SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth

NAVs of 8 Nov 2026

SBI Mutual Fund · Solution oriented fund · Direct plan · Growth

RetirementDirect · Growth

NAV · 6 Nov 2026

₹22.1636 ▲ 0.60%

SBI Mutual Fund

Fund size₹3,166 crJuly - September 2026

1-month range₹20.03 – 22.16

1 year+3.27%rank 10 of 24

Expense ratio1.06%direct plan, a year

5 years+11.18%a year

What the fund does

Solution oriented fund in the Retirement category, from SBI Mutual Fund.

Fund houseSBI Mutual Fund

NAV history

Returns

1 week

+7.19%avg 4.3%

1 month

+5.58%avg 3.3%

3 months

+0.85%avg -0.6%

6 months

+5.64%avg 2.5%

This year

+1.92%avg 1.4%

1 year

+3.27%avg 2.5% · #10/24

3 years (a year)

+10.52%avg 10.4% · #10/23

5 years (a year)

+11.18%avg 9.5% · #6/21

Bars: this plan; the thin mark is the Retirement average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

Year	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2024												-2.6
2025	-2.9	-7.6	+6.7	+0.8	+5.5	+3.1	-2.1	-1.5	+1.0	+3.4	+0.5	-0.5
2026	-3.9	+1.3	-11.6	+10.5	-0.6	+3.7	+1.6	+2.6	-5.6	-1.4	+7.2

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Amount (₹) Started

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Stocks held5761 lines in all

Top 10 stocks34.6%of the fund

Short positions-0.1%sold through derivatives

Net equity97.7%long stocks and derivatives minus shorts

Where the money is

Equity 97.7%Debt 0.2%Cash & others 2.1%Short -0.1%

Sectors (stocks held)

Banks

18.8%

Pharmaceuticals & Biotechnology

7.4%

Retailing

6.4%

Automobiles

6.4%

Auto Components

4.9%

Chemicals & Petrochemicals

4.6%

Realty

4.5%

Industrial Products

4.5%

Credit quality (debt and money market)

AAA

0.2%

Sovereign

0.0%

Changes since 30 Sept 2026

Share of fund	31 Oct 2026	30 Sept 2026	Change
Stocks held	97.7%	95.3%	+2.45
Short positions	-0.1%	-0.5%	+0.41
Debt	0.2%	0.2%	0.00
Cash & others	2.1%	4.5%	-2.45
Top 10 stocks	34.6%	34.4%	+0.21
Number of stocks	57	54	+3

New stocks 3

The Phoenix Mills Ltd.1.04%
Kfin Technologies Ltd.1.02%
Computer Age Management Services Ltd.0.98%

Bought more 4

ICICI Bank Ltd.+0.40
Kotak Mahindra Bank Ltd.+0.32
Tech Mahindra Ltd.+0.28
Coforge Ltd.+0.25

