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Mutual fundsSIF

Union Gilt Fund - Direct Plan - Growth

NAVs of 8 Nov 2026

Union Mutual Fund · Debt fund · Direct plan · Growth

GiltDirect · GrowthRisk: Moderate
NAV · 6 Nov 2026
₹12.4736 ▼ 0.46%
Union Mutual Fund
Fund size₹82.71 crJuly - September 2026
1-month range₹12.15 – 12.53
1 year+1.61%rank 23 of 23
Expense ratio0.65%direct plan, a year
5 years–a year

What the fund does

The investment objective of the Scheme is to generate income through investment in a portfolio comprising of government securities of various maturities. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

BenchmarkCRISIL Dynamic Gilt Index# #CRISIL Benchmark Disclaimer: CRISIL Indices are the sole property of CRISIL Limited (CRISIL). CRISIL Indices shall not be copied, transmitted or distributed in any manner for any commercial use. CRISIL has taken due care and caution in computation of the Indices, based on the data obtained from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the Indices and is not responsible for any errors or for the results obtained from the use of the Indices. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL Indices.
Launched8 Aug 2022
Fund houseUnion Mutual Fund
Fund managersFM 1 Mr. Parijat AgrawalFM 2 Mr. Anindya Sarkar

NAV history

121213 2026-08-112026-08-242026-09-072026-09-212026-10-052026-10-162026-10-30

Returns

1 week
+2.13%avg 1.3%
1 month
+0.78%avg 0.7%
3 months
-0.80%avg -0.3%
6 months
+1.93%avg 2.5%
This year
+0.98%avg 2.9%
1 year
+1.61%avg 3.3% · #23/23
3 years (a year)
+5.19%avg 6.3% · #21/22

Bars: this plan; the thin mark is the Gilt average (direct plans, growth option). Over a year: yearly averages (CAGR). Past returns do not guarantee future returns. Information only, not investment advice.

Monthly returns (%)

YearJanFebMarAprMayJunJulAugSepOctNovDec
2024+0.1
2025+1.0-0.5+2.5+2.2+0.4-2.1+1.0-3.1+2.0-0.1-0.6+1.1
2026-0.4+0.6-3.9+2.3+0.0+3.9-1.2-0.4-0.5-1.3+2.1

Each month's change in NAV (the current month to the latest NAV).

What if you had invested?

Worked out from this plan's actual NAVs. SIP: invested on the first NAV of each month. Taxes and exit loads are not included. Past returns do not guarantee future returns. Information only, not investment advice.

Portfolio as on 31 Oct 2026

Holdings35 lines in all
Top 10 holdings92.6%of the fund
Debt92.6%bonds, government securities
Money market0.0%CDs, CPs, treasury bills

Where the money is

Debt 92.6%Cash & others 7.4%

Credit quality (debt and money market)

Sovereign
92.6%

Changes since 30 Sept 2026

Share of fund31 Oct 202630 Sept 2026Change
Debt92.6%88.9%+3.66
Money market0.0%0.0%0.00
Cash & others7.4%11.1%-3.66

Change is in percentage points. Bought more and cut back list stocks whose share of the fund moved by at least 0.25 points. A share can also move because the price changed, not only because the fund traded.

Bonds, money market and cash 5

HoldingSector / type% of fund
GOI 7.71% 2066
IN0020260033		Sovereign33.39%
GOI 6.90% 2065
IN0020250018		Sovereign30.01%
GOI 7.24% 2055
IN0020250075		Sovereign29.17%
TREPS–4.79%
Net Receivable / Payable–2.64%

From the fund house's monthly portfolio (unionmf.com), as on 31 Oct 2026. Percentages are of the fund's net assets. Published about ten days after each month ends.

Risk

Volatility5.4%yearly, from daily NAVs
Worst fall-6.37%16 May 2025 → 2 Apr 2026
RiskometerModerateModerate

Volatility: how much the NAV moves, as a yearly figure (higher = bumpier). Worst fall: the biggest drop from a high, in the NAV history we hold (from 30 Sept 2022).

Where it can invest (limits from the scheme document)

Central and State Government securities, Treasury Bills and Cash Management Bills of Government of India
80–100%
of total assets, Call money market, Triparty Repo, Reverse Repo in Government Securities and Treasury Bills*
0–20%

The ranges the fund is allowed to hold, not what it holds today.

Fund details

Fund size (average AUM, July - September 2026)₹82.71 cr across all plans · this plan ₹22.90 cr
Fund houseUnion Mutual Fund
CategoryDebt · Gilt
PlanDirect
OptionGrowth
Expense ratio (TER)Direct 0.65% · Regular 1.08% (6 Nov 2026)
Minimum investment₹1,000 · additional ₹1,000
Scheme code (AMFI)150407
ISININF582M01HW2
NAV date6 Nov 2026

Scheme details from the fund's scheme summary document filed with AMFI; expense ratios from AMFI's daily filings.

Other plans of this fund

PlanNAV1 year
Direct · IDCW₹11.7825-4.02%
Direct · IDCW₹12.1185-1.28%
Regular · Growth₹12.2212+1.17%
Regular · IDCW₹11.4959-4.83%
Regular · IDCW₹11.8635-1.79%

Top Gilt funds (direct plans)

Fund1 year3 years (a year)
Bandhan Gilt Fund+7.29%+8.29%
ICICI Prudential Gilt Fund+3.80%+6.87%
BARODA BNP PARIBAS GILT FUND+3.01%+6.77%
UTI - Gilt Fund+4.31%+6.73%
SBI GILT FUND+3.93%+6.70%
DSP Gilt Fund+2.87%+6.62%
Invesco India Gilt Fund+2.63%+6.55%
Nippon India Gilt Fund+3.66%+6.53%
Union Gilt Fund+1.61%+5.19%

All Gilt funds ranked › · Compare with others ›

← All mutual funds

Information only, not investment advice.

What is the NAV of Union Gilt Fund - Direct Plan - Growth today?

₹12.4736 as of 6 Nov 2026, from AMFI's official NAV data.

What are the returns of Union Gilt Fund - Direct Plan - Growth?

1 year: 1.61%, 3 years: 5.19% a year

How does Union Gilt Fund rank in its category?

23 of 23 Gilt funds (direct plans, growth option) by 1-year return.

What is the difference between direct and regular plans?

Both invest in the same portfolio. Direct plans are bought straight from the fund house and pay no distributor commission, so their expenses are lower and their NAV grows slightly faster.