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SBI Floating Interest Rates Fund - Regular Plan - IDCW

NAVs of 8 Nov 2026

SBI Mutual Fund · Debt fund · Regular plan · IDCW

FloaterRegular · IDCW
NAV · 6 Nov 2026
₹14.3991 ▲ 0.00%
SBI Mutual Fund
Fund size₹682 crJuly - September 2026
1-month range₹14.33 – 14.40
1 year+5.95%
Expense ratio0.43%regular plan, a year
5 years+6.56%a year

What the fund does

Debt fund in the Floater category, from SBI Mutual Fund.

Fund houseSBI Mutual Fund

NAV history

141414 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+0.30%avg 0.5%
1 month
+0.46%avg 0.4%
3 months
+0.66%avg 0.7%
6 months
+3.06%avg 2.9%
This year
+5.49%avg 4.7%
1 year
+5.95%avg 5.4%
3 years (a year)
+7.27%avg 7.3%
5 years (a year)
+6.56%avg 6.5%

Bars: this plan; the thin mark is the Floater average (regular plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.3
2025+0.7+0.7+0.8+1.1+0.9+0.4+0.5+0.3+0.3+0.5+0.4+0.3
2026+0.5+0.7+0.6+0.5-0.0+1.3+1.0+0.3+0.1+0.1+0.3

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 30 Sept 2026

Holdings1820 lines in all
Top 10 holdings72.7%of the fund
Debt57.0%bonds, government securities
Money market37.6%CDs, CPs, treasury bills

Where the money is

Equity 0.9%Debt 57.0%Money market 37.6%Cash & others 4.5%

Credit quality (debt and money market)

A1+
37.6%
Sovereign
34.9%
AAA
22.1%

Changes since 31 Aug 2026

Share of fund30 Sept 202631 Aug 2026Change
Debt57.0%57.9%-0.85
Money market37.6%36.7%+0.89
Cash & others4.5%4.6%-0.06

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 1

HoldingSector / type% of fund
Corporate Debt Market Development Fund-A2
INF0RQ622028		CDMDF0.88%

Bonds, money market and cash 19

HoldingSector / type% of fund
6.84% State Government of Gujarat 2031
IN1520250177		Sovereign11.52%
7.57% State Government of Gujarat 2031
IN1520220188		Sovereign7.42%
National Bank for Agriculture and Rural Development
INE261F08EI9		[ICRA]AAA7.40%
Axis Bank Ltd.
INE238AD6CA3		CRISIL A1+7.30%
Sundaram Finance Ltd.
INE660A14YZ3		CRISIL A1+7.23%
Punjab National Bank
INE160A16UV6		CRISIL A1+7.18%
7.00% State Government of Tamil Nadu 2031
IN3120210163		Sovereign6.53%
Bank of Baroda
INE028A16LG5		IND A1+6.51%
Bharti Telecom Ltd.
INE403D08272		CRISIL AAA5.87%
Canara Bank
INE476A16G44		CRISIL A1+5.78%
TATA Capital Ltd.
INE976I07DC3		[ICRA]AAA4.45%
Aditya Birla Housing Finance Ltd.
INE831R07607		CRISIL AAA4.41%
6.94% CGL 2036
IN0020260025		Sovereign3.64%
6.84% State Government of Gujarat 2031
IN1520210106		Sovereign3.61%
Small Industries Development Bank of India
INE556F16CC2		CRISIL A1+3.60%
TREPS–3.11%
6.01% CGL 2030
IN0020250067		Sovereign1.44%
Net Receivable / Payable–1.38%
7.02% CGL 2031
IN0020240076		Sovereign0.74%

From the fund house's monthly portfolio (sbimf.com), as on 30 Sept 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility1.3%yearly, from daily NAVs
Worst fall-0.58%16 Mar 2026 → 25 Mar 2026

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 31 Dec 2020).

Fund details

Fund size (average AUM, July - September 2026)₹682 cr across all plans · this plan ₹0.42 cr
Fund houseSBI Mutual Fund
CategoryDebt · Floater
PlanRegular
OptionIDCW
Expense ratio (TER)Direct 0.28% · Regular 0.43% (5 Nov 2026)
Scheme code (AMFI)148544
ISININF200KA1R23
NAV date6 Nov 2026

Other plans of this fund

PlanNAV1 year
Direct · Growth₹14.5569+6.11%
Direct · IDCW₹14.5574+6.11%
Direct · IDCW₹14.5560+6.11%
Regular · Growth₹14.3953+5.95%
Regular · IDCW₹14.3963+5.95%

Top Floater funds (regular plans)

Fund1 year3 years (a year)
Axis Floating Interest Rates Fund+6.95%+8.52%
Axis Floating Interest Rates Fund+6.65%+8.18%
Tata Floating Interest Rates Fund+5.53%+7.34%
DSP Floating Interest Rates Fund+4.51%+7.33%
SBI Floating Interest Rates Fund+5.95%+7.26%
HDFC Floating Interest Rates Fund+5.25%+7.25%
Franklin India Floating Interest Rates Fund+5.15%+7.21%
BANDHAN FLOATING INTEREST RATES FUND+5.38%+7.16%

All Floater funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of SBI Floating Interest Rates Fund - Regular Plan - IDCW today?

₹14.3991 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of SBI Floating Interest Rates Fund - Regular Plan - IDCW?

1 year: 5.95%, 3 years: 7.27% a year, 5 years: 6.56% a year

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.