B01029	IT - Software	2.10%
Multi Commodity Exchange Of India Ltd. INE745G01043	Capital Markets	1.98%
Sai Life Sciences Ltd INE570L01029	Pharmaceuticals & Biotechnology	1.93%
Doms Industries Ltd. INE321T01012	Household Products	1.89%
Eternal Ltd. INE758T01015	Retailing	1.79%
Bajaj Finance Ltd. INE296A01032	Finance	1.78%
Bharti Airtel Ltd. INE397D01024	Telecom - Services	1.77%
Torrent Pharmaceuticals Ltd. INE685A01028	Pharmaceuticals & Biotechnology	1.75%
Navin Fluorine International Ltd. INE048G01026	Chemicals & Petrochemicals	1.64%
Krishna Inst of Medical Sciences Ltd. INE967H01025	Healthcare Services	1.46%
JSW Infrastructure Ltd. INE880J01026	Transport Infrastructure	1.44%
Mankind Pharma Ltd. INE634S01028	Pharmaceuticals & Biotechnology	1.43%
Rubicon Research Ltd. INE506V01022	Pharmaceuticals & Biotechnology	1.40%
Carborundum Universal Ltd. INE120A01034	Industrial Products	1.38%
Dixon Technologies (India) Ltd. INE935N01020	Consumer Durables	1.32%
Sundaram Finance Ltd. INE660A01013	Finance	1.25%
Gabriel India Ltd. INE524A01029	Auto Components	1.22%
Molbio Diagnostics Ltd. INE869T01028	Healthcare Equipment & Supplies	1.19%
Anthem Biosciences Ltd. INE0CZ201020	Pharmaceuticals & Biotechnology	1.18%
Max Healthcare Institute Ltd. INE027H01010	Healthcare Services	1.17%
Dhoot Transmission Ltd. INE01NH01023	Auto Components	1.16%
Sona BLW Precision Forgings Ltd. INE073K01018	Auto Components	1.16%
Supreme Industries Ltd. INE195A01028	Industrial Products	1.14%
Ultratech Cement Ltd. INE481G01011	Cement & Cement Products	1.14%
Coromandel International Ltd. INE169A01031	Fertilizers & Agrochemicals	1.10%
ICICI Lombard General Insurance Co. Ltd. INE765G01017	Insurance	1.10%
Neuland Laboratories Ltd. INE794A01010	Pharmaceuticals & Biotechnology	1.09%
Bharti Hexacom Ltd. INE343G01021	Telecom - Services	1.09%
Data Patterns (India) Ltd. INE0IX101010	Aerospace & Defense	1.06%
Computer Age Management Services Ltd. INE596I01020	Capital Markets	1.06%
FSN E-Commerce Ventures Ltd. INE388Y01029	Retailing	1.01%
Godrej Properties Ltd. INE484J01027	Realty	0.99%
Info Edge (India) Ltd. INE663F01032	Retailing	0.96%
AU Small Finance Bank Ltd. INE949L01017	Banks	0.95%
VARUN BEVERAGES LIMITED INE200M01039	Beverages	0.94%
One 97 Communications Ltd. INE982J01020	Financial Technology (Fintech)	0.94%
Clean Max Enviro Energy Solutions Ltd. INE647U01026	Power	0.92%
ICICI Prudential Asset Mgmt Co Ltd. INE346A01027	Capital Markets	0.88%
Nestle India Ltd. INE239A01024	Food Products	0.83%
Endurance Technologies Ltd. INE913H01037	Auto Components	0.82%
Hero MotoCorp Ltd. INE158A01026	Automobiles	0.81%
Global Health Ltd. INE474Q01031	Healthcare Services	0.80%
LG Electronics India Ltd. INE324D01010	Consumer Durables	0.79%
Craftsman Automation Ltd. INE00LO01017	Auto Components	0.78%
Larsen & Toubro Ltd. INE018A01030	Construction	0.78%
Bikaji Foods International Ltd. INE00E101023	Food Products	0.77%
Timken India Ltd. INE325A01013	Industrial Products	0.76%
UNO Minda Ltd. INE405E01023	Auto Components	0.76%
JK Cement Ltd. INE823G01014	Cement & Cement Products	0.76%
NTPC Ltd. INE733E01010	Power	0.76%
Sumitomo Chemical India Ltd. INE258G01013	Fertilizers & Agrochemicals	0.74%
Container Corporation Of India Ltd. INE111A01025	Transport Services	0.74%
Tube Investments Of India Ltd. INE974X01010	Auto Components	0.73%
InterGlobe Aviation Ltd. INE646L01027	Transport Services	0.73%
Bharat Electronics Ltd. INE263A01024	Aerospace & Defense	0.71%
Affle 3i Ltd. INE00WC01027	IT - Services	0.70%
Balkrishna Industries Ltd. INE787D01026	Auto Components	0.70%
V-Guard Industries Ltd. INE951I01027	Consumer Durables	0.70%
Maruti Suzuki India Ltd. INE585B01010	Automobiles	0.68%
Oil India Ltd. INE274J01014	Oil	0.67%
MRS Bectors Food Specialities Ltd. INE495P01020	Food Products	0.67%
Home First Finance Company India Ltd. INE481N01025	Finance	0.65%
Gillette India Ltd. INE322A01010	Personal Products	0.63%
BlackBuck Ltd. INE0UIZ01018	Transport Services	0.62%
Blue Star Ltd. INE472A01039	Consumer Durables	0.62%
K.P.R. Mill Ltd. INE930H01031	Textiles & Apparels	0.61%
International Gemological Institute Ltd. INE0Q9301021	Commercial Services & Supplies	0.60%
Horizon Industrial Parks Ltd. INE685T01010	Realty	0.59%
Ashok Leyland Ltd. INE208A01029	Agricultural, Commercial & Construction Vehicles	0.58%
Triveni Turbine Ltd. INE152M01016	Electrical Equipment	0.57%
KEI Industries Ltd. INE878B01027	Industrial Products	0.56%
360 One Wam Ltd. INE466L01038	Capital Markets	0.55%
SBI Life Insurance Company Ltd. INE123W01016	Insurance	0.55%
Pidilite Industries Ltd. INE318A01026	Chemicals & Petrochemicals	0.54%
Amagi Media Labs Ltd. INE121R01077	IT - Services	0.53%
United Spirits Ltd. INE854D01024	Beverages	0.50%
Devyani International Ltd. INE872J01023	Leisure Services	0.41%
AWFIS Space Solutions Ltd. INE108V01019	Commercial Services & Supplies	0.34%
Torrent Power Ltd. INE813H01021	Power	0.31%
Safari Industries India Ltd. INE429E01023	Consumer Durables	0.26%
Dr Agarwal's Eye Hospital Ltd. INE934C01018	Healthcare Services	0.22%

