SBI BANKING & PSU DEBT FUND - Regular Plan - IDCW

NAVs of 8 Nov 2026

SBI Mutual Fund · Debt fund · Regular plan · IDCW

Banking & PSURegular · IDCW

NAV · 6 Nov 2026

₹1,219.4140 ▲ 0.02%

SBI Mutual Fund

Fund size₹3,865 crJuly - September 2026

1-month range₹1,216.53 – 1,221.82

1 year-0.91%

Expense ratio0.84%regular plan, a year

5 years+1.62%a year

What the fund does

Debt fund in the Banking & PSU category, from SBI Mutual Fund.

Fund houseSBI Mutual Fund

NAV history

Returns

1 week

+0.24%avg 0.6%

1 month

-0.15%avg 0.3%

3 months

-0.79%avg 0.4%

6 months

+0.11%avg 2.5%

This year

-0.43%avg 3.6%

1 year

-0.91%avg 4.1%

3 years (a year)

+1.48%avg 6.7%

5 years (a year)

+1.62%avg 6.0%

Bars: this plan; the thin mark is the Banking & PSU average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												+0.0
2025	+0.3	-0.1	+0.9	+1.0	+0.9	-0.5	+0.1	-0.5	+0.3	+0.5	+0.0	-0.4
2026	-0.5	+0.3	-0.8	+0.2	-0.3	+1.3	-0.0	-0.3	-0.2	-0.3	+0.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Risk

Volatility1.8%yearly, from daily NAVs

Worst fall-6.50%30 Jun 2020 → 31 May 2022

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 May 2016).

Fund details

Fund size (average AUM, July - September 2026)	₹3,865 cr across all plans · this plan ₹2.65 cr
Fund house	SBI Mutual Fund
Category	Debt · Banking & PSU
Plan	Regular
Option	IDCW
Expense ratio (TER)	Direct 0.41% · Regular 0.84% (5 Nov 2026)
Scheme code (AMFI)	125501
ISIN	INF200K01U82
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · Growth	₹3,547.8470	+4.47%
Direct · IDCW	₹1,562.7284	+4.47%
Direct · IDCW	₹1,559.2577	+4.47%
Direct · IDCW	₹1,312.7544	-0.20%
Regular · Growth	₹3,321.1847	+4.07%
Regular · IDCW	₹1,515.2162	+4.07%
Regular · IDCW	₹1,514.8550	+4.07%

Top Banking & PSU funds (regular plans)

Fund	1 year	3 years (a year)
UTI Banking & PSU Debt Fund	+5.53%	+7.20%
Franklin India Banking & PSU Debt Fund	+5.23%	+7.06%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.40%	+7.00%
Axis Banking and PSU Debt Fund	+4.46%	+6.92%
Mirae Asset Banking and PSU Debt Fund	+4.06%	+6.89%
Kotak Banking and PSU Debt Fund	+4.41%	+6.86%
Sundaram Banking and PSU Debt Fund (Formerly Known as Sundaram Banking and PSU Fund)	+4.23%	+6.85%
Edelweiss Banking and PSU Debt Fund	+3.91%	+6.79%

All Banking & PSU funds ranked › · Compare with others ›

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Information only, not investment advice.

What is the NAV of SBI BANKING & PSU DEBT FUND - Regular Plan - IDCW today?

₹1,219.4140 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of SBI BANKING & PSU DEBT FUND - Regular Plan - IDCW?

1 year: -0.91%, 3 years: 1.48% a year, 5 years: 1.62% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.