Cut back 1

Maruti Suzuki India Ltd.-0.60

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Stocks held 57

Holding	Sector / type	% of fund
HDFC Bank Ltd. INE040A01034	Banks	6.07%
ICICI Bank Ltd. INE090A01021	Banks	6.03%
Larsen & Toubro Ltd. INE018A01030	Construction	4.03%
State Bank of India INE062A01020	Banks	3.66%
Kotak Mahindra Bank Ltd. INE237A01036	Banks	2.99%
Ultratech Cement Ltd. INE481G01011	Cement & Cement Products	2.64%
Maruti Suzuki India Ltd. INE585B01010	Automobiles	2.35%
Urban Company Ltd. INE0CAZ01013	Retailing	2.35%
Lenskart Solutions Ltd. INE956O01016	Retailing	2.26%
Divi's Laboratories Ltd. INE361B01024	Pharmaceuticals & Biotechnology	2.23%
Bajaj Finance Ltd. INE296A01032	Finance	2.22%
TVS Motor Company Ltd. INE494B01023	Automobiles	2.18%
Corona Remedies Ltd. INE02ZQ01018	Pharmaceuticals & Biotechnology	2.15%
Navin Fluorine International Ltd. INE048G01026	Chemicals & Petrochemicals	2.09%
JSW Infrastructure Ltd. INE880J01026	Transport Infrastructure	2.09%
Anthem Biosciences Ltd. INE0CZ201020	Pharmaceuticals & Biotechnology	2.03%
Sona Blw Precision Forgings Ltd. INE073K01018	Auto Components	1.91%
Central Depository Services (I) Ltd. INE736A01011	Capital Markets	1.90%
Hyundai Motor India Ltd. INE0V6F01027	Automobiles	1.83%
JSW Cement Ltd. INE718I01012	Cement & Cement Products	1.80%
Timken India Ltd. INE325A01013	Industrial Products	1.80%
FSN E-Commerce Ventures Ltd. INE388Y01029	Retailing	1.76%
Schaeffler India Ltd. INE513A01022	Auto Components	1.75%
Tech Mahindra Ltd. INE669C01036	IT - Software	1.75%
Elevate Campuses Ltd. INE147X01013	Commercial Services & Supplies	1.63%
The Indian Hotels Company Ltd. INE053A01029	Leisure Services	1.61%
Coforge Ltd. INE591G01025	IT - Software	1.59%
Asian Paints Ltd. INE021A01026	Consumer Durables	1.46%
ABB India Ltd. INE117A01022	Electrical Equipment	1.42%
Grindwell Norton Ltd. INE536A01023	Industrial Products	1.41%
Bajaj Finserv Ltd. INE918I01026	Finance	1.38%
DLF Ltd. INE271C01023	Realty	1.34%
Jubilant Foodworks Ltd. INE797F01020	Leisure Services	1.32%
Pidilite Industries Ltd. INE318A01026	Chemicals & Petrochemicals	1.30%
ZF Commercial Vehicle Control Systems India Ltd. INE342J01019	Auto Components	1.28%
Balrampur Chini Mills Ltd. INE119A01028	Agricultural Food & other Products	1.22%
Sudeep Pharma Ltd. INE0QPI01025	Chemicals & Petrochemicals	1.16%
Interglobe Aviation Ltd. INE646L01027	Transport Services	1.10%
Thermax Ltd. INE152A01029	Electrical Equipment	1.09%
Oberoi Realty Ltd. INE093I01010	Realty	1.08%
Godrej Properties Ltd. INE484J01027	Realty	1.06%
Berger Paints India Ltd. INE463A01038	Consumer Durables	1.04%
The Phoenix Mills Ltd. INE211B01039	Realty	1.04%
Kfin Technologies Ltd. INE138Y01010	Capital Markets	1.02%
LTM Ltd. INE214T01019	IT - Software	1.02%
Honeywell Automation India Ltd. INE671A01010	Industrial Manufacturing	1.00%
Computer Age Management Services Ltd. INE596I01020	Capital Markets	0.98%
Torrent Power Ltd. INE813H01021	Power	0.97%
Biocon Ltd. INE376G01013	Pharmaceuticals & Biotechnology	0.94%
Voltas Ltd. INE226A01021	Consumer Durables	0.90%
Page Industries Ltd. INE761H01022	Textiles & Apparels	0.90%
HDB Financial Services Ltd. INE756I01012	Finance	0.77%
Carborundum Universal Ltd. INE120A01034	Industrial Products	0.71%
Pitti Engineering Ltd. INE450D01021	Industrial Manufacturing	0.71%
Brigade Hotel Ventures Ltd. INE03NU01014	Leisure Services	0.64%
ESAB India Ltd. INE284A01012	Industrial Products	0.54%
Kajaria Ceramics Ltd. INE217B01036	Consumer Durables	0.24%

Show 42 moreShow fewer

Short positions 1

Holding	Sector / type	% of fund
Net Receivable / Payable	–	-0.07%

Debt, money market and cash 3

Holding	Sector / type	% of fund
TREPS	–	2.13%
Housing and Urban Development Corporation Ltd. INE031A08681	[ICRA]AAA	0.17%
6.64% CGL 2031 IN0020180041	Sovereign	0.03%

From the fund house's monthly portfolio (sbimf.com), as on 31 Oct 2026. Percentages are of the fund's net assets; short positions are negative. Published about ten days after each month ends.

Risk

Volatility14.8%yearly, from daily NAVs

Worst fall-17.71%27 Sept 2024 → 28 Feb 2025

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 26 Feb 2021).

Fund details

Fund size (average AUM, July - September 2026)	₹3,166 cr across all plans · this plan ₹400 cr
Fund house	SBI Mutual Fund
Category	Solution oriented · Retirement
Plan	Direct
Option	Growth
Expense ratio (TER)	Direct 1.06% · Regular 2.07% (5 Nov 2026)
Scheme code (AMFI)	148683
ISIN	INF200KA1S55
NAV date	6 Nov 2026

Other plans of this fund

Plan	NAV	1 year
Direct · IDCW	₹22.1518	+3.27%
Regular · Growth	₹20.6537	+2.23%
Regular · IDCW	₹20.6542	+2.23%

Top Retirement funds (direct plans)

Fund	1 year	3 years (a year)
ICICI Prudential Retirement Fund Pure Equity Plan	+3.85%	+20.62%
ICICI Prudential Retirement Fund Hybrid Aggressive Plan	+3.07%	+17.72%
Aditya Birla Sun Life Retirement Fund-The 30s Plan	+12.87%	+17.54%
Union Retirement Fund	+4.89%	+13.90%
Aditya Birla Sun Life Retirement Fund-The 40s Plan	+3.00%	+12.44%
Nippon India Retirement Fund- Wealth Creation Scheme	-1.13%	+11.85%
HDFC Retirement Fund - Equity Plan	-1.87%	+11.31%
BANDHAN RETIREMENT FUND	+3.13%	+10.98%
SBI Retirement Benefit Fund - Aggressive Plan	+3.27%	+10.52%

All Retirement funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth today?

₹22.1636 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth?

1 year: 3.27%, 3 years: 10.52% a year, 5 years: 11.18% a year

How does SBI Retirement Benefit Fund - Aggressive Plan rank in its category?

10 of 24 Retirement funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.