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Debt, money market and cash 3

Holding	Sector / type	% of fund
Clearing Corporation of India Ltd.	–	3.44%
364 DAYS TBILL RED 29-10-2026 IN002025Z310	SOVEREIGN	0.14%
Net Receivables / (Payables)	–	0.05%

From the fund house's monthly portfolio (pgimindia.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility14.0%yearly, from daily NAVs

Worst fall-16.13%20 Sept 2024 → 28 Feb 2025

RiskometerVery HighVery High

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 19 Apr 2024).

Fund details

Fund size (average AUM, July - September 2026)	₹107 cr across all plans · this plan ₹21.28 cr
Fund house	PGIM India Mutual Fund
Category	Solution oriented · Retirement
Plan	Regular
Option	Growth
Expense ratio (TER)	Direct 1.12% · Regular 2.59% (6 Nov 2026)
Minimum investment	₹5,000 · additional ₹1,000
Scheme code (AMFI)	152537
ISIN	INF663L01Y61
NAV date	6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

Plan	NAV	1 year
Direct · IDCW	₹12.9300	+4.78%
Regular · Growth	₹12.4100	+3.16%
Regular · IDCW	₹12.4100	+3.16%

Top Retirement funds (regular plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+2.49%	+18.97%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+1.68%	+16.07%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+11.39%	+16.00%
Tata Retirement Savings Fund-Progressive Plan	+6.71%	+13.55%
Axis Retirement Fund - Dynamic Plan	+1.19%	+13.32%
Tata Retirement Savings Fund-Moderate Plan	+6.31%	+12.87%
Union Retirement Fund	+3.53%	+12.45%
Axis Retirement Fund - Aggressive Plan	+1.02%	+12.44%
PGIM India Retirement Fund	+4.78%	–

All Retirement funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of PGIM India Retirement Fund - Regular Plan - Growth today?

₹12.9300 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of PGIM India Retirement Fund - Regular Plan - Growth?

1 year: 4.78%

How does PGIM India Retirement Fund rank in its category?

6 of 34 Retirement funds (regular plